Gavop shows you how to buy homeowners insurance in Putnam County, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$277 | $1,107 |
| 30 year old | +$21 | $1,405 |
| 40 year old | +$36 | $1,420 |
| 50 year old | +$53 | $1,437 |
| Above 50 year old | +$66 | $1,451 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$263 | $1,121 |
| Superior Protection Discount | -$125 | $1,260 |
| Fire & Security Discount | -$152 | $1,232 |
| Hail Resistant Roof Discount | -$28 | $1,357 |
| Newly Constructed Home Discount | -$318 | $1,066 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Putnam County | $2,500 | $1,368 | $3,868 | $994 | $3,494 | $374 |
| Putnam County, NY | $700 | $1,368 | $2,068 | $994 | $1,694 | $374 |
| Mount Kisco, NY | $300 | $987 | $1,287 | $717 | $1,017 | $270 |
| Hamptonburgh, NY | $1,500 | $1,046 | $2,546 | $760 | $2,260 | $286 |
| Pine Plains, NY | $500 | $906 | $1,406 | $658 | $1,158 | $248 |
| Plandome Heights, NY | $2,500 | $1,026 | $3,526 | $745 | $3,245 | $280 |
| Bristol, CT | $100 | $968 | $1,068 | $704 | $804 | $265 |
| Rock Hill, NY | $700 | $839 | $1,539 | $610 | $1,310 | $229 |
| Clermont, NY | $100 | $1,085 | $1,185 | $788 | $888 | $296 |
| Old Bethpage, NY | $1,000 | $842 | $1,842 | $612 | $1,612 | $230 |
| Branford Center, CT | $400 | $1,252 | $1,652 | $910 | $1,310 | $342 |
| Home Insurance Company Putnam County, NY | Homeowners Insurance Agency Putnam County, NY | Address | Popularity Score | Distance from Putnam County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Bruen Deldin & Didio Associates Inc | 3 Starr Ridge Rd Ste 100, Brewster, NY, 10509 | 8.1 | |
| Liberty Mutual Independent | The B & G Group Inc | 55 W Ames Ct Ste 400, Plainview, NY, 11803 | 46.3 | |
| Travelers | Lhb Insurance Brokerage Inc | 176 N Main St Rte 45, Spring Valley, NY, 10977 | 26.3 | |
| Nationwide | John E Komara Jr | 675 Broadway Mall, Hicksville, NY, 11801 | 46.7 | |
| State Farm | Joe Benincasa | 54 Willow Park Ctr, Farmingdale, NY, 11735-1001 | 49.7 | |
| Allstate | Peter F. Deluca | 648 Tuckahoe Rd, Yonkers, NY, 10710 | 33.1 | |
| Travelers | The Halland Companies Llc | 88 Sunnyside Blvd Ste 100, Plainview, NY, 11803 | 46.0 | |
| Travelers | Vanderbilt Properties Insurance Brokerage Llc | 770 Lexington Ave Fl 12, New York, NY, 10065 | 47.3 | |
| Allstate | Glenn Pendola | 785 Walt Whitman Rd, Melville, NY, 11747 | 46.5 | |
| Travelers | Hickey & Hickey Inc | Bedford Village Plaza 460 Old Post Road, Bedford, NY, 10506 | 16.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,590 | $760 |
| Putnam County, NY | $357,700 | $1,384 | $1,010 | $1,910 | $900 |
| Putnam County, NY | $357,700 | $1,384 | $980 | $1,900 | $920 |
| Mount Kisco, NY | $402,500 | $999 | $710 | $1,420 | $710 |
| Hamptonburgh, NY | $349,800 | $1,059 | $760 | $1,510 | $750 |
| Pine Plains, NY | $240,400 | $917 | $670 | $1,260 | $590 |
| Plandome Heights, NY | $1,111,300 | $1,038 | $750 | $1,460 | $710 |
| Bristol, CT | $190,500 | $980 | $670 | $1,390 | $720 |
| Rock Hill, NY | $223,100 | $849 | $580 | $1,170 | $590 |
| Clermont, NY | $280,100 | $1,098 | $800 | $1,570 | $770 |
| Old Bethpage, NY | $570,000 | $852 | $610 | $1,170 | $560 |
| Branford Center, CT | $275,300 | $1,267 | $870 | $1,740 | $870 |