Gavop's guide to buying homeowners insurance in Malone, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Malone, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Porter Ave, E Side Rd, Finney Blvd, Cooledge Ct, Indian Trails Dr, Helms Rd, Valley Rd, Shova Rd, Cherry St, Charles St | $94,000 | $80,000 | $100,000-$125,000 | $98,000 | $90,000 | $100,000-$125,000 |
| Church Pl, Edward St, Miner Rd, Wheeler Rd, Primrose St, Brand Rd, Johnson Rd, Harrison Pl, Terrace St, E Side Road 3 | $82,000 | $70,000 | $75,000-$100,000 | $73,000 | $60,000 | $75,000-$100,000 |
| Seaver St, Burke Rd, St Mary Rd, Biglow St, Morton St, Lawrence St, Adler Rd, Morton St, Milwaukee St, Rennie St | $104,000 | $80,000 | $75,000-$100,000 | $73,500 | $70,000 | $75,000-$100,000 |
| Porter Rd, Thomas Rd, Morgan Rd, Spruce St, Robinson Cir, Teboville Rd, Hillsdale Ter, Maple St, Spring Flower Dr, Pierepont Ave | $158,500 | $150,000 | $125,000-$150,000 | $80,500 | $70,000 | $50,000-$75,000 |
| Rider Rd, Low Rd, Cosgrove Rd, Co Hwy 25, Child Rd, Hicks Rd, Short Ave, Beman St, Cady Rd, Murry Rd | $227,000 | $210,000 | $200,000-$250,000 | $99,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $787 |
| Superior Protection Discount | -$86 | $874 |
| Fire & Security Discount | -$77 | $883 |
| Hail Resistant Roof Discount | -$29 | $931 |
| Newly Constructed Home Discount | -$259 | $701 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,513 |
| Hail Damage | $4,759 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,218 |
| Home Insurance Company Malone, NY | Homeowners Insurance Agency Malone, NY | Address | Popularity Score | Distance from Malone (miles) |
|---|---|---|---|---|
| State Farm | Tom Post | 57 E Orvis St, Massena, NY, 13662-2074 | 31.0 | |
| Nationwide | Kevin M Daniels | 20 Elm St, Potsdam, NY, 13676 | 35.4 | |
| Travelers | Brooke & Irwin Insurance Agency Inc | 14 Healey Ave, Plattsburgh, NY, 12901 | 40.2 | |
| Erie | Shumway Insurance Agency Inc. | 2 Cogan Avenue Suite 103, Plattsburgh, NY, 12901 | 40.3 | |
| Travelers | Riverside Insurance Agency | 9665 Route 9, Chazy, NY, 12921 | 42.3 | |
| Travelers | Riverside Insurance Agency | 9665 State Route 9, Chazy, NY, 12921 | 42.3 | |
| Travelers | Rose & Kiernan Inc | 498 Route 3, Plattsburgh, NY, 12901 | 39.5 | |
| Travelers | Elmer A Thompson Inc | 167 E Main, Chateaugay, NY, 12920 | 13.7 | |
| Allstate | Patrick Kowalczyk | 336 W Main St, Malone, NY, 12953 | 3.7 | |
| Allstate | Anson A Burke | 51 Stoughton Ave, Massena, NY, 13662 | 31.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,590 | $790 |
| Franklin County, NY | $102,200 | $1,215 | $870 | $1,680 | $810 |
| Malone, NY | $96,100 | $960 | $700 | $1,320 | $620 |
| Chateaugay, NY | $82,100 | $592 | $430 | $820 | $390 |
| Franklin County, NY | $102,200 | $1,215 | $890 | $1,680 | $790 |
| Lyon Mountain, NY | $65,500 | $602 | $410 | $850 | $440 |
| Hannawa Falls, NY | $145,800 | $636 | $450 | $880 | $430 |
| Potsdam, NY | $103,700 | $952 | $650 | $1,310 | $660 |
| Lake Placid, NY | $211,500 | $807 | $560 | $1,140 | $580 |
| Colton, NY | $132,200 | $616 | $440 | $880 | $440 |
| Madrid, NY | $92,700 | $590 | $430 | $820 | $390 |
| Cumberland Head, NY | $156,800 | $657 | $480 | $900 | $420 |
| St. Lawrence County, NY | $88,000 | $1,226 | $850 | $1,680 | $830 |