How Can I Make My Placer County, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Placer County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Placer County, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $103,000 $90,000 $100,000-$125,000
2 Bedroom $242,500 $200,000 $250,000-$300,000
3 Bedroom $357,500 $330,000 $400,000-$500,000
4 Bedroom $610,000 $560,000 $400,000-$500,000
5 Bedroom $832,000 $730,000 $800,000-$900,000

Choose the Best Placer County, CA Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 550-599 Credit Score >$150,000 1 Pet, Smoker $330
Full Time Job 700-749 Credit Score >$150,000 3 Pets, Non-Smoker $1,200
Part Time Job 750-799 Credit Score $25 to 50,000 2 Pets, Smoker $460

Choose the Right Deductible for your Placer County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $400 $1,190 $1,590 $990 $1,390 $200
Placer County, CA $1,000 $1,370 $1,870 $1,140 $2,140 $-270
Placer County, CA $700 $1,440 $1,940 $1,160 $1,860 $80
Lake of the Pines, CA $200 $1,100 $1,300 $940 $1,140 $160
Auburn Lake Trails, CA $2,000 $1,240 $1,740 $1,040 $3,040 $-1,300
Coloma, CA $300 $1,180 $1,480 $1,010 $1,310 $170
Yuba Foothills, CA $1,000 $1,000 $1,500 $820 $1,820 $-320
Roseville, CA $300 $990 $1,290 $850 $1,150 $140
Crystal Bay, NV $2,000 $1,910 $2,410 $1,550 $3,550 $-1,140
Amador County, CA $100 $1,410 $1,510 $1,170 $1,270 $240
Clio, CA $1,000 $1,250 $1,750 $1,010 $2,010 $-260
Yuba City, CA $300 $890 $1,190 $770 $1,070 $120

Identify Top Home Insurance Agents near Placer County, CA | Back to Top

Home Insurance Company Placer County, CA Homeowners Insurance Agency Placer County, CA Address Popularity Score Distance from Placer County (miles)
State Farm Pat Hagans 414 Vernon St Ste 100, Roseville, CA, 95678-2641
37.3
Allstate Verlinda Barnes 6508 Lonetree Blvd Ste 104, Rocklin, CA, 95765
35.5
State Farm Saul Hernandez 9100 Fair Oaks Blvd Ste A, Fair Oaks, CA, 95628-6814
42.5
Travelers Eugene C Yates Insurance Agency 246 Vernon St, Roseville, CA, 95678
37.2
Travelers Paragon Insurance Services 301 Natoma St Ste 104, Folsom, CA, 95630
35.8
Travelers Point West Insurance 1111 Howe Ave Bldg 100 Ste 155 2nd Flr, Sacramento, CA, 95825
49.8
Allstate Jordan Beck 5457 Diablo Dr, Sacramento, CA, 95842
42.1
State Farm Kelly Gordon 5500 Madison Ave Ste B, Sacramento, CA, 95841-3149
43.2
State Farm Moira Little 3400 Bradshaw Rd Ste A1, Sacramento, CA, 95827-2614
47.8
Farmers Christopher Altobell 1700 Eureka Rd Ste 150d, Roseville, CA, 95661
35.8

Compare Rates for Placer County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,190 $880 $1,620 $740
Placer County, CA $354,900 $1,600 $1,180 $2,180 $1,000
Placer County, CA $354,900 $1,630 $1,210 $2,220 $1,010
Lake of the Pines, CA $364,100 $1,640 $1,210 $2,230 $1,020
Auburn Lake Trails, CA $343,000 $1,470 $1,090 $2,000 $910
Coloma, CA $268,300 $1,560 $1,150 $2,120 $970
Yuba Foothills, CA $214,900 $920 $680 $1,250 $570
Roseville, CA $326,700 $1,600 $1,180 $2,180 $1,000
Crystal Bay, NV $745,400 $1,790 $1,220 $2,560 $1,340
Amador County, CA $286,500 $1,200 $890 $1,630 $740
Clio, CA $232,800 $1,120 $830 $1,520 $690
Yuba City, CA $203,900 $960 $710 $1,310 $600

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