Gavop shows you how to buy homeowners insurance in Mecca, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Mecca, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cll Sor Juana, Sail Cir, Fuchsia Ct, Teresa Way, Sea View Dr, Vaughn Rd, Thelma Cir, 66th Ave, Outrigger Dr, Captains Walk | $123,000 | $110,000 | $125,000-$150,000 | $113,500 | $100,000 | $100,000-$125,000 |
| Miravilla Way, Date Palm St, Elaine Cir, Las Sonrisas Way, Harbor Dr, Damascus Ave, Windlass Dr, Ebb Dr, Granada Way, National Ave | $108,500 | $90,000 | $100,000-$125,000 | $281,500 | $230,000 | $300,000-$350,000 |
| Admiralty Way, Coahuilla St, Paradise Island Ln, Fantail Dr, Arthur Rd, Yawl Ave, Vanderveer Rd, Beam Dr, Pilot Dr, 62nd Ave | $145,500 | $130,000 | $125,000-$150,000 | $157,500 | $140,000 | $175,000-$200,000 |
| Wolff Dr, W Palm Ave, Sea Gull Dr, E Palm Ave, Seahorse Way, Spar Cir, Seacrest Cir, Sea Scape Ave, Emilia Way, Painted Canyon Ct | $112,500 | $100,000 | $100,000-$125,000 | $146,000 | $130,000 | $100,000-$125,000 |
| Cricket Ln, Plonski Rd, N Shore Dr, Colfax St, Montenegro Dr, Sheila Cir, Cielo Ct, Cutter Way, Barnacle Dr, 64th Ave | $113,500 | $90,000 | $75,000-$100,000 | $156,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $887 |
| Superior Protection Discount | -$95 | $961 |
| Fire & Security Discount | -$106 | $950 |
| Hail Resistant Roof Discount | -$32 | $1,024 |
| Newly Constructed Home Discount | -$253 | $802 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,319 |
| Hail Damage | $4,665 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,051 |
| Home Insurance Company Mecca, CA | Homeowners Insurance Agency Mecca, CA | Address | Popularity Score | Distance from Mecca (miles) |
|---|---|---|---|---|
| Travelers | Palm Valley Insurance Services Inc | 47040 Washington St Ste 3202, La Quinta, CA, 92253 | 13.7 | |
| State Farm | John Ford | 79440 Corporate Ctr Dr Ste 104, La Quinta, CA, 92253-7243 | 13.7 | |
| Farmers | Gary Donovan | 68828 Ramon Rd Ste A, Cathedral City, CA, 92234 | 28.2 | |
| State Farm | Bob Dunn | 7248 Joshua Lane, Yucca Valley, CA, 92284-2923 | 42.6 | |
| State Farm | Phil Goodge | 67555 E Palm Canyon Dr, Cathedral City, CA, 92234 | 28.3 | |
| Farmers | Christina Gutierrez | 47060 Washington St Ste 5202, La Quinta, CA, 92253 | 16.0 | |
| Allstate | Loni Kallay | 40100 Washington St Ste 135, Bermuda Dunes, CA, 92203 | 18.5 | |
| State Farm | Guillermo Molina | 82900 Avenue 42 Ste G110, Indio, CA, 92203-9664 | 14.6 | |
| Allstate | Ron Nayfack | 1000 S Palm Canyon Dr Ste 104, Palm Springs, CA, 92264 | 32.0 | |
| Allstate | Raleigh Bernard Strader Iii | 57353 29 Palms Hwy Ste C, Yucca Valley, CA, 92284 | 42.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Riverside County, CA | $304,500 | $789 | $580 | $1,070 | $490 |
| Mecca, CA | $116,900 | $1,056 | $780 | $1,440 | $660 |
| Bermuda Dunes, CA | $338,800 | $750 | $560 | $1,020 | $460 |
| Palm Desert, CA | $328,300 | $840 | $620 | $1,140 | $520 |
| Rancho Mirage, CA | $483,100 | $1,061 | $790 | $1,440 | $650 |
| Sky Valley, CA | $124,600 | $546 | $400 | $740 | $340 |
| Idyllwild, CA | $249,600 | $668 | $490 | $910 | $420 |
| Borrego Springs, CA | $158,800 | $597 | $440 | $810 | $370 |
| Desert Hot Springs, CA | $135,000 | $1,325 | $980 | $1,800 | $820 |
| Twentynine Palms, CA | $120,900 | $1,065 | $790 | $1,450 | $660 |
| West Imperial, CA | $95,900 | $496 | $370 | $670 | $300 |
| Desert Center, CA | $78,000 | $459 | $340 | $620 | $280 |