Gavop's guide to buying homeowners insurance in Buena Vista, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $83,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $191,500 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $198,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $359,000 | $330,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $763 |
| Superior Protection Discount | -$92 | $828 |
| Fire & Security Discount | -$74 | $846 |
| Hail Resistant Roof Discount | -$18 | $901 |
| Newly Constructed Home Discount | -$239 | $681 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rockbridge County | $1,500 | $718 | $2,218 | $522 | $2,022 | $196 |
| Buena Vista, VA | $2,000 | $909 | $2,909 | $660 | $2,660 | $248 |
| Nelson County, VA | $700 | $764 | $1,464 | $555 | $1,255 | $209 |
| Shipman, VA | $400 | $420 | $820 | $305 | $705 | $115 |
| Alleghany County, VA | $700 | $909 | $1,609 | $660 | $1,360 | $248 |
| Seneca, VA | $300 | $644 | $944 | $468 | $768 | $176 |
| Craig City, VA | $2,000 | $709 | $2,709 | $516 | $2,516 | $194 |
| Harriston, VA | $100 | $761 | $861 | $553 | $653 | $208 |
| Monterey, VA | $2,000 | $814 | $2,814 | $592 | $2,592 | $222 |
| Boiling Springs, VA | $500 | $679 | $1,179 | $493 | $993 | $185 |
| Home Insurance Company Buena Vista, VA | Homeowners Insurance Agency Buena Vista, VA | Address | Popularity Score | Distance from Buena Vista (miles) |
|---|---|---|---|---|
| State Farm | Patrick Blevins | 108 E Midland Trl, Lexington, VA, 24450-5700 | 5.1 | |
| Nationwide | Huffman Insurance Agencies Inc | 209 S Main St, Lexington, VA, 24450-2317 | 6.0 | |
| State Farm | Lauren Morris | 1207b Crozet Ave, Crozet, VA, 22932-3132 | 42.7 | |
| Allstate | Jason Hamby | 221 Electric Rd, Salem, VA, 24153 | 47.6 | |
| Allstate | William Gillespie | 119 W Lee Ave, Vinton, VA, 24179 | 43.1 | |
| Travelers | Crozet Insurance Llc | 1186 Crozet Ave Blue Goose Bldg, Crozet, VA, 22932 | 42.7 | |
| Nationwide | Massie Insurance Agency Inc | 165 S Main St, Amherst, VA, 24521 | 19.5 | |
| State Farm | Brian Evans | 2302 Colonial Ave Sw Ste E, Roanoke, VA, 24015-3100 | 46.7 | |
| State Farm | Trey Tilson Iii | 2073 Magnolia Ave, Buena Vista, VA, 24416-3109 | 0.2 | |
| Allstate | Bill Richards | 411 Apperson Dr, Salem, VA, 24153 | 49.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,310 | $620 |
| Rockbridge County, VA | $197,200 | $727 | $500 | $1,000 | $500 |
| Buena Vista, VA | $111,700 | $920 | $660 | $1,300 | $640 |
| Nelson County, VA | $231,400 | $773 | $520 | $1,110 | $590 |
| Shipman, VA | $76,300 | $425 | $300 | $590 | $290 |
| Alleghany County, VA | $113,600 | $920 | $660 | $1,300 | $640 |
| Seneca, VA | $135,300 | $652 | $470 | $900 | $430 |
| Craig City, VA | $140,100 | $718 | $520 | $1,030 | $510 |
| Harriston, VA | $156,900 | $770 | $520 | $1,100 | $580 |
| Monterey, VA | $177,600 | $824 | $590 | $1,170 | $580 |
| Boiling Springs, VA | $131,500 | $687 | $500 | $980 | $480 |