Gavop's guide to buying homeowners insurance in LaSalle, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| LaSalle, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gaspard Dr, Carpenter St, Webb Loop, Barton Dr, Ash St, Lum Ln, Nealy Dr, Coemmy Dr, Evangeline St, Haddox Rd | $148,500 | $130,000 | $150,000-$175,000 | $63,500 | $50,000 | $50,000-$75,000 |
| Hunt Warehouse Rd, Green Terrace Rd, State Rte 8, Oak St, Gates Ln, Terral St, Cobbs Rd, Woodlawn Dr, Louisiana, Holloway Rd | $102,000 | $90,000 | $100,000-$125,000 | $100,000 | $90,000 | $100,000-$125,000 |
| Sams Hill, Windywood Ln, Colaluca Ln, State Rte 124, Tarver Rd, State Rte 506, Doozy Rd, Industrial Park 1, Jimmy Dr, Substation Rd | $86,500 | $80,000 | $100,000-$125,000 | $52,500 | $50,000 | $50,000-$75,000 |
| Mc Cartney Rd, Knapp Rd, Emery Dr, Tech Dr, State Rte 778, Riverfront Rd, US Hwy 84, Cattlemans Dr, Front St, Chevallier Dr | $155,500 | $140,000 | $125,000-$150,000 | $147,000 | $120,000 | $125,000-$150,000 |
| Brad Ln, Ruffin Rd, E Sharboro St, Kennon Rd, Thomas Dr, Brockner, Holloman, Coile Rd, Little River Rd, Cypress Byu Loop | $68,500 | $60,000 | $50,000-$75,000 | $56,500 | $50,000 | $50,000-$75,000 |
| Mixon Rd, Centeral Ave, Quail, Wolf Dr, Ash St, Lori Ln, State Rte 127, Massey Dr, Skrable Rd, Murl Ln | $129,500 | $110,000 | $100,000-$125,000 | $89,000 | $80,000 | $100,000-$125,000 |
| Belah Cemetery Rd, Dixie Ln, Proctor, Huffman Rd, Chico Rd, Sadye Ln, Two Tone Rd, Hooter Ln, Short One, Nailor Dr | $126,000 | $110,000 | $125,000-$150,000 | $70,000 | $70,000 | $50,000-$75,000 |
| Whatley Rd, Tall Timber Rd, Copperhead Loop, Tidwell Landing Rd, E Elm St, Zeagler St, Humphries St, Whitehall Plantation Rd, Hodges St, E Bradford St | $132,500 | $110,000 | $100,000-$125,000 | $92,500 | $80,000 | $100,000-$125,000 |
| Lottie Ln, Obie Rd, Peach St, Glynn Dr, Standard Church Rd, E Southern Ave, Cora Ln, Thomas Aly, Cooper Loop, Evelyn Blvd | $90,000 | $80,000 | $75,000-$100,000 | $74,500 | $60,000 | $75,000-$100,000 |
| Shelby Rd, Dixie Ln, Francis St, W Trichel St, Blair St, Old Pond Dr, Doyle, Ip 32 Rd, Zimmer Creek Rd, Gothright Rd | $105,500 | $100,000 | $75,000-$100,000 | $74,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $677 |
| Superior Protection Discount | -$73 | $734 |
| Fire & Security Discount | -$89 | $718 |
| Hail Resistant Roof Discount | -$24 | $782 |
| Newly Constructed Home Discount | -$194 | $613 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| La Salle Parish | $700 | $797 | $1,497 | $579 | $1,279 | $218 |
| LaSalle, LA | $1,500 | $797 | $2,297 | $579 | $2,079 | $218 |
| Jena, LA | $400 | $1,172 | $1,572 | $852 | $1,252 | $320 |
| Georgetown, LA | $2,000 | $800 | $2,800 | $582 | $2,582 | $219 |
| Pollock, LA | $400 | $1,220 | $1,620 | $887 | $1,287 | $333 |
| Wallace Ridge, LA | $1,500 | $1,459 | $2,959 | $1,060 | $2,560 | $399 |
| Concordia, LA | $2,000 | $815 | $2,815 | $592 | $2,592 | $223 |
| Ferriday, LA | $200 | $1,031 | $1,231 | $750 | $950 | $282 |
| Cloverdale, MS | $1,500 | $844 | $2,344 | $613 | $2,113 | $231 |
| Baskin, LA | $200 | $928 | $1,128 | $674 | $874 | $254 |
| Morgantown, MS | $2,000 | $955 | $2,955 | $694 | $2,694 | $261 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| La Salle Parish, LA | $76,700 | $806 | $560 | $1,160 | $600 |
| LaSalle, LA | $76,700 | $806 | $560 | $1,160 | $600 |
| Jena, LA | $96,400 | $1,186 | $830 | $1,710 | $880 |
| Georgetown, LA | $65,000 | $810 | $570 | $1,170 | $600 |
| Pollock, LA | $101,100 | $1,235 | $860 | $1,780 | $920 |
| Wallace Ridge, LA | $127,400 | $1,477 | $1,030 | $2,130 | $1,100 |
| Concordia, LA | $78,500 | $825 | $580 | $1,190 | $610 |
| Ferriday, LA | $83,700 | $1,044 | $730 | $1,500 | $770 |
| Cloverdale, MS | $65,100 | $854 | $620 | $1,180 | $560 |
| Baskin, LA | $75,000 | $939 | $660 | $1,350 | $690 |
| Morgantown, MS | $80,600 | $967 | $650 | $1,320 | $670 |