Gavop's guide to buying homeowners insurance in Waldwick, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Waldwick, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Van Dan Pl, Emmett Pl, Walter Hammond Pl, Cyli Pl, Alexander Ave, Brearly Cres, Cecelia Dr, Wayne Ct, Willow Ct, Demartini Pl | $271,500 | $240,000 | $200,000-$250,000 | $389,000 | $320,000 | $400,000-$500,000 |
| Roberta Ln, Van Dyke Rd, W Prospect St, Pineview Dr, Hickory Ln, Charles Ter, Beverly Ln, Waldwick Ave, Oak Pl, Stevens Ln | $432,000 | $390,000 | $400,000-$500,000 | $551,000 | $500,000 | $500,000-$600,000 |
| Raffaele Pl, Calvin Pl, Lilyan St, Chestnut Pl, Mary Ln, Oakview Dr, E Prospect St, Zazzetti St, Nallin Ct, Walter Nightingale Pl | $332,000 | $280,000 | $350,000-$400,000 | $765,500 | $620,000 | $600,000-$700,000 |
| Yvonne St, Barnes Dr, Gerard Dr, Bohnert Pl, Hewson Ave, Cortlandt St, Albert Pl, Howard Pl, Cambra Rd, Brady St | $381,000 | $310,000 | $300,000-$350,000 | $526,000 | $470,000 | $400,000-$500,000 |
| Cathy Ln, Depippo Ct, Vernon Ct, Stuart St, Van Ct, Lindbergh Pkwy, Smith St, S Dow Ave, Dante Pl, Dow Ave | $376,500 | $340,000 | $300,000-$350,000 | $716,000 | $580,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$182 | $828 |
| Superior Protection Discount | -$101 | $909 |
| Fire & Security Discount | -$71 | $940 |
| Hail Resistant Roof Discount | -$20 | $990 |
| Newly Constructed Home Discount | -$212 | $798 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bergen County | $2,500 | $1,332 | $3,832 | $968 | $3,468 | $364 |
| Waldwick, NJ | $1,000 | $998 | $1,998 | $725 | $1,725 | $273 |
| Hillcrest, NY | $200 | $1,049 | $1,249 | $763 | $963 | $287 |
| Kearny, NJ | $700 | $989 | $1,689 | $718 | $1,418 | $270 |
| Minisink, NY | $100 | $1,114 | $1,214 | $810 | $910 | $305 |
| Wantage, NJ | $2,500 | $861 | $3,361 | $625 | $3,125 | $235 |
| Island Park, NY | $400 | $1,603 | $2,003 | $1,165 | $1,565 | $438 |
| Long Beach, NY | $700 | $1,511 | $2,211 | $1,098 | $1,798 | $413 |
| Wilton Center, CT | $100 | $1,445 | $1,545 | $1,050 | $1,150 | $395 |
| Laurence Harbor, NJ | $1,000 | $758 | $1,758 | $551 | $1,551 | $207 |
| East Franklin, NJ | $400 | $952 | $1,352 | $692 | $1,092 | $260 |
| East Farmingdale, NY | $1,500 | $1,798 | $3,298 | $1,307 | $2,807 | $491 |
| Home Insurance Company Waldwick, NJ | Homeowners Insurance Agency Waldwick, NJ | Address | Popularity Score | Distance from Waldwick (miles) |
|---|---|---|---|---|
| Travelers | Lobosco Insurance Group | 1003 Mcbride Ave, Woodland Park, NJ, 7424 | 9.3 | |
| Travelers | The Insurance Center Of North Jersey Inc | Two University Plaza Ste 118, Hackensack, NJ, 7601 | 9.3 | |
| Travelers | Johl & Company | 199 Center Ave, Westwood, NJ, 7675 | 5.2 | |
| Allstate | Joseph Marghella | 180 Newark Pompton Tpke, Pequannock, NJ, 7440 | 9.7 | |
| Allstate | John J Leonard Jr | 665 Hwy 35, Middletown, NJ, 7748 | 43.4 | |
| State Farm | Sergio Bio | 25 Hawthorne Ave, Park Ridge, NJ, 07656-1212 | 4.9 | |
| Travelers | G&S Financial Services Llc | 290 Lafayette Avenue, Hawthorne, NJ, 7507 | 4.8 | |
| Travelers | Franchino Agency | 856 Route 206 Suite B11, Hillsborough, NJ, 8844 | 46.2 | |
| Travelers | Firm Inc | One Lethbridge Plz Ste 30, Mahwah, NJ, 7430 | 5.2 | |
| State Farm | Alex Vargas | 45 Hoover Ave, Passaic, NJ, 07055-5109 | 10.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,520 | $800 |
| Bergen County, NJ | $451,200 | $1,348 | $960 | $1,870 | $910 |
| Waldwick, NJ | $434,000 | $1,010 | $740 | $1,430 | $690 |
| Hillcrest, NY | $355,900 | $1,062 | $730 | $1,470 | $740 |
| Kearny, NJ | $318,700 | $1,001 | $710 | $1,410 | $700 |
| Minisink, NY | $286,100 | $1,128 | $780 | $1,590 | $810 |
| Wantage, NJ | $299,500 | $871 | $590 | $1,190 | $600 |
| Island Park, NY | $370,900 | $1,622 | $1,170 | $2,300 | $1,130 |
| Long Beach, NY | $463,200 | $1,529 | $1,020 | $2,110 | $1,090 |
| Wilton Center, CT | $347,100 | $1,463 | $1,050 | $2,060 | $1,010 |
| Laurence Harbor, NJ | $230,200 | $767 | $560 | $1,070 | $510 |
| East Franklin, NJ | $259,300 | $964 | $660 | $1,380 | $720 |
| East Farmingdale, NY | $400,700 | $1,820 | $1,290 | $2,530 | $1,240 |