How Can I Make My Valrico, FL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Valrico, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Valrico, FL Home Insurance Coverage Levels | Back to Top
| Valrico, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Commonwealth Ave, Village Dr, Cougar Path, Brandon Ridge Dr, Petticoat Junction, Amethyst Way, Old Mulrennan Rd, Ronja Ln, Timothy Ter, Laindale Pl | $86,500 | $80,000 | $75,000-$100,000 | $99,500 | $90,000 | $100,000-$125,000 |
| King Surrey Ct, Fairhaven Dr, Gaudon Ranch Ests, Crystal Carbon Way, Duxberry Ln, Travis Robert Ave, Little Stearns Rd, Cottonwood Tree Cir, Emerald Hill Way, White Pheasant Pl | $176,000 | $140,000 | $175,000-$200,000 | $336,500 | $270,000 | $300,000-$350,000 |
| Daly Way, Fountain Grass Dr, Shortcake Ln, Summerall Rd, Abbey Grove Dr, Greenhills Dr, Cedar Glenn Ct, Strawberry Junction Ln, Jaudon Ranch Rd, Schmitz Ln | $254,500 | $210,000 | $250,000-$300,000 | $347,000 | $320,000 | $350,000-$400,000 |
| Shady Oaks Dr, Citrone Ct, Saint Anthony Dr, Jaudon Rd, Golden Oak Ln, Penny Royal Ln, Oakcliff Ct, Archmont Ct, Bollingwood Pl, Brooke Dr | $187,500 | $170,000 | $175,000-$200,000 | $304,000 | $260,000 | $300,000-$350,000 |
| Diane Ave, Stillmeadow Dr, Stephens Ln, Berryvine Pl, Hawley Ct, Little Feature Ln, Lithia Ridge Blvd, Springdell Cir, Friendly Acres Ln, Wildberry Way | $233,000 | $220,000 | $200,000-$250,000 | $290,500 | $240,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Valrico, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$184 | $1,043 |
| Superior Protection Discount | -$123 | $1,104 |
| Fire & Security Discount | -$86 | $1,141 |
| Hail Resistant Roof Discount | -$37 | $1,190 |
| Newly Constructed Home Discount | -$295 | $933 |
Choose your Valrico, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,344 |
| Hail Damage | $4,900 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,553 |
Identify Top Home Insurance Agents near Valrico, FL | Back to Top
| Home Insurance Company Valrico, FL | Homeowners Insurance Agency Valrico, FL | Address | Popularity Score | Distance from Valrico (miles) |
|---|---|---|---|---|
| State Farm | Wayne Peace | 2325 S Florida Ave, Lakeland, FL, 33803-7228 | 18.1 | |
| Travelers | First Heritage Insurance Services Inc | 1511 N. West Shore Blvd. Suite 1100, Tampa, FL, 33607 | 18.1 | |
| Liberty Mutual Independent | Adrian Fernandez Insurance Inc | 6115 N Armenia Ave, Tampa, FL, 33604 | 16.5 | |
| Allstate | Stanley Martin | 611 E Bloomingdale Ave Ste D, Brandon, FL, 33511 | 3.1 | |
| Travelers | Key Palm Insurance | 28463 Us Hwy 19 N Suite 102, Clearwater, FL, 33761 | 31.9 | |
| Allstate | John Clarkson | 12307 Boyette Rd, Riverview, FL, 33569 | 5.8 | |
| Liberty Mutual Independent | Buhl Insurance Agency Inc | 2935 W Hillsborough Ave, Tampa, FL, 33614 | 16.7 | |
| State Farm | Everett Nolte | 1214 Oakfield Dr, Brandon, FL, 33511-4918 | 4.4 | |
| Travelers | Florida Insurance Center Inc | 414 N Alexander St, Plant City, FL, 33563 | 8.8 | |
| State Farm | Tony Lee | 1702 S Alexander Street, Plant City, FL, 33563 | 8.0 |
Compare Rates for Valrico, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Hillsborough County, FL | $179,500 | $1,449 | $1,130 | $1,940 | $810 |
| Valrico, FL | $211,200 | $1,227 | $960 | $1,640 | $680 |
| Lakeland Highlands, FL | $212,900 | $997 | $780 | $1,340 | $560 |
| Pasadena Hills, FL | $157,900 | $1,043 | $810 | $1,400 | $590 |
| Bowling Green, FL | $78,400 | $780 | $610 | $1,050 | $440 |
| Largo, FL | $108,400 | $1,054 | $820 | $1,410 | $590 |
| Redington Beach, FL | $418,100 | $740 | $580 | $990 | $410 |
| West Samoset, FL | $66,000 | $845 | $660 | $1,130 | $470 |
| Redington Shores, FL | $392,200 | $2,898 | $2,260 | $3,880 | $1,620 |
| The Meadows, FL | $256,600 | $2,108 | $1,640 | $2,820 | $1,180 |
| North Sarasota, FL | $91,700 | $1,020 | $800 | $1,370 | $570 |
| Lake Wales, FL | $114,200 | $1,091 | $850 | $1,460 | $610 |
Research Home Insurance Companies Reviews in Valrico, FL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
My experiences have been good, although I have not had to use my home owners insurance my agent has always been there to answer questions and help make sure my policy is right.
Date: July 13, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Policy Offerings
The policy offered by Allstate seemed to be about standard and the same as all the others that we checked.
USAA Home Insurance Reviews
Date: September 23, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
USAA has excellent customer service. Whether I need roadside assistance or help after lightning struck my house they are ready 24/7 with outstanding customer service.
Progressive Home Insurance Reviews
Date: August 17, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
My deductible is about $1000, it isn't too bad to me, so I guess I would be satisfied. I think I would rate the at a 3 simply because I don't know much off the top of my head.
American Integrity Insurance Home Insurance Reviews
Date: September 11, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have had them for at least 5 years and I have never had an issue with them. Anytime that I have had to call them they have been very helpful and easy to deal with.
Florida Farm Bureau Insurance Home Insurance Reviews
Date: June 07, 2019 Age: 40 to 49 Gender: Married Marital Status: Male
Premium
The premium of my policy is low compared to other home insurance companies. Mobile home policies are hard to get and should be low.
GEICO Home Insurance Reviews
Date: October 13, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
Geico insurance was our choice of home insurance because we already had car insurance with them so we were used to there customer service, which has been very helpful to our needs.