Gavop tells you how to get the best homeowners insurance in Sanger, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $91,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $198,000 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $261,500 | $240,000 | $200,000-$250,000 |
| 5 Bedroom | $212,500 | $200,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$159 | $836 |
| Superior Protection Discount | -$90 | $906 |
| Fire & Security Discount | -$100 | $896 |
| Hail Resistant Roof Discount | -$30 | $965 |
| Newly Constructed Home Discount | -$259 | $736 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,295 |
| Hail Damage | $4,476 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,556 |
| Home Insurance Company Sanger, TX | Homeowners Insurance Agency Sanger, TX | Address | Popularity Score | Distance from Sanger (miles) |
|---|---|---|---|---|
| Farmers | Richard Johnston | 1320 Greenway Dr Ste 755, Irving, TX, 75038 | 35.3 | |
| State Farm | Ricardo Sempertegui | 2317 W University Dr Ste 113, Denton, TX, 76201-1614 | 9.4 | |
| State Farm | Rafael Parker | 1330 N Mcdonald St Ste 104, Mckinney, TX, 75071-1880 | 38.0 | |
| Farmers | Kyle Sims | 4200 S Cooper St Ste 202, Arlington, TX, 76015 | 46.4 | |
| State Farm | Ruth Bookhammer | 1106 14th St, Plano, TX, 75074-6202 | 39.1 | |
| State Farm | Mike Makara | 828 Belt Line Rd, Garland, TX, 75040-3633 | 45.1 | |
| State Farm | Russel Ceballos | 809 N 7th St, Sanger, TX, 76266-4203 | 4.6 | |
| Travelers | Neal & Neal Insurance Agency | 4202 N I-35, Denton, TX, 76207 | 8.8 | |
| Liberty Mutual Independent | Hutcherson Insurance Group Llc | 1212 N Locust St, Denton, TX, 76201 | 10.7 | |
| State Farm | Tien Pham | 210 S Greenville Ave Ste 100, Richardson, TX, 75081-4103 | 40.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Denton County, TX | $232,000 | $1,286 | $850 | $1,980 | $1,130 |
| Sanger, TX | $163,900 | $995 | $660 | $1,530 | $870 |
| Oak Point, TX | $192,200 | $1,816 | $1,200 | $2,800 | $1,600 |
| Rhome, TX | $122,000 | $1,610 | $1,060 | $2,480 | $1,420 |
| Lewisville, TX | $172,100 | $1,352 | $890 | $2,080 | $1,190 |
| Southwest Grayson, TX | $159,600 | $1,733 | $1,140 | $2,670 | $1,530 |
| Bridgeport, TX | $133,200 | $942 | $620 | $1,450 | $830 |
| Bowie, TX | $121,300 | $1,007 | $660 | $1,550 | $890 |
| Irving, TX | $155,200 | $1,393 | $920 | $2,150 | $1,230 |
| River Oaks, TX | $88,300 | $1,040 | $690 | $1,600 | $910 |
| Murphy, TX | $324,700 | $1,111 | $730 | $1,710 | $980 |
| Forest Hill, TX | $80,300 | $1,011 | $670 | $1,560 | $890 |