How Can I Make My Placer County, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Placer County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Placer County, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $103,000 $90,000 $100,000-$125,000
2 Bedroom $242,500 $200,000 $250,000-$300,000
3 Bedroom $357,500 $330,000 $400,000-$500,000
4 Bedroom $610,000 $560,000 $400,000-$500,000
5 Bedroom $832,000 $730,000 $800,000-$900,000

Estimate your Savings with Home Insurance Discounts in Placer County, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$192 $875
Superior Protection Discount -$107 $960
Fire & Security Discount -$96 $971
Hail Resistant Roof Discount -$32 $1,035
Newly Constructed Home Discount -$224 $843

Choose the Right Deductible for your Placer County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Placer County $1,000 $1,054 $2,054 $766 $1,766 $288
Placer County, CA $700 $1,054 $1,754 $766 $1,466 $288
Lake of the Pines, CA $200 $976 $1,176 $709 $909 $267
Auburn Lake Trails, CA $2,000 $886 $2,886 $644 $2,644 $242
Coloma, CA $300 $1,282 $1,582 $932 $1,232 $350
Yuba Foothills, CA $1,000 $612 $1,612 $444 $1,444 $167
Roseville, CA $300 $986 $1,286 $717 $1,017 $270
Amador County, CA $100 $733 $833 $533 $633 $200
Yuba City, CA $300 $671 $971 $488 $788 $183

Identify Top Home Insurance Agents near Placer County, CA | Back to Top

Home Insurance Company Placer County, CA Homeowners Insurance Agency Placer County, CA Address Popularity Score Distance from Placer County (miles)
State Farm Pat Hagans 414 Vernon St Ste 100, Roseville, CA, 95678-2641
37.3
Allstate Verlinda Barnes 6508 Lonetree Blvd Ste 104, Rocklin, CA, 95765
35.5
State Farm Saul Hernandez 9100 Fair Oaks Blvd Ste A, Fair Oaks, CA, 95628-6814
42.5
Travelers Eugene C Yates Insurance Agency 246 Vernon St, Roseville, CA, 95678
37.2
Travelers Paragon Insurance Services 301 Natoma St Ste 104, Folsom, CA, 95630
35.8
Travelers Point West Insurance 1111 Howe Ave Bldg 100 Ste 155 2nd Flr, Sacramento, CA, 95825
49.8
Allstate Jordan Beck 5457 Diablo Dr, Sacramento, CA, 95842
42.1
State Farm Kelly Gordon 5500 Madison Ave Ste B, Sacramento, CA, 95841-3149
43.2
State Farm Moira Little 3400 Bradshaw Rd Ste A1, Sacramento, CA, 95827-2614
47.8
Farmers Christopher Altobell 1700 Eureka Rd Ste 150d, Roseville, CA, 95661
35.8

Compare Rates for Placer County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
Placer County, CA $413,300 $1,067 $790 $1,450 $660
Placer County, CA $413,300 $1,067 $790 $1,450 $660
Lake of the Pines, CA $371,200 $988 $730 $1,340 $610
Auburn Lake Trails, CA $340,200 $897 $660 $1,220 $560
Coloma, CA $444,700 $1,298 $960 $1,770 $810
Yuba Foothills, CA $174,900 $619 $460 $840 $380
Roseville, CA $386,300 $998 $740 $1,360 $620
Amador County, CA $278,600 $742 $550 $1,010 $460
Yuba City, CA $237,100 $679 $500 $920 $420

7 Ways to Get Discounts on Homeowners Insurance in Placer County, CA

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