How Can I Make My Meridian, MS Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Meridian, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Meridian, MS Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $62,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $112,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $177,500 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $293,500 | $240,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Meridian, MS | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $812 |
| Superior Protection Discount | -$94 | $849 |
| Fire & Security Discount | -$85 | $859 |
| Hail Resistant Roof Discount | -$28 | $915 |
| Newly Constructed Home Discount | -$198 | $746 |
Choose the Right Deductible for your Meridian, MS Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lauderdale County | $2,000 | $968 | $2,968 | $704 | $2,704 | $265 |
| Meridian, MS | $2,000 | $932 | $2,932 | $678 | $2,678 | $255 |
| Marion, MS | $300 | $1,362 | $1,662 | $990 | $1,290 | $372 |
| Chunky, MS | $700 | $814 | $1,514 | $592 | $1,292 | $222 |
| Pachuta, MS | $200 | $934 | $1,134 | $679 | $879 | $255 |
| Sumter County, AL | $2,500 | $650 | $3,150 | $472 | $2,972 | $178 |
| Bellamy, AL | $500 | $640 | $1,140 | $465 | $965 | $175 |
| Shuqualak, MS | $700 | $745 | $1,445 | $541 | $1,241 | $204 |
| Sandersville, MS | $400 | $1,116 | $1,516 | $811 | $1,211 | $305 |
| Boligee, AL | $700 | $410 | $1,110 | $298 | $998 | $112 |
| Silas, AL | $200 | $694 | $894 | $504 | $704 | $190 |
| Forkland-Tishabee, AL | $1,500 | $655 | $2,155 | $476 | $1,976 | $179 |
Identify Top Home Insurance Agents near Meridian, MS | Back to Top
| Home Insurance Company Meridian, MS | Homeowners Insurance Agency Meridian, MS | Address | Popularity Score | Distance from Meridian (miles) |
|---|---|---|---|---|
| Travelers | Meyer & Rosenbaum Inc | 2405 8th St, Meridian, MS, 39301 | 1.5 | |
| Travelers | Meyer & Rosenbaum Inc | 2405 8th St, Meridian, MS, 39301 | 1.5 | |
| State Farm | David Weber | 100 Gray Ln, Forest, MS, 39074-3455 | 46.1 | |
| State Farm | Jeffery Wilson | 2401 Highway 39 N, Meridian, MS, 39301-1690 | 0.4 | |
| State Farm | Dave Holloway | 4801 8th St, Meridian, MS, 39307-5808 | 2.6 | |
| Travelers | Philadelphia Security Insurance Agency | 802 Kosciusko Rd, Philadelphia, MS, 39350 | 37.0 | |
| Travelers | Philadelphia Security Insurance Agency | 802 Kosciusko Rd, Philadelphia, MS, 39350 | 36.9 | |
| State Farm | Michael Bland | 1727 6th St, Meridian, MS, 39301-5249 | 1.3 | |
| State Farm | Bob Douglas | 110 Bank Street, Union, MS, 39365 | 28.2 | |
| State Farm | Chad Rhodes | 1027 Azalea Drive, Waynesboro, MS, 39367-2552 | 48.5 |
Compare Rates for Meridian, MS Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $830 | $1,630 | $800 |
| Lauderdale County, MS | $88,500 | $980 | $670 | $1,380 | $710 |
| Meridian, MS | $83,000 | $944 | $640 | $1,310 | $670 |
| Marion, MS | $146,700 | $1,379 | $940 | $1,900 | $960 |
| Chunky, MS | $61,100 | $824 | $550 | $1,140 | $590 |
| Pachuta, MS | $77,500 | $945 | $650 | $1,330 | $680 |
| Sumter County, AL | $69,500 | $658 | $450 | $910 | $460 |
| Bellamy, AL | $52,100 | $648 | $470 | $910 | $440 |
| Shuqualak, MS | $52,000 | $754 | $520 | $1,070 | $550 |
| Sandersville, MS | $104,900 | $1,130 | $760 | $1,620 | $860 |
| Boligee, AL | $25,700 | $415 | $290 | $590 | $300 |
| Silas, AL | $58,900 | $702 | $510 | $990 | $480 |
| Forkland-Tishabee, AL | $54,000 | $663 | $450 | $930 | $480 |
Research Home Insurance Companies Reviews in Meridian, MS Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: October 13, 2019 Age: Above 60 Gender: Male Marital Status: Married
Premium
My premium is a little bit more than some of the other companies, however it is not a huge difference. It gives me a sense of security knowing they are so helpful any time I need them.
State Farm Home Insurance Reviews
Date: July 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
The premium i have right now is the lowest i could find with my current deductible. Other insurance companies have come close, but their deductible is much higher than what i am paying right now.