How Can I Make My Russell Springs, KY Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Russell Springs, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Russell Springs, KY Home Insurance Coverage Levels | Back to Top

Russell Springs, KY - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Kerr Brown Ln, Kyles Ln, Lakewood Dr, Wilson St, Florence Dr, N Grider Rd, Dickerson Ridge Rd, D Wilson Rd, Foley Rd, E Mt Eden Rd $135,500 $110,000 $100,000-$125,000 $81,500 $80,000 $50,000-$75,000
State Hwy 430, State Hwy 1680, Cheyenne Dr, Phillip Johnson Rd, Clear Fork Rd, Vebb Smith Rd, Primrose Ln, Mill Rd, State Hwy 1545, Tarter Ln $78,000 $70,000 $50,000-$75,000 $69,000 $60,000 $50,000-$75,000
Karens Rd, Halfacre Ridge Rd, Roark Rd, Tola Ln, Rolling Springs Rd, Bernard Rd, W Foley Rd, Snow Rd, Autumn Dr, Jonah Kelsey Rd $101,500 $100,000 $100,000-$125,000 $63,500 $60,000 $50,000-$75,000
R Thompson Rd, Carol St, Lynch Spr, G Brown Rd, Bobbyu Elannigan Rd, Nelson Mill Rd, Polly Rd, Bobby Flanagan Rd, Edmonds St, Foley Ln $66,500 $60,000 $50,000-$75,000 $78,500 $70,000 $75,000-$100,000
Crestview Cir, Perkins Creek Rd, Dandelion St, West Rd, Mt Pleasant Rd, French Valley Loop, Edmonds Rd, Sano Mount Olive Rd, Rolling Spring, Parks Ridge Rd $118,000 $110,000 $100,000-$125,000 $80,500 $70,000 $75,000-$100,000

Estimate your Savings with Home Insurance Discounts in Russell Springs, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$125 $533
Superior Protection Discount -$66 $593
Fire & Security Discount -$59 $599
Hail Resistant Roof Discount -$20 $639
Newly Constructed Home Discount -$171 $487

Choose the Right Deductible for your Russell Springs, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Russell County $2,000 $673 $2,673 $489 $2,489 $184
Russell Springs, KY $2,500 $651 $3,151 $473 $2,973 $178
Campbellsville, KY $300 $681 $981 $495 $795 $186
Gresham, KY $1,500 $678 $2,178 $493 $1,993 $185
Clinton County, KY $100 $579 $679 $421 $521 $158
Gregory, KY $2,000 $580 $2,580 $421 $2,421 $158
Donansburg, KY $300 $637 $937 $463 $763 $174
Lebanon, KY $1,000 $645 $1,645 $469 $1,469 $176
Co-operative, KY $500 $485 $985 $353 $853 $133
Hiseville, KY $2,000 $906 $2,906 $658 $2,658 $248
Springfield, KY $500 $681 $1,181 $495 $995 $186
Livingston, TN $700 $890 $1,590 $647 $1,347 $243

Identify Top Home Insurance Agents near Russell Springs, KY | Back to Top

Home Insurance Company Russell Springs, KY Homeowners Insurance Agency Russell Springs, KY Address Popularity Score Distance from Russell Springs (miles)
State Farm Wade Flowers 235 Keen St, Burkesville, KY, 42717
26.3
Travelers Tompkinsville Insurance Agency 910 North Main St, Tompkinsville, KY, 42167
42.7
Travelers First Insurance Group 2520 S Highway 27, Somerset, KY, 42501
25.0
Travelers The Lancaster Agency Inc 121 E Main St, Lebanon, KY, 40033
35.5
State Farm Chris Cornelius 400 Carrigan Dr, Danville, KY, 40422-2402
41.0
Allstate Amy Hazlett 216 Skywatch Dr, Danville, KY, 40422
40.5
Allstate The Ruth Hagan Insurance Agency 101 W Main St, Lebanon, KY, 40033
35.5
Allstate Bennett Insurance Group 4295 Burkesville Rd, Columbia, KY, 42728
15.2
Travelers Whitenack Souder Insurance 204 S Main St, Harrodsburg, KY, 40330
48.8
Liberty Mutual Independent Reed Brothers 134 Public Sq, Columbia, KY, 42728
13.3

Compare Rates for Russell Springs, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $640 $1,280 $640
Russell County, KY $87,300 $681 $480 $970 $490
Russell Springs, KY $82,100 $658 $440 $900 $460
Campbellsville, KY $108,800 $690 $470 $940 $470
Gresham, KY $77,400 $686 $490 $970 $480
Clinton County, KY $66,100 $586 $400 $800 $400
Gregory, KY $58,100 $587 $420 $820 $400
Donansburg, KY $69,100 $645 $430 $910 $480
Lebanon, KY $97,800 $653 $450 $920 $470
Co-operative, KY $41,500 $491 $350 $670 $320
Hiseville, KY $136,300 $917 $610 $1,300 $690
Springfield, KY $108,900 $690 $500 $950 $450
Livingston, TN $107,700 $901 $600 $1,280 $680