Gavop's guide to buying homeowners insurance in Casey County, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $73,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $145,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $213,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $132,500 | $110,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$58 | $581 |
| Home and Two Car | -$102 | $537 |
| Home and Three Car | -$160 | $479 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Casey County | $2,000 | $631 | $2,631 | $459 | $2,459 | $173 |
| Casey County, KY | $1,000 | $631 | $1,631 | $459 | $1,459 | $173 |
| Liberty, KY | $500 | $637 | $1,137 | $463 | $963 | $174 |
| Dunnville, KY | $1,000 | $677 | $1,677 | $492 | $1,492 | $185 |
| Science Hill, KY | $100 | $823 | $923 | $598 | $698 | $225 |
| New Market, KY | $1,000 | $974 | $1,974 | $708 | $1,708 | $266 |
| Garrard County, KY | $500 | $747 | $1,247 | $543 | $1,043 | $204 |
| Willisburg, KY | $1,500 | $730 | $2,230 | $531 | $2,031 | $200 |
| Buffalo, KY | $100 | $797 | $897 | $579 | $679 | $218 |
| Clinton County, KY | $1,000 | $579 | $1,579 | $421 | $1,421 | $158 |
| Southwest Anderson, KY | $200 | $898 | $1,098 | $653 | $853 | $245 |
| Co-operative, KY | $1,500 | $485 | $1,985 | $353 | $1,853 | $133 |
| Home Insurance Company Casey County, KY | Homeowners Insurance Agency Casey County, KY | Address | Popularity Score | Distance from Casey County (miles) |
|---|---|---|---|---|
| State Farm | Erica Barnes | 511 W Main St, Lebanon, KY, 40033-1338 | 24.9 | |
| State Farm | Travis Easterling | 1002 Granite Dr Ste 101, Bardstown, KY, 40004-2076 | 43.9 | |
| Travelers | First Insurance Group | 2520 S Highway 27, Somerset, KY, 42501 | 23.8 | |
| Allstate | Rebecca Turner | 218 N Main St, Nicholasville, KY, 40356 | 43.3 | |
| State Farm | Steve Page | 626 Edgewood Dr, Nicholasville, KY, 40356-2261 | 42.1 | |
| Travelers | Whitenack Souder Insurance | 204 S Main St, Harrodsburg, KY, 40330 | 30.6 | |
| Travelers | La Rue Insurance Inc | 54 Lincoln Square, Hodgenville, KY, 42748 | 47.9 | |
| State Farm | Stan Simmons | 1080 Bypass S Unit 1, Lawrenceburg, KY, 40342-9094 | 48.2 | |
| Travelers | Smith & Associates Insurance Inc | 607 North Third Street, Bardstown, KY, 40004 | 45.1 | |
| State Farm | Denise Brooks | 635 S Lincoln Blvd, Hodgenville, KY, 42748-1010 | 47.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,280 | $630 |
| Casey County, KY | $77,600 | $639 | $460 | $880 | $420 |
| Casey County, KY | $77,600 | $639 | $430 | $900 | $470 |
| Liberty, KY | $78,800 | $644 | $440 | $900 | $460 |
| Dunnville, KY | $77,300 | $685 | $500 | $950 | $450 |
| Science Hill, KY | $112,000 | $833 | $590 | $1,160 | $570 |
| New Market, KY | $159,800 | $986 | $680 | $1,410 | $730 |
| Garrard County, KY | $131,000 | $756 | $510 | $1,040 | $530 |
| Willisburg, KY | $88,900 | $739 | $510 | $1,060 | $550 |
| Buffalo, KY | $105,300 | $807 | $560 | $1,140 | $580 |
| Clinton County, KY | $66,100 | $586 | $400 | $810 | $410 |
| Southwest Anderson, KY | $134,000 | $909 | $630 | $1,280 | $650 |
| Co-operative, KY | $41,500 | $491 | $340 | $700 | $360 |