How Can I Make My Tulsa, OK Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Tulsa, OK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Tulsa, OK Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $59,000 $50,000 $50,000-$75,000
2 Bedroom $128,500 $110,000 $100,000-$125,000
3 Bedroom $182,500 $170,000 $150,000-$175,000
4 Bedroom $261,000 $230,000 $200,000-$250,000
5 Bedroom $264,000 $230,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Tulsa, OK | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$221 $1,251
Superior Protection Discount -$132 $1,339
Fire & Security Discount -$118 $1,354
Hail Resistant Roof Discount -$44 $1,427
Newly Constructed Home Discount -$397 $1,074

Choose the Right Deductible for your Tulsa, OK Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Tulsa County $2,500 $1,456 $3,956 $1,058 $3,558 $398
Tulsa, OK $2,500 $1,454 $3,954 $1,057 $3,557 $397
Broken Arrow, OK $300 $1,395 $1,695 $1,014 $1,314 $381
Wagoner County, OK $2,500 $1,484 $3,984 $1,079 $3,579 $406
Kellyville-Slick, OK $200 $1,165 $1,365 $847 $1,047 $318
Ramona, OK $2,500 $1,035 $3,535 $752 $3,252 $283
Slick, OK $200 $868 $1,068 $631 $831 $237
Bristow, OK $2,000 $886 $2,886 $644 $2,644 $242
South Wagoner, OK $400 $1,161 $1,561 $844 $1,244 $317
Foyil, OK $1,500 $1,032 $2,532 $750 $2,250 $282
Bartlesville, OK $100 $1,237 $1,337 $899 $999 $338
Hitchita-Pierce, OK $1,500 $1,318 $2,818 $958 $2,458 $360

Identify Top Home Insurance Agents near Tulsa, OK | Back to Top

Home Insurance Company Tulsa, OK Homeowners Insurance Agency Tulsa, OK Address Popularity Score Distance from Tulsa (miles)
Travelers Clary Insurance 3307 S Harvard Ave Ste A, Tulsa, OK, 74135
1.2
State Farm Chris Mathurin 945 N Elm Pl, Broken Arrow, OK, 74012-1642
9.9
State Farm Heather Cottrill 9524 E 81st St Ste C, Tulsa, OK, 74133-8033
7.3
State Farm Tyler Mccall 8931 S Yale Ave Ste L, Tulsa, OK, 74137-3531
6.8
State Farm Bobby Williamson 7992 S Sheridan Rd, Tulsa, OK, 74133-8954
6.2
State Farm Matt Cantwell 6007 S Mingo Rd, Tulsa, OK, 74146-6430
6.0
State Farm Janine Morales 4401 S Peoria Ave Ste A, Tulsa, OK, 74105-3925
2.4
State Farm Floyd Morris 127 E Dewey Ave, Sapulpa, OK, 74066-4203
12.7
State Farm George Hazlett 6043 S Sheridan Road, Tulsa, OK, 74145-9211
4.5
Liberty Mutual Independent Arthur J Gallagher & Co 1300 S Main St, Tulsa, OK, 74119
2.2

Compare Rates for Tulsa, OK Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Oklahoma $125,800 $1,489 $1,010 $2,050 $1,040
Tulsa County, OK $145,800 $1,473 $1,020 $2,110 $1,090
Tulsa, OK $145,600 $1,472 $1,060 $2,090 $1,030
Broken Arrow, OK $161,000 $1,412 $1,020 $2,000 $980
Wagoner County, OK $150,400 $1,502 $1,020 $2,090 $1,070
Kellyville-Slick, OK $87,500 $1,179 $810 $1,640 $830
Ramona, OK $72,500 $1,048 $710 $1,480 $770
Slick, OK $54,200 $879 $630 $1,200 $570
Bristow, OK $97,300 $897 $650 $1,270 $620
South Wagoner, OK $87,000 $1,175 $860 $1,670 $810
Foyil, OK $72,200 $1,045 $760 $1,430 $670
Bartlesville, OK $113,200 $1,252 $850 $1,720 $870
Hitchita-Pierce, OK $106,100 $1,334 $960 $1,830 $870

Research Home Insurance Companies Reviews in Tulsa, OK Before Buying | Back to Top

Share a review on your home insurance company


Farm Bureau Home Insurance Reviews

Date: December 28, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
THEY HELPED ME OUT WHEN I REALLY NEEDED THEM

Date: May 27, 2019    Age: 50 to 59    Gender: Married    Marital Status: Female

Premium
Our premiums are cheaper than anyone in our area and have better coverage. We have a good deductible that others dont have.

Date: October 03, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
We just heard that they will not be a local agent in our town. We will start looking for another agent,

Date: October 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I don't think they have a mobile app. Maybe get one. Everything else is fine.

Date: September 22, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
Once again, they are a small office in our town and they know you by name.

Date: September 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
It is a small office in our local town. They are very proficient. They know you and your family.

Date: September 07, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
This is the only competitive policy that we could find in our area. The rural area is hard up for competed insurance by leading company, nobody wants to have an office.


Date: August 27, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
Our company is the cheapest on the premium. But then when you have a claim they won't pay

Date: August 07, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
The insurance agent will call in a claim and it takes a month to have a claim agent to come out to the house and see what the insurance will pay.

Date: July 30, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Website/App
Again a company that has a stand and true image, that will pay out your claims. Moreover the Hurricanes, tornadoes, etc. have taken a toll on the insurance companies, but the rural people still need their companies to stand behind them even if we don't take a cationic hit

Progressive Home Insurance Reviews

Date: July 22, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
Improve insurance customer experience by delivering the right communications timely. Reduce operating costs, ensure compliance and establish genuine customer connections.

Date: January 02, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
i don't know what other insurance providers would offer but progressive offers to rebuild your home and if you have nowhere to stay they will pay for a place for you to stay, they will even cover personal possessions that have been destroyed


Date: October 01, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Communication
No complaints they were responsive and very nice and answered all my questions. She was very informed and didn't have to put me on hold to find out the answers

Date: September 16, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Was a great call the lady help me with my problem and was very nice. Didn't have to wait to talk to anyone was nice also.

Date: August 10, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
I like the app because I can get my info when I'm not home and get help if I need it. I'm not that big of a fan of the layout but it's not to bad.

Date: August 02, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
They come to the phone quickly and they allow me some flexibiilty with my payment dates.

Date: December 30, 2017    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
It was the cheapest I could find. With great coverage but it still to high to pay for insurance.

Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
The dwelling, other structures, personal property, roof damage and water leaks is covered.


Safeco Insurance Home Insurance Reviews

Date: October 04, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
My insurance covers my home, its contents, the garage, and things like the hotel stay if I need it. It covers me from things like fire, hail, lightning, etc, however, it does not cover me from floods.


Date: September 20, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
They should be more proactive about cost savings opportunities, and they should tell me they reviewed my account looking for opportunities to improve my coverage.

Date: September 14, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
While I don't think my premium is that cheap I do get a lot of cost savings from bundling with my auto and being a customer for over 20yrs.

Date: August 21, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
They were pretty good about taking care of me after my garage collapsed, but they just absolutely robbed me on the auto side of my coverage.

Date: June 20, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
I think the website could be much more user-friendly, it also seems like it could be more proactive- it could show savings for potential bundling etc.

Travelers Home Insurance Reviews

Date: September 22, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I mainly have online interaction. It is prompt and effective to get done what I need such as paying a bill or checking the limits of my coverage

Date: August 07, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I have not shopped to compare price in a while but I have a car/home policy that gets me a discount on both. It seems reasonable and in the ballpark

Date: August 02, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
The website has all my policy documents so I do not need to have paper copies that I can find. The payment can be made and it is easy to see the proving and coverage history.

Date: November 18, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Property and contents such as furniture, personal belongings, and non attached fixtures. Liability for the personal injury in case someone is injured at my home


Allstate Home Insurance Reviews

Date: September 19, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
I have not had any claims so have not had to deal with their customer service in person.I have had Allstate for 6 years and their renewal process has been seamless as it relates to customer service via e-mail.

Date: March 27, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I am very pleased with the customer service provided by Allstate. I have had to call my agent during off hours on several occasions, and they are always available.

Date: December 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The company provides the minimum premium package for every customers and it was based on the total loan package of the insurance.

Liberty Mutual Home Insurance Reviews

Date: February 10, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The premium seems comparable to other companies and perhaps a little less. They also have a smaller deductible for our home insurance than the other companies in the area.

Date: November 19, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
Liberty Mutual has a bundle package that will lower your insurance if you bundle rental insurance with your car insurance. I love savings.


State Farm Home Insurance Reviews

Date: December 06, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
State Farm has been great to work with. I have had to file a few claims, they were very professional and understanding. When it is time to renew they are very patient and provide all necessary information to me.

Date: November 02, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
There is a lot that my home insurance company offers. Its covers normal damages and also it cover damages from natural disasters.


Nationwide Home Insurance Reviews

Date: December 25, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
We used a company that inspects insurance offerings to find the best one for us. Nationwide was the least expensive and offered the home/car/umbrella insurance we needed.


GEICO Home Insurance Reviews

Date: January 10, 2020    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
Geico is a little more expensive than other insurance companies, but cheap compared to other national insurance companies. I think I am fine paying with for a National brand as I feel more secure.


Farmer's Insurance Home Insurance Reviews

Date: January 02, 2020    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I would rate them a 4 on customer service. The only reason why its not a 5 is sometimes they have a long wait time to talk to someone. Once you get through though they are always nice and extremely helpful.

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