Gavop's guide to buying homeowners insurance in East Haddam, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| East Haddam, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| East Ln, Helon Cone Rd, Desmond Rd, Chittenden Ln, Moodus Leesville Rd, Parker Rd, W Dolbia Hill Rd, Mitchell Rd, Old Salem Rd, Country Club la | $334,500 | $290,000 | $350,000-$400,000 | $186,000 | $150,000 | $150,000-$175,000 |
| Stocking Lot Rd, Lakeview Rd, Norwich Essex Tpke, Sims Ln, Millington Rd, Wool Rd, Hopyard Rd, Ackley Rd, Newberry Loop, Old E Haddam Rd | $297,000 | $270,000 | $300,000-$350,000 | $168,500 | $140,000 | $125,000-$150,000 |
| Casner Rd, Bashan Rd, Landing Hill Rd, Cragmere Rd, Mable Rd, Shore Dr, William F Palmer Rd, Heritage Brook Rd, Lookout Dr, Sheepskin Hollow Rd | $279,500 | $250,000 | $200,000-$250,000 | $163,000 | $140,000 | $125,000-$150,000 |
| Long Pasture Ln, Valley Brook Rd, Hungerford Rd, White Sands Rd, State Hwy 434, Newberry Rd, Ap Gates Rd, Ballahack Road No 2, Essex Tpke, Honey Hill Rd | $207,500 | $180,000 | $200,000-$250,000 | $280,500 | $260,000 | $200,000-$250,000 |
| Pinehurst Ln, Brook, Mill Rd, Haywordville Rd, Elaine Dr, State Hwy 156, Shanaghans Rd, Ballahack Rd, Banning Rd, Jones Hill Rd | $332,500 | $280,000 | $300,000-$350,000 | $340,500 | $270,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $755 |
| Superior Protection Discount | -$80 | $808 |
| Fire & Security Discount | -$80 | $808 |
| Hail Resistant Roof Discount | -$27 | $861 |
| Newly Constructed Home Discount | -$222 | $666 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,295 |
| Hail Damage | $4,853 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,389 |
| Home Insurance Company East Haddam, CT | Homeowners Insurance Agency East Haddam, CT | Address | Popularity Score | Distance from East Haddam (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Mather & Pitts Insurance Inc | 46 Plains Rd Unit 31, Essex, CT, 6426 | 9.1 | |
| Liberty Mutual Independent | Lamburt Corporation | 1980 Main St, Stratford, CT, 6615 | 43.3 | |
| Travelers | Preferred Insurance Services Llc | 87 South Main Street Suite 15, Newtown, CT, 6470 | 47.1 | |
| Travelers | Stark Agency | 91 Main St, Chester, CT, 6412 | 5.9 | |
| State Farm | Elsie Encarnacion | 505 Campbell Ave, West Haven, CT, 06516-5018 | 32.2 | |
| Liberty Mutual Independent | Park City Insurance Group Llc | 3354 Main St, Bridgeport, CT, 6606 | 46.3 | |
| Travelers | Bardin Insurance | 253 Talcottville Road, Vernon, CT, 6066 | 25.4 | |
| Liberty Mutual Independent | Evans Pires & Leonard | 121 Roberts St, East Hartford, CT, 6108 | 23.3 | |
| Liberty Mutual Independent | Wilson Agency Inc | 30 Huntington Street, Shelton, CT, 6484 | 41.1 | |
| Travelers | National Insurance Agency Inc | 16 Spring Ln Ste 1, Farmington, CT, 6032 | 29.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $900 | $1,740 | $840 |
| Middlesex County, CT | $283,700 | $1,199 | $830 | $1,670 | $840 |
| East Haddam, CT | $268,800 | $888 | $590 | $1,220 | $630 |
| Manchester, CT | $182,100 | $952 | $650 | $1,310 | $660 |
| Tolland County, CT | $247,500 | $1,108 | $800 | $1,570 | $770 |
| Orange, CT | $385,100 | $990 | $670 | $1,380 | $710 |
| Somers, CT | $308,500 | $963 | $650 | $1,360 | $710 |
| Hazardville, CT | $175,000 | $967 | $660 | $1,330 | $670 |
| Sherwood Manor, CT | $194,400 | $868 | $600 | $1,190 | $590 |
| Kingston, RI | $336,500 | $939 | $640 | $1,290 | $650 |
| Glocester, RI | $265,700 | $999 | $710 | $1,410 | $700 |
| Harmony, RI | $228,700 | $1,272 | $850 | $1,810 | $960 |