Gavop's guide to buying homeowners insurance in Mountain Home, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $63,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $92,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $117,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $168,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $191,000 | $160,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $723 |
| Home and Two Car | -$135 | $659 |
| Home and Three Car | -$183 | $612 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Baxter County | $2,500 | $1,025 | $3,525 | $745 | $3,245 | $280 |
| Mountain Home, AR | $700 | $785 | $1,485 | $570 | $1,270 | $214 |
| Lakeview, AR | $300 | $1,188 | $1,488 | $863 | $1,163 | $325 |
| Harris, AR | $300 | $1,364 | $1,664 | $992 | $1,292 | $373 |
| Searcy County, AR | $300 | $788 | $1,088 | $573 | $873 | $215 |
| Big Spring, AR | $2,000 | $1,344 | $3,344 | $976 | $2,976 | $367 |
| Brandsville, MO | $500 | $778 | $1,278 | $565 | $1,065 | $212 |
| Piney Fork, AR | $700 | $749 | $1,449 | $544 | $1,244 | $205 |
| Willow Springs, MO | $100 | $774 | $874 | $563 | $663 | $212 |
| Davidson, AR | $1,000 | $1,274 | $2,274 | $926 | $1,926 | $348 |
| Home Insurance Company Mountain Home, AR | Homeowners Insurance Agency Mountain Home, AR | Address | Popularity Score | Distance from Mountain Home (miles) |
|---|---|---|---|---|
| Allstate | Kevin Smith | 121 W Industrial Park Rd Ste C, Harrison, AR, 72601 | 42.5 | |
| Travelers | Affordable Insurance | 635 Highway 62 E, Mountain Home, AR, 72653 | 0.8 | |
| State Farm | Derek Mccoy | 119 N College St, Mountain Home, AR, 72653-3651 | 0.7 | |
| Allstate | Jana Cowgill | 401 S College St, Mountain Home, AR, 72653 | 0.6 | |
| State Farm | Mike Watson | 1995 Highway 62 412, Highland, AR, 72542-9262 | 47.4 | |
| Travelers | Affordable Insurance | 635 Highwway 62 E, Mountain Home, AR, 72653 | 0.8 | |
| Travelers | Affordable Insurance | 636 Highway 62 E, Mountain Home, AR, 72653 | 0.8 | |
| State Farm | James Boyett | 846 Highway 62 E, Mountain Home, AR, 72653-3212 | 0.9 | |
| State Farm | Jay Chafin | 747 N Cardinal Dr, Mountain Home, AR, 72653-3253 | 0.9 | |
| Travelers | Campbell Insurance Agency Inc | 209 N Walnut St, Harrison, AR, 72601 | 41.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $750 | $1,540 | $790 |
| Baxter County, AR | $124,400 | $1,037 | $760 | $1,470 | $710 |
| Mountain Home, AR | $124,900 | $794 | $530 | $1,120 | $590 |
| Lakeview, AR | $144,000 | $1,202 | $870 | $1,650 | $780 |
| Harris, AR | $187,800 | $1,381 | $950 | $1,920 | $970 |
| Searcy County, AR | $89,700 | $798 | $540 | $1,090 | $550 |
| Big Spring, AR | $182,500 | $1,360 | $990 | $1,860 | $870 |
| Brandsville, MO | $60,000 | $787 | $540 | $1,090 | $550 |
| Piney Fork, AR | $53,000 | $758 | $540 | $1,080 | $540 |
| Willow Springs, MO | $96,300 | $784 | $560 | $1,090 | $530 |
| Davidson, AR | $164,700 | $1,289 | $930 | $1,780 | $850 |