How Can I Make My Ocala, FL Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Ocala, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate Ocala, FL Home Insurance Coverage Levels | Back to Top

Ocala, FL - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Pine Ln, SE 47th St, Banyan Ct, SE 57th Ct, Pecan Course Trak, NW 56th Ct, Cedar Trace Ct, SE 11th Loop, NW 46th Pl, SE 101st St $153,500 $130,000 $150,000-$175,000 $75,500 $70,000 $50,000-$75,000
SW 40th Pl, NE 32nd Cir, Water Track Ct, NE 7th Pl, Holyoke Ct, SW 23rd Ave, Hickory Lp Way, Perpal Rd, Water Run, Teak Run $137,000 $120,000 $125,000-$150,000 $87,000 $70,000 $100,000-$125,000
Idlewood Dr, Silver Pass, NW 51st Ct, NW 1st Ave, Oak Lane Crse, Twin Bridge Ct, Hemlock Circle Trce, SW 37th Dr, NE 71st Ter, NW 60th St $115,000 $100,000 $100,000-$125,000 $89,000 $70,000 $75,000-$100,000
Spring Pass Dr, SE 30th St, Silver Rd, SE 9th Pl, SW 12th Ct, NW 16th St, SE 7th Ave, NE 26th St, Dollymount Dr, NE 11th Cir $254,000 $230,000 $300,000-$350,000 $197,500 $170,000 $200,000-$250,000
Mulligan Ct, SE 61st Pl, SE Wenona Ave, SE 14th Ter, SE 32nd Pl, SE 47th Ave, NW Wire Rd, Emerald Lp Way, NE 41st Ave, Pine Course Trce $133,500 $110,000 $100,000-$125,000 $148,000 $130,000 $150,000-$175,000
NE 3rd Pl, SW 13th Ave, Oak Lane Trce, Silver Course Run, SE 28th Rd, SE 26th Ter, SE 47th Ter, NE 15th Ter, SE 14th Ct, Magnolia Ave $136,000 $120,000 $125,000-$150,000 $176,500 $160,000 $150,000-$175,000
NE 66th St, SW 43rd Pl, SE 68th St, NE 40th Pl, SW 34th St, Alvarez Ave, SE 36th Ln, NE 4th Ct, Hickory Loop Pass, Cedar Tree Dr $121,000 $110,000 $125,000-$150,000 $126,500 $110,000 $125,000-$150,000
SW 2nd Ave, Jasper Pl, Bahia Cir Lp, Hickory Trak, SW 73rd Ave, Bahiaa Court Track, NW 2nd Ave, SE 28th St, Pine Pass Dr, SE 44th Ct $165,500 $160,000 $150,000-$175,000 $79,000 $70,000 $75,000-$100,000
NE 62nd St, Silver Rd, SE 21st Ave, SW 11th Ave, Hemlock Terrace Trak, NW 48th Avenue Rd, SE 39th St, Almond Trce, SE 18th Pl, Locust Lp Pl $172,500 $150,000 $175,000-$200,000 $134,500 $110,000 $100,000-$125,000
Silver Course Radl, Teak Cse, Pine Course Run, Clear Way, Banyan Course Run, Silver Trl, SE 50th Ln, Locust Trce, SW 59th St, Hickory Loop Trl $123,000 $110,000 $100,000-$125,000 $64,000 $60,000 $50,000-$75,000

Estimate your Savings with Home Insurance Discounts in Ocala, FL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$189 $859
Superior Protection Discount -$94 $954
Fire & Security Discount -$73 $975
Hail Resistant Roof Discount -$31 $1,017
Newly Constructed Home Discount -$293 $755

Choose the Right Deductible for your Ocala, FL Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Marion County $2,000 $1,109 $3,109 $806 $2,806 $303
Ocala, FL $700 $1,036 $1,736 $753 $1,453 $283
Dunnellon, FL $100 $905 $1,005 $657 $757 $247
Fruitland Park, FL $2,000 $1,101 $3,101 $800 $2,800 $301
Micanopy, FL $100 $1,792 $1,892 $1,302 $1,402 $490
Leesburg, FL $2,000 $896 $2,896 $651 $2,651 $245
Lisbon, FL $500 $1,299 $1,799 $944 $1,444 $355
Pittman, FL $1,000 $1,884 $2,884 $1,369 $2,369 $515
Welaka, FL $200 $994 $1,194 $722 $922 $272
Tangerine, FL $700 $1,945 $2,645 $1,414 $2,114 $532
DeLand, FL $2,500 $1,276 $3,776 $927 $3,427 $349

Identify Top Home Insurance Agents near Ocala, FL | Back to Top

Home Insurance Company Ocala, FL Homeowners Insurance Agency Ocala, FL Address Popularity Score Distance from Ocala (miles)
State Farm Tish Oleksy 4960 W Newberry Rd Ste 260, Gainesville, FL, 32607-2201
37.7
State Farm Angie Lewis 416 E Fort King St, Ocala, FL, 34471-2240
2.5
State Farm Scott Cameron 5355 Sw College Road, Ocala, FL, 34474-5717
7.9
Liberty Mutual Independent Merrill Insurance Florida 1209 N Donnelly St, Mount Dora, FL, 32757
37.3
Travelers Dyruff Insurance Agency Inc 1157 Ne 14th St, Ocala, FL, 34470
2.4
State Farm Connie Wise 270 Campbell Ave, The Villages, FL, 32162-5389
18.0
Travelers Fero & Sons Insurance 20497 E Pennsylvania Ave, Dunnellon, FL, 34432
23.9
Allstate Tarayn Mcleod 1212 Ne 36th Ave, Ocala, FL, 34470
1.5
Allstate Emery Abshier 6006 Se Abshier Blvd, Belleview, FL, 34420
8.7
State Farm Jeff Duval 2709 Sw 27th Ave, Ocala, FL, 34471-8948
4.7

Compare Rates for Ocala, FL Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Florida $178,700 $1,605 $1,250 $2,150 $900
Marion County, FL $119,200 $1,123 $880 $1,500 $620
Ocala, FL $107,400 $1,048 $820 $1,400 $580
Dunnellon, FL $131,200 $916 $710 $1,230 $520
Fruitland Park, FL $105,600 $1,114 $870 $1,490 $620
Micanopy, FL $210,600 $1,814 $1,410 $2,430 $1,020
Leesburg, FL $100,500 $907 $710 $1,220 $510
Lisbon, FL $135,200 $1,315 $1,030 $1,760 $730
Pittman, FL $225,000 $1,907 $1,490 $2,560 $1,070
Welaka, FL $89,600 $1,006 $780 $1,350 $570
Tangerine, FL $234,600 $1,969 $1,540 $2,640 $1,100
DeLand, FL $153,100 $1,292 $1,010 $1,730 $720

Research Home Insurance Companies Reviews in Ocala, FL Before Buying | Back to Top

Share a review on your home insurance company


USAA Home Insurance Reviews

Date: July 20, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
The offerings seems to be similar. Price wise it does not seem to be any cheaper even though USAA is considered to be a good company.


Date: April 14, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I believe they are a little lower but not sure completely. I only know what my friends tell me they pay but we have different size houses, etc and live in different areas.


Date: January 30, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
I am mostly satisfied with the home insurance offerings provided by USAA. I believe that cheaper options are available so I will be exploring those in the near future. However, the coverage I get currently is quite good.


Date: January 24, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
My policy with USAA has been slightly more expensive then my previous company. With that said they have offered much more substantial protections with overall lower deductibles.


Date: December 21, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
From certain people I know with different insurance carriers, USAA's rates seem far lower. Granted some of that matters to the specific person but overall I find USAA to be a better option.

Date: August 24, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
My home is covered by disaster, fire, flood, theft, an earthquake.


Date: August 02, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
The interaction with the company is outstanding. The communication is so easy as all employs speak excellent English.

Date: June 03, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
The company's customer service is amazing. They are so friendly and helpful.

Date: November 19, 2017    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
The premium for my coverage is one of the best rates I was offed for the amount of coverage I get.

Date: November 19, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
The mobile app is very good, it is easy to navigate and understand.

State Farm Home Insurance Reviews

Date: October 21, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
State farm has been great to work with. I would rate them a 5 because they seem to always be friendly and they care about customer needs.

Date: March 31, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
State Farm Home insurance company limited is good customer service and helpful the customer. This company is low cost interest and benefit to the customer.

Date: January 09, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
I thin that my deductible is compareable to other companies. It was actually less than a few quotes I have recieves when other companies are trying to courty me.

Date: November 05, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
It is alright, but it seems to slow my phone down a lot. I do like that I can view my policy information online without having to keep a ton of paperwork around.

Date: October 05, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
Everything is easy to get to and see. The only complaint I have would be finding an agent takes longer then I would like.

Date: September 30, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Customer Service
The holds are long and sometimes you get a person who's not very nice towards you because they are frustrated with all the calls.

Date: September 21, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
It was the cheapest premium we could find. All the other companies were a lot higher. So we settle with State Farm.

Date: July 26, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
As I stated above, sometimes you run into an unhappy worker who just doesn't have the patience to help you. Or does so in a hurried manner.

Nationwide Home Insurance Reviews

Date: December 26, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
Nationwide customer services was very nice and helpful. On a scale of 1-5 i would rate them a 4 because i have never had an issue with them so far.

Date: September 23, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
They have very good customer service. It is easy to get in contact with and talk with an actual person and they are very helpful when needed.

Date: September 21, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Hail Damage or Storm damage, Fire damage, loss of property or theft or property, vandalism. Outside components such as AC unit damage due to storms is also covered.


Date: August 24, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
I don't like the fact that on the website you cannot make changes to the policy yourself. I have to call in if I want to make any changes.

Date: March 15, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Communication
I like that the representative a very friendly most of the time when you call. They also are very knowledgeable about the product when you ask questions and try to help you get the best rates and discounts when you ask.

Date: December 22, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The premium with this insurance company is almost half of what I would be paying if I went anywhere else for insurance due to the bundle plan that they offer.

Progressive Home Insurance Reviews

Date: September 21, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
I feel my premium is a tiny bit high, but to be honest I haven't really done any other shopping around. Maybe with more shopping around I would better understand how fair or unfair my premium is in today's market.

Date: September 16, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
One of the things that I like about the company website/mobile application is that it's very user-friendly. It's incredibly easy to log in and navigate around to whatever it is I'm looking for.

Date: September 15, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
The company reps themselves aren't the most knowledgeable and to be honest I get a more junk mail/emails from the company than actual worthwhile information.

Date: May 05, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
My home insurance policy covers medical payments, loss of use, other structures (e.g. damages to fences or sheds), and the dwelling itself (e.g. structural damage).


Date: November 19, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
Customer service with this company is somewhat lackluster. I often times find myself playing the run around to try to get answers. I'm bounced from person to person to person until I finally get someone that understands my question.

Safeco Insurance Home Insurance Reviews

Date: September 23, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
The dwelling and other structures like my garage. Also, all the contents of the house and medical payments.


Date: September 20, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
They always answer right away and are always there to help when I need them. They have all the answers to my questions.

Date: September 17, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
It's cheaper than other companies but still could go down a little bit. We just had some big hail storms so I doubt it will happen.

Date: May 13, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Website/App
I like that it's very user-friendly. I can get on and go to where I want to and find it all right away.

Date: December 03, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
Before they do anything with my mortgage company, they call and let me know. This way I know what they are going to do.

Allstate Home Insurance Reviews

Date: October 05, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
They were able to offer me several options when it came to my premium and deductible. They even had great options on the wind and hail deductible. Which for me is really important living in the location I do.

Date: September 18, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
im not too involved in the companies policies vs other policies because ive never had a different company to compare the offerings


Security First Home Insurance Home Insurance Reviews

Date: November 21, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I love Security first. Their customer service team is top-notch. Very informative, considerate and knowledgeable. Each time I contact customer service, I am greeted by a representative who is friendly and courteous.

American Integrity Insurance Home Insurance Reviews

Date: January 22, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
I like the home insurance policy we have cause it covers a lot of problems that pertain to this area. Especially flood cause it is a concern living on the east coast.


Assurant Specialty Property Home Insurance Reviews

Date: February 10, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
Our premium and deductible are very high compared to other insurance policies but that is because our house is considered a mobile home (even though it is on a concrete basement and literally cannot go anywhere).

Citizens Property Insurance Home Insurance Reviews

Date: December 06, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I don't really do much with my home insurance, when I got the house I need insurance, I found quotes and went with the best one at the time. It doesn't really matter the customer service much to me cause I rarely if ever talk with them.

Farmer's Insurance Home Insurance Reviews

Date: September 07, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I am slightly uncomfortable about how I've heard of lower rates being provided from other insurance providers. Even so, I can live with what Farmers provides even if it may be possible to get a slightly lower rate.

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