Gavop shows you how to buy homeowners insurance in Mount Pleasant, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $179,000 | $150,000 | $150,000-$175,000 |
| 2 Bedroom | $411,000 | $360,000 | $300,000-$350,000 |
| 3 Bedroom | $664,500 | $620,000 | $500,000-$600,000 |
| 4 Bedroom | $531,500 | $490,000 | $500,000-$600,000 |
| 5 Bedroom | $964,000 | $910,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$76 | $767 |
| Home and Two Car | -$143 | $700 |
| Home and Three Car | -$202 | $641 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Westchester County | $700 | $1,090 | $1,790 | $792 | $1,492 | $298 |
| Mount Pleasant, NY | $1,000 | $833 | $1,833 | $605 | $1,605 | $228 |
| Montvale, NJ | $300 | $1,057 | $1,357 | $769 | $1,069 | $289 |
| Roslyn Harbor, NY | $1,000 | $1,040 | $2,040 | $756 | $1,756 | $284 |
| Little Falls, NJ | $400 | $842 | $1,242 | $612 | $1,012 | $230 |
| Redding, CT | $1,000 | $1,136 | $2,136 | $826 | $1,826 | $311 |
| Kearny, NJ | $100 | $989 | $1,089 | $718 | $818 | $270 |
| East Orange, NJ | $2,500 | $830 | $3,330 | $603 | $3,103 | $227 |
| Copiague, NY | $100 | $838 | $938 | $609 | $709 | $229 |
| Islandia, NY | $700 | $1,215 | $1,915 | $883 | $1,583 | $332 |
| Dutchess County, NY | $100 | $987 | $1,087 | $717 | $817 | $270 |
| Edison, NJ | $1,000 | $849 | $1,849 | $617 | $1,617 | $232 |
| Home Insurance Company Mount Pleasant, NY | Homeowners Insurance Agency Mount Pleasant, NY | Address | Popularity Score | Distance from Mount Pleasant (miles) |
|---|---|---|---|---|
| Travelers | Ariston Brokerage Corp | 7219 18th Avenue, Brooklyn, NY, 11204 | 34.5 | |
| State Farm | Suzanne Aral-Boutros | 21 Cedar Swamp Rd Ste B, Glen Cove, NY, 11542-3755 | 19.7 | |
| State Farm | Marisa Schaefer | 68 Forest Ave, Locust Valley, NY, 11560-1736 | 19.3 | |
| Allstate | Michael A Weiss | 86 Forest Ave Fl 2, Glen Cove, NY, 11542 | 18.7 | |
| Allstate | Kevin Franchino | 345 N Main St Ste 8, New City, NY, 10956 | 9.9 | |
| Travelers | Dart Brokerage Corp | 578 E Fordham Road, Bronx, NY, 10458 | 16.8 | |
| Allstate | Rob Chowdhury | 2031 Forest Ave Ste 8, Staten Island, NY, 10303 | 37.0 | |
| State Farm | Bill Singleton | 383 Ashford Ave, Dobbs Ferry, NY, 10522-2625 | 6.0 | |
| Liberty Mutual Independent | Keevily Specialty Services Llc | 500 Mamaroneck Ave Ste 404, Harrison, NY, 10528 | 9.7 | |
| Travelers | Gotham Brokerage Co Inc | 156 William St 12th Flr, New York, NY, 10038 | 28.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,590 | $800 |
| Westchester County, NY | $513,300 | $1,103 | $760 | $1,570 | $810 |
| Mount Pleasant, NY | $629,000 | $843 | $620 | $1,170 | $550 |
| Montvale, NJ | $609,700 | $1,070 | $770 | $1,510 | $740 |
| Roslyn Harbor, NY | $1,137,300 | $1,053 | $730 | $1,510 | $780 |
| Little Falls, NJ | $369,600 | $852 | $600 | $1,170 | $570 |
| Redding, CT | $597,500 | $1,150 | $840 | $1,590 | $750 |
| Kearny, NJ | $318,700 | $1,001 | $690 | $1,390 | $700 |
| East Orange, NJ | $205,100 | $840 | $560 | $1,160 | $600 |
| Copiague, NY | $298,600 | $848 | $600 | $1,200 | $600 |
| Islandia, NY | $305,300 | $1,230 | $870 | $1,700 | $830 |
| Dutchess County, NY | $275,200 | $999 | $670 | $1,390 | $720 |
| Edison, NJ | $373,000 | $859 | $590 | $1,220 | $630 |