Gavop's guide to buying homeowners insurance in Forest Acres, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $69,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $193,000 | $170,000 | $150,000-$175,000 |
| 3 Bedroom | $260,000 | $250,000 | $200,000-$250,000 |
| 4 Bedroom | $330,500 | $290,000 | $250,000-$300,000 |
| 5 Bedroom | $319,500 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $692 |
| Superior Protection Discount | -$75 | $759 |
| Fire & Security Discount | -$58 | $776 |
| Hail Resistant Roof Discount | -$25 | $809 |
| Newly Constructed Home Discount | -$167 | $667 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Richland County | $1,000 | $966 | $1,966 | $702 | $1,702 | $264 |
| Forest Acres, SC | $1,500 | $824 | $2,324 | $599 | $2,099 | $225 |
| Dentsville, SC | $100 | $695 | $795 | $505 | $605 | $190 |
| Oak Grove, SC | $2,500 | $717 | $3,217 | $521 | $3,021 | $196 |
| Winnsboro South, SC | $300 | $740 | $1,040 | $538 | $838 | $202 |
| Ridgeway, SC | $2,000 | $757 | $2,757 | $550 | $2,550 | $207 |
| South Sumter, SC | $300 | $289 | $589 | $210 | $510 | $79 |
| East Sumter, SC | $700 | $520 | $1,220 | $378 | $1,078 | $142 |
| Norway, SC | $400 | $363 | $763 | $264 | $664 | $99 |
| Bethune, SC | $700 | $576 | $1,276 | $419 | $1,119 | $157 |
| Mayesville, SC | $100 | $549 | $649 | $399 | $499 | $150 |
| Chester, SC | $2,500 | $577 | $3,077 | $419 | $2,919 | $158 |
| Home Insurance Company Forest Acres, SC | Homeowners Insurance Agency Forest Acres, SC | Address | Popularity Score | Distance from Forest Acres (miles) |
|---|---|---|---|---|
| Allstate | Trevor Wright | 1945 Decker Blvd Ste 13, Columbia, SC, 29206 | 2.0 | |
| Allstate | Eric Loebs | 6911 N Trenholm Rd Ste 6, Columbia, SC, 29206 | 2.1 | |
| State Farm | Amy Masincupp | 612 Saint Andrews Rd Ste 16, Columbia, SC, 29210-5120 | 8.8 | |
| Allstate | Christopher Petty | 3347 Augusta Hwy Ste E, Gilbert, SC, 29054 | 22.5 | |
| Liberty Mutual Independent | Greater South Agency | 5309 N Trenholm Rd , Columbia, SC, 29206 | 0.9 | |
| Allstate | Richard Parker | 9400 Two Notch Rd Ste A, Columbia, SC, 29223 | 5.6 | |
| Liberty Mutual Independent | Jesse T Reese Inc | 2014 Assembly St, Columbia, SC, 29201 | 4.1 | |
| Travelers | Russell Massey & Company | 1320 Elmwood Ave, Columbia, SC, 29201 | 3.9 | |
| State Farm | Kalenia Frederick | 4711 Forest Dr Ste 4, Columbia, SC, 29206-3125 | 1.0 | |
| State Farm | Wayne Thierrien | 9016-A Farrow Road, Columbia, SC, 29203 | 5.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $680 | $1,350 | $670 |
| Richland County, SC | $154,100 | $977 | $690 | $1,380 | $690 |
| Forest Acres, SC | $185,800 | $834 | $560 | $1,160 | $600 |
| Dentsville, SC | $109,700 | $703 | $510 | $970 | $460 |
| Oak Grove, SC | $126,800 | $726 | $530 | $1,030 | $500 |
| Winnsboro South, SC | $108,600 | $749 | $550 | $1,040 | $490 |
| Ridgeway, SC | $134,900 | $766 | $510 | $1,060 | $550 |
| South Sumter, SC | $49,300 | $293 | $200 | $400 | $200 |
| East Sumter, SC | $77,400 | $526 | $380 | $720 | $340 |
| Norway, SC | $57,800 | $367 | $250 | $520 | $270 |
| Bethune, SC | $85,000 | $583 | $410 | $830 | $420 |
| Mayesville, SC | $81,400 | $556 | $380 | $800 | $420 |
| Chester, SC | $91,100 | $584 | $410 | $810 | $400 |