How Can I Make My Burke County, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Burke County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Burke County, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $43,000 $40,000 $25,000-$50,000
2 Bedroom $103,000 $90,000 $75,000-$100,000
3 Bedroom $127,000 $120,000 $100,000-$125,000
4 Bedroom $158,500 $140,000 $125,000-$150,000
5 Bedroom $309,500 $270,000 $300,000-$350,000

Choose the Best Burke County, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 600-649 Credit Score <$25,000 1 Pet, Non-Smoker $410
Retired 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $40
Unemployed 800-850 Credit Score No Income No Pets, Smoker $640

Choose the Right Deductible for your Burke County, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $200 $760 $960 $610 $810 $150
Burke County, NC $2,000 $480 $980 $400 $2,400 $-1,420
Burke County, NC $700 $580 $1,080 $490 $1,190 $-110
Upper Fork, NC $300 $420 $720 $350 $650 $70
Montford Cove, NC $2,500 $450 $950 $380 $2,880 $-1,930
Clines, NC $200 $690 $890 $580 $780 $110
Valle Crucis, NC $1,500 $1,260 $1,760 $1,050 $2,550 $-790
Iron Station, NC $100 $620 $720 $540 $640 $80
Ivy, NC $700 $660 $1,160 $540 $1,240 $-80
Mountain Creek, NC $500 $1,320 $1,820 $1,090 $1,590 $230
Swannanoa, NC $700 $680 $1,180 $550 $1,250 $-70
Unicoi County, TN $300 $590 $890 $510 $810 $80
Buncombe County, NC $1,500 $760 $1,260 $620 $2,120 $-860

Identify Top Home Insurance Agents near Burke County, NC | Back to Top

Home Insurance Company Burke County, NC Homeowners Insurance Agency Burke County, NC Address Popularity Score Distance from Burke County (miles)
Travelers Lincoln Insurance Agency Inc 510 East Main Street, Lincolnton, NC, 28092
31.8
Erie Robert D Black Insurance Services 108 West Catawba Avenue, Mount Holly, NC, 28120
49.7
Travelers Tar Heel Insurance Agency 941 Thomas St., Statesville, NC, 28677
46.6
State Farm Stephen Mitchell 201 W Main Ave, Gastonia, NC, 28052-4140
44.4
State Farm Sheryl Hill 110 Charleston Drive, Mooresville, NC, 28117-7703
47.8
State Farm Art Shoemaker 305 Belm Mnt Hly Rd, Belmont, NC, 28012-2606
50.0
Allstate Mike Brown 907 Us Highway 321 Nw, Hickory, NC, 28601
19.1
Erie Marco Insurance Services 221 S Lafayette Street Suite 3, Shelby, NC, 28150
32.8
Erie Highlander Insurance Agency 1095 E King Street, Boone, NC, 28607
32.7
Travelers Blalock Insurance 626 West Main Street, Burnsville, NC, 28714
35.8

Compare Rates for Burke County, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $780 $570 $1,070 $500
Burke County, NC $110,800 $490 $350 $680 $330
Burke County, NC $110,800 $570 $390 $790 $400
Upper Fork, NC $87,700 $360 $250 $510 $260
Montford Cove, NC $92,400 $470 $320 $660 $340
Clines, NC $131,200 $550 $400 $780 $380
Valle Crucis, NC $369,000 $1,620 $1,100 $2,220 $1,120
Iron Station, NC $114,400 $510 $350 $700 $350
Ivy, NC $167,700 $910 $650 $1,260 $610
Mountain Creek, NC $263,700 $1,320 $910 $1,870 $960
Swannanoa, NC $178,500 $1,020 $720 $1,440 $720
Unicoi County, TN $117,500 $680 $460 $970 $510
Buncombe County, NC $191,500 $790 $580 $1,110 $530

7 Ways to Get Discounts on Homeowners Insurance in Burke County, NC

What Makes Your Burke County, NC Home Insurance Cheap or Expensive