Gavop's guide to buying homeowners insurance in Plainfield, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Plainfield, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 6th St, Roode Rd, Trout Hatchery Rd, Arnio Dr, Trillium Ct, Tarbox Rd, Major Dr, Unity Dr, Norwich Rd, Dropo Dr | $104,000 | $80,000 | $75,000-$100,000 | $112,500 | $90,000 | $100,000-$125,000 |
| Green St, S Chestnut St, Cady Ln, Chicory Ct, Perkins St, Philmar Dr, Lions Dr, May St, Academy Hill Rd, Beechwood Blvd | $201,000 | $170,000 | $200,000-$250,000 | $127,500 | $120,000 | $125,000-$150,000 |
| 3rd St, Cornell Rd, Florence St, Pond View Rd, N Chestnut St, Champagne St, Barber Hill Rd, Highland St Exd, Old Putnam Rd Exd, Pond St | $233,000 | $200,000 | $175,000-$200,000 | $169,500 | $160,000 | $150,000-$175,000 |
| Plainview Dr, Mechanic St, Sunny Acres, Exley Rd, Roper Rd, Margaret Ln, Golden Dr, Terrace Dr, Evergreen St, Cedar Ln | $134,000 | $110,000 | $100,000-$125,000 | $116,500 | $100,000 | $100,000-$125,000 |
| Juniper Ln, Blueberry Ln, Collins Rd, Gorman St, Community St, Oak Dr, Salisbury Ave, Kennedy Dr, Palmer Ln, Basley Rd | $210,000 | $180,000 | $200,000-$250,000 | $151,000 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $681 |
| Superior Protection Discount | -$80 | $721 |
| Fire & Security Discount | -$80 | $721 |
| Hail Resistant Roof Discount | -$24 | $777 |
| Newly Constructed Home Discount | -$168 | $633 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Windham County | $2,500 | $1,029 | $3,529 | $747 | $3,247 | $281 |
| Plainfield, CT | $2,500 | $792 | $3,292 | $575 | $3,075 | $216 |
| Windham County, CT | $300 | $1,029 | $1,329 | $747 | $1,047 | $281 |
| Franklin, CT | $1,000 | $1,151 | $2,151 | $836 | $1,836 | $315 |
| Hope Valley, RI | $400 | $1,272 | $1,672 | $924 | $1,324 | $347 |
| South Woodstock, CT | $2,500 | $1,074 | $3,574 | $780 | $3,280 | $293 |
| Smithfield, RI | $100 | $1,013 | $1,113 | $736 | $836 | $277 |
| Tiverton, RI | $1,500 | $991 | $2,491 | $720 | $2,220 | $271 |
| Norfolk, MA | $200 | $1,104 | $1,304 | $802 | $1,002 | $302 |
| Southborough, MA | $1,000 | $1,018 | $2,018 | $740 | $1,740 | $278 |
| Boylston, MA | $300 | $1,438 | $1,738 | $1,045 | $1,345 | $393 |
| Marlborough, MA | $1,500 | $1,200 | $2,700 | $872 | $2,372 | $328 |
| Home Insurance Company Plainfield, CT | Homeowners Insurance Agency Plainfield, CT | Address | Popularity Score | Distance from Plainfield (miles) |
|---|---|---|---|---|
| Allstate | Kevin P. Trahan | 140 Norwich Rd, Plainfield, CT, 6374 | 1.0 | |
| Liberty Mutual Independent | Norcom Insurance | 38 Security Dr, Avon, CT, 6001 | 49.1 | |
| Travelers | Prince Hill Insurance Agency Llc | 33 Prince Hill Rd, Brooklyn, CT, 6234 | 6.9 | |
| Liberty Mutual Independent | Rabbett Insurance Agency | 233 Addison Rd, Windsor, CT, 6095 | 41.8 | |
| Travelers | Allconnecticut Insurance Brokers Llc | 1107 New Britain Ave, West Hartford, CT, 6110 | 43.2 | |
| State Farm | Jody Jordan | 598 W Main St Ste 4, Norwich, CT, 06360-5335 | 16.3 | |
| Liberty Mutual Independent | Wellstone Insurance | 800 Cottage Grove Road Building One, Bloomfield, CT, 6002 | 44.2 | |
| Liberty Mutual Independent | Ryan Associates Llc | 850 N Main Street Ext Ste 1a, Wallingford, CT, 6492 | 49.5 | |
| Allstate | Carl Jeppesen | 1321 Boston Post Rd, Madison, CT, 6443 | 44.9 | |
| Travelers | Chelsea Insurance Agency Llc | 124 W Town St, Norwich, CT, 6360 | 14.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $850 | $1,790 | $940 |
| Windham County, CT | $196,800 | $1,041 | $750 | $1,480 | $730 |
| Plainfield, CT | $171,300 | $801 | $550 | $1,140 | $590 |
| Windham County, CT | $196,800 | $1,041 | $710 | $1,480 | $770 |
| Franklin, CT | $238,000 | $1,165 | $840 | $1,620 | $780 |
| Hope Valley, RI | $232,800 | $1,287 | $890 | $1,780 | $890 |
| South Woodstock, CT | $211,300 | $1,087 | $740 | $1,490 | $750 |
| Smithfield, RI | $276,200 | $1,025 | $710 | $1,430 | $720 |
| Tiverton, RI | $267,500 | $1,003 | $730 | $1,420 | $690 |
| Norfolk, MA | $469,100 | $1,117 | $770 | $1,590 | $820 |
| Southborough, MA | $584,500 | $1,031 | $700 | $1,430 | $730 |
| Boylston, MA | $363,100 | $1,455 | $1,060 | $2,020 | $960 |
| Marlborough, MA | $325,700 | $1,215 | $860 | $1,720 | $860 |