How Can I Make My Burke County, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Burke County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Burke County, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $43,000 $40,000 $25,000-$50,000
2 Bedroom $103,000 $90,000 $75,000-$100,000
3 Bedroom $127,000 $120,000 $100,000-$125,000
4 Bedroom $158,500 $140,000 $125,000-$150,000
5 Bedroom $309,500 $270,000 $300,000-$350,000

Estimate your Savings with Home Insurance Discounts in Burke County, NC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$109 $571
Superior Protection Discount -$68 $612
Fire & Security Discount -$75 $605
Hail Resistant Roof Discount -$20 $660
Newly Constructed Home Discount -$156 $524

Choose the Right Deductible for your Burke County, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Burke County $2,000 $672 $2,672 $488 $2,488 $184
Burke County, NC $700 $672 $1,372 $488 $1,188 $184
Upper Fork, NC $300 $552 $852 $401 $701 $151
Montford Cove, NC $2,500 $714 $3,214 $519 $3,019 $195
Clines, NC $200 $675 $875 $490 $690 $184
Valle Crucis, NC $1,500 $1,092 $2,592 $793 $2,293 $298
Iron Station, NC $100 $745 $845 $541 $641 $204
Ivy, NC $700 $884 $1,584 $643 $1,343 $242
Mountain Creek, NC $500 $839 $1,339 $610 $1,110 $229
Swannanoa, NC $700 $789 $1,489 $574 $1,274 $216
Unicoi County, TN $300 $788 $1,088 $573 $873 $215
Buncombe County, NC $1,500 $972 $2,472 $706 $2,206 $266

Identify Top Home Insurance Agents near Burke County, NC | Back to Top

Home Insurance Company Burke County, NC Homeowners Insurance Agency Burke County, NC Address Popularity Score Distance from Burke County (miles)
Travelers Lincoln Insurance Agency Inc 510 East Main Street, Lincolnton, NC, 28092
31.8
Erie Robert D Black Insurance Services 108 West Catawba Avenue, Mount Holly, NC, 28120
49.7
Travelers Tar Heel Insurance Agency 941 Thomas St., Statesville, NC, 28677
46.6
State Farm Stephen Mitchell 201 W Main Ave, Gastonia, NC, 28052-4140
44.4
State Farm Sheryl Hill 110 Charleston Drive, Mooresville, NC, 28117-7703
47.8
State Farm Art Shoemaker 305 Belm Mnt Hly Rd, Belmont, NC, 28012-2606
50.0
Allstate Mike Brown 907 Us Highway 321 Nw, Hickory, NC, 28601
19.1
Erie Marco Insurance Services 221 S Lafayette Street Suite 3, Shelby, NC, 28150
32.8
Erie Highlander Insurance Agency 1095 E King Street, Boone, NC, 28607
32.7
Travelers Blalock Insurance 626 West Main Street, Burnsville, NC, 28714
35.8

Compare Rates for Burke County, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $161,000 $894 $630 $1,240 $610
Burke County, NC $115,400 $680 $500 $970 $470
Burke County, NC $115,400 $680 $460 $930 $470
Upper Fork, NC $88,100 $559 $380 $790 $410
Montford Cove, NC $120,200 $723 $510 $1,030 $520
Clines, NC $140,600 $683 $480 $980 $500
Valle Crucis, NC $225,700 $1,105 $810 $1,560 $750
Iron Station, NC $126,900 $754 $510 $1,080 $570
Ivy, NC $161,300 $895 $620 $1,240 $620
Mountain Creek, NC $256,600 $849 $570 $1,170 $600
Swannanoa, NC $177,000 $799 $570 $1,130 $560
Unicoi County, TN $121,200 $798 $580 $1,130 $550
Buncombe County, NC $209,800 $984 $670 $1,370 $700

7 Ways to Get Discounts on Homeowners Insurance in Burke County, NC

What Makes Your Burke County, NC Home Insurance Cheap or Expensive