Gavop tells you how to get the best homeowners insurance in Cass County, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Cass County, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| River St, Ladybug Trl NW, 3rd St NW, County 55 NE, S Sluetter Rd, Co Rd 8 NE, Co Rd 5 NE, Co Hwy 66, Wabedo Twp E, 12th Ave NE | $309,000 | $250,000 | $300,000-$350,000 | $166,000 | $140,000 | $125,000-$150,000 |
| Co Rd 144, Cole St, Ah-Gwahching Rd NW, 24th St SW, Flowing Creek Trl NW, 5th St, Harkers Trl NE, 2nd St E, 72nd Ave SW, Norway Lake Rd SW | $131,500 | $120,000 | $100,000-$125,000 | $92,500 | $80,000 | $75,000-$100,000 |
| Rocking Ranch Rd SW, Crystal Rd, Cass Line Rd S W, Poplar Dr SW, Birchwood Ave W, Co Hwy 73 NE, Pine Beach Dr, Big Portage Lake Trl NW, Pine Top Trl, 12th St SW | $155,500 | $140,000 | $175,000-$200,000 | $89,000 | $70,000 | $75,000-$100,000 |
| 76th St SW, W 3rd St, 43rd Ave NW, Minnow Ln NE, Allen Trl, 62nd St SW, Maplewood Ridge Ct, Robin Ln NW, Co Rd 165, Knotty Knoll Trl NW | $257,500 | $230,000 | $300,000-$350,000 | $203,000 | $180,000 | $175,000-$200,000 |
| Ne48th St NE Dr, White Pine Point Trl SW, McBride Dr NE, Hickory Trl NW, Co Rd 58 NE, Co Rd 148, Mud Lake Rd NE, Mister Twister Trl NE, Long Lake Dr SW, Fairview Rd W | $247,000 | $200,000 | $200,000-$250,000 | $136,500 | $130,000 | $100,000-$125,000 |
| Summerhill Dr, Hazel St S, Widmark Ln, Mapleleaf Trl, Aster Trl NE, Schaeffers Point Rd, Nighthawk Ln NW, Pinto Pass, Aspen Ave, Hiram Twp Rd 1 | $208,500 | $170,000 | $175,000-$200,000 | $162,000 | $150,000 | $175,000-$200,000 |
| Resvn Hwy 6, Lk Alice Rd NW, 100th St SW, Harrison Dr, Jenkins Rd SW, Tylemar Ln SW, Lake Washburn Rd NE, County 7 NE, Swan Valley Cemetary Rd, 80th Ave NE | $119,000 | $100,000 | $100,000-$125,000 | $89,500 | $70,000 | $75,000-$100,000 |
| Co Hwy 19, Midway Cir NW, Quill Dr SW, Cnt Rd 112, N Little Thunder Dr NE, State Hwy 210 E, Norway Pine Rd SW, Hand Lake Ln NW, 40th Ave NW, Swan Dr NW | $191,000 | $160,000 | $175,000-$200,000 | $166,000 | $150,000 | $150,000-$175,000 |
| Bluestem Ln SW, 126th St SW, County 7 NE, 24th St SW, 72nd Ave NW, Firelight Ln SW, Little Stoney Pt Dr, Birch Grove Rd NW, 31st St NW, 3rd St NE | $150,000 | $140,000 | $175,000-$200,000 | $98,500 | $90,000 | $75,000-$100,000 |
| 53rd Ave SW, E Steamboat Bay Rd, Sunfish Ln NE, 40th St SW, Co Rd 163, Scenic Dr, 46th St NE, Co Rd 47 NE, Oak Ln, Cass Line Rd SW | $251,000 | $200,000 | $200,000-$250,000 | $238,500 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $647 |
| Superior Protection Discount | -$80 | $719 |
| Fire & Security Discount | -$72 | $727 |
| Hail Resistant Roof Discount | -$24 | $774 |
| Newly Constructed Home Discount | -$184 | $615 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cass County | $1,000 | $789 | $1,789 | $573 | $1,573 | $216 |
| Cass County, MN | $2,500 | $789 | $3,289 | $573 | $3,073 | $216 |
| Bull Moose, MN | $200 | $891 | $1,091 | $648 | $848 | $244 |
| Lima, MN | $1,000 | $1,055 | $2,055 | $767 | $1,767 | $288 |
| Thorpe, MN | $500 | $1,299 | $1,799 | $944 | $1,444 | $355 |
| Lake Shore, MN | $1,000 | $1,630 | $2,630 | $1,185 | $2,185 | $446 |
| Hill City, MN | $500 | $705 | $1,205 | $513 | $1,013 | $193 |
| Fairview, MN | $2,000 | $1,516 | $3,516 | $1,101 | $3,101 | $414 |
| Ten Lake, MN | $500 | $893 | $1,393 | $649 | $1,149 | $244 |
| Irondale, MN | $700 | $1,048 | $1,748 | $762 | $1,462 | $286 |
| East Gull Lake, MN | $300 | $1,470 | $1,770 | $1,068 | $1,368 | $402 |
| Bullard, MN | $2,000 | $779 | $2,779 | $566 | $2,566 | $213 |
| Home Insurance Company Cass County, MN | Homeowners Insurance Agency Cass County, MN | Address | Popularity Score | Distance from Cass County (miles) |
|---|---|---|---|---|
| State Farm | Brett Laugen | 13341 Cypress Dr Ste 102, Baxter, MN, 56425-8546 | 42.2 | |
| Travelers | Itasca Reliable Insurance Agency | 1121 E Hwy 169 Grand Rapids, Grand Rapids, MN, 55744 | 43.6 | |
| Farmers | Scott Parsons | 608 Kingwood St, Brainerd, MN, 56401 | 41.4 | |
| Farmers | Marty Johnson | 11284 State Highway 210, Brainerd, MN, 56401 | 41.1 | |
| Travelers | Itasca Reliable Insurance Agency | 1121 East Us Hwy 169, Grand Rapids, MN, 55744 | 43.6 | |
| Allstate | Itasca Region Insurance Agency | 1012 1st St E # 34, Park Rapids, MN, 56470 | 33.5 | |
| Farmers | Guy Henkensiefken | 14084 Baxter Dr Ste 1, Baxter, MN, 56425 | 41.5 | |
| State Farm | Paul Gazelka | 15229 Edgewood Dr Ste 100, Brainerd, MN, 56401-6927 | 40.2 | |
| Travelers | Security State Agency | 402 Minnesota Ave N, Aitkin, MN, 56431 | 41.4 | |
| State Farm | Brad Spry | 314 Railroad Ave. W., Walker, MN, 56484-0279 | 15.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $860 | $1,660 | $800 |
| Cass County, MN | $178,700 | $798 | $570 | $1,130 | $560 |
| Cass County, MN | $178,700 | $798 | $550 | $1,110 | $560 |
| Bull Moose, MN | $123,800 | $902 | $600 | $1,290 | $690 |
| Lima, MN | $163,300 | $1,068 | $720 | $1,470 | $750 |
| Thorpe, MN | $241,700 | $1,315 | $890 | $1,870 | $980 |
| Lake Shore, MN | $351,500 | $1,650 | $1,140 | $2,360 | $1,220 |
| Hill City, MN | $88,100 | $714 | $510 | $1,010 | $500 |
| Fairview, MN | $318,100 | $1,534 | $1,120 | $2,130 | $1,010 |
| Ten Lake, MN | $124,200 | $904 | $620 | $1,270 | $650 |
| Irondale, MN | $161,400 | $1,061 | $770 | $1,450 | $680 |
| East Gull Lake, MN | $302,900 | $1,488 | $1,000 | $2,130 | $1,130 |
| Bullard, MN | $101,300 | $788 | $540 | $1,120 | $580 |