Gavop shows you how to buy homeowners insurance in Eaton County, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $171,000 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $184,000 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $345,500 | $290,000 | $300,000-$350,000 |
| 5 Bedroom | $504,000 | $450,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $638 |
| Superior Protection Discount | -$68 | $691 |
| Fire & Security Discount | -$76 | $684 |
| Hail Resistant Roof Discount | -$15 | $744 |
| Newly Constructed Home Discount | -$205 | $554 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Eaton County | $2,500 | $750 | $3,250 | $545 | $3,045 | $205 |
| Eaton County, MI | $1,500 | $750 | $2,250 | $545 | $2,045 | $205 |
| Eagle, MI | $200 | $818 | $1,018 | $595 | $795 | $224 |
| Westphalia, MI | $700 | $808 | $1,508 | $587 | $1,287 | $221 |
| Lake Victoria, MI | $200 | $851 | $1,051 | $618 | $818 | $232 |
| Comstock Northwest, MI | $1,000 | $768 | $1,768 | $558 | $1,558 | $210 |
| Conway, MI | $100 | $810 | $910 | $589 | $689 | $221 |
| Owosso charter, MI | $2,500 | $736 | $3,236 | $535 | $3,035 | $201 |
| Somerset, MI | $400 | $800 | $1,200 | $582 | $982 | $219 |
| Cement City, MI | $2,000 | $651 | $2,651 | $473 | $2,473 | $178 |
| Allen, MI | $400 | $708 | $1,108 | $515 | $915 | $194 |
| Wyoming, MI | $700 | $702 | $1,402 | $511 | $1,211 | $192 |
| Home Insurance Company Eaton County, MI | Homeowners Insurance Agency Eaton County, MI | Address | Popularity Score | Distance from Eaton County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Capital Insurance Services Corporation | 4299 Five Oaks Dr, Lansing, MI, 48911 | 18.0 | |
| State Farm | Paul Clark | 2861 Capital Ave Sw Ste A, Battle Creek, MI, 49015-6107 | 29.1 | |
| Farmers | Greg White | 120 Detroit St, Lansing, MI, 48912 | 19.7 | |
| Allstate | Justin Savage | 1660 Haslett Rd Ste 3, Haslett, MI, 48840 | 24.7 | |
| Farmers | Bob Strobel | 5945 W Main St Ste 104, Kalamazoo, MI, 49009 | 46.6 | |
| Farmers | Eric Frantti | 3473 E Grand River Ave Ste C, Howell, MI, 48843 | 49.0 | |
| Allstate | Beltline Insurance Agency Llc | 2850 E Beltline Ave Ne, Grand Rapids, MI, 49525 | 47.9 | |
| Travelers | Robertson Insurance | 5589 E. M-36 Highway, Pinckney, MI, 48169 | 43.1 | |
| State Farm | Tal Gearhart | 825 S Hanover St, Hastings, MI, 49058-2316 | 22.5 | |
| State Farm | Mike Gage | 5735 S Cedar St Ste C, Lansing, MI, 48911-5154 | 16.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,090 | $560 |
| Eaton County, MI | $142,300 | $760 | $540 | $1,090 | $550 |
| Eaton County, MI | $142,300 | $760 | $520 | $1,080 | $560 |
| Eagle, MI | $176,100 | $828 | $600 | $1,170 | $570 |
| Westphalia, MI | $168,200 | $818 | $600 | $1,130 | $530 |
| Lake Victoria, MI | $201,200 | $861 | $620 | $1,180 | $560 |
| Comstock Northwest, MI | $137,400 | $777 | $540 | $1,060 | $520 |
| Conway, MI | $170,200 | $820 | $590 | $1,140 | $550 |
| Owosso charter, MI | $115,300 | $745 | $510 | $1,020 | $510 |
| Somerset, MI | $162,500 | $810 | $590 | $1,130 | $540 |
| Cement City, MI | $66,300 | $659 | $450 | $940 | $490 |
| Allen, MI | $97,600 | $717 | $510 | $990 | $480 |
| Wyoming, MI | $107,700 | $711 | $510 | $1,020 | $510 |