Gavop's guide to buying homeowners insurance in East Massapequa, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $140,500 | $130,000 | $125,000-$150,000 |
| 2 Bedroom | $331,000 | $290,000 | $300,000-$350,000 |
| 3 Bedroom | $552,000 | $480,000 | $500,000-$600,000 |
| 4 Bedroom | $566,500 | $530,000 | $500,000-$600,000 |
| 5 Bedroom | $980,500 | $830,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$195 | $887 |
| Superior Protection Discount | -$97 | $984 |
| Fire & Security Discount | -$108 | $974 |
| Hail Resistant Roof Discount | -$22 | $1,060 |
| Newly Constructed Home Discount | -$249 | $833 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nassau County | $1,500 | $1,499 | $2,999 | $1,089 | $2,589 | $410 |
| Massapequa, NY | $1,500 | $1,069 | $2,569 | $777 | $2,277 | $292 |
| Mineola, NY | $400 | $1,123 | $1,523 | $816 | $1,216 | $307 |
| Malverne, NY | $2,500 | $1,136 | $3,636 | $826 | $3,326 | $310 |
| Fire Island, NY | $400 | $2,435 | $2,835 | $1,770 | $2,170 | $666 |
| Glenwood Landing, NY | $1,000 | $2,697 | $3,697 | $1,960 | $2,960 | $737 |
| Hauppauge, NY | $200 | $1,135 | $1,335 | $825 | $1,025 | $310 |
| Greenville, NY | $2,000 | $838 | $2,838 | $609 | $2,609 | $229 |
| Secaucus, NJ | $400 | $975 | $1,375 | $709 | $1,109 | $266 |
| East Moriches, NY | $2,500 | $1,881 | $4,381 | $1,367 | $3,867 | $514 |
| Elizabeth, NJ | $100 | $930 | $1,030 | $676 | $776 | $254 |
| Verona, NJ | $2,500 | $1,001 | $3,501 | $727 | $3,227 | $274 |
| Home Insurance Company Massapequa, NY | Homeowners Insurance Agency Massapequa, NY | Address | Popularity Score | Distance from Massapequa (miles) |
|---|---|---|---|---|
| Allstate | Peter Ungaro | 4156 Hylan Blvd, Staten Island, NY, 10308 | 38.7 | |
| Allstate | New York Statewide Protection Inc. | 290 Route 59, Nyack, NY, 10960 | 39.2 | |
| Allstate | Tony Song Yun | 24825 Northern Blvd Ste 2g, Little Neck, NY, 11362 | 17.1 | |
| Allstate | Eileen Wulff | 3832 Sunrise Hwy, Seaford, NY, 11783 | 2.9 | |
| Nationwide | Joseph J Dimonda | 3351 Park Ave, Wantagh, NY, 11793 | 3.8 | |
| State Farm | Christie Simmons | 101 Bloomingdale Rd, Hicksville, NY, 11801-6550 | 6.0 | |
| Allstate | Kenneth Marcus | 192 Merritts Rd Ste B, Farmingdale, NY, 11735 | 3.5 | |
| Allstate | Philip Eifert | 200 Katonah Ave, Katonah, NY, 10536 | 42.1 | |
| Travelers | Brewster-Allen-Wichert | 500 Montauk Hwy Ste N West , Islip, NY, 11795 | 9.3 | |
| Allstate | Joseph Hernandez | 1700 Great Neck Rd, Copiague, NY, 11726 | 1.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,660 | $810 |
| Nassau County, NY | $460,700 | $1,517 | $1,110 | $2,140 | $1,030 |
| Massapequa, NY | $424,400 | $1,082 | $770 | $1,490 | $720 |
| Mineola, NY | $456,200 | $1,136 | $760 | $1,560 | $800 |
| Malverne, NY | $441,900 | $1,150 | $780 | $1,580 | $800 |
| Fire Island, NY | $490,000 | $2,465 | $1,800 | $3,520 | $1,720 |
| Glenwood Landing, NY | $609,100 | $2,730 | $1,880 | $3,850 | $1,970 |
| Hauppauge, NY | $459,500 | $1,149 | $840 | $1,620 | $780 |
| Greenville, NY | $905,200 | $848 | $590 | $1,210 | $620 |
| Secaucus, NJ | $426,000 | $987 | $660 | $1,400 | $740 |
| East Moriches, NY | $412,900 | $1,904 | $1,370 | $2,610 | $1,240 |
| Elizabeth, NJ | $268,700 | $942 | $650 | $1,350 | $700 |
| Verona, NJ | $435,000 | $1,013 | $740 | $1,430 | $690 |