Gavop's guide to buying homeowners insurance in Interior County, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Interior County, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Prairie Junction Trl, Yellow Pine Ct, Brentwood Dr, Lena Ln, Portofino Dr, Meadow Rush Loop, Bayport Cir, Pine Ridge Ln, Palmer Ranch Pkwy, Regina Royale Blvd | $349,000 | $280,000 | $350,000-$400,000 | $322,500 | $280,000 | $300,000-$350,000 |
| Verna Rd, N Branch Rd, Chalmers Dr, Bella Terra Dr, Wilshire Cir, Creek Shed Pl, Vicenza Dr, Cow Camp Ln, May Apple Way, Losillias Dr | $345,500 | $320,000 | $350,000-$400,000 | $350,000 | $300,000 | $300,000-$350,000 |
| Pendleton Ct, Valente Pl, Brooksbend Cir, Jay St, Cabrera Ct, Topelis Dr, Fredann St, Park Estates Sq, Lakewood Ranch Blvd, Bella Vista Ter | $346,500 | $310,000 | $350,000-$400,000 | $171,000 | $140,000 | $150,000-$175,000 |
| Onager Ct, Monroe Rd, Clubside Cir, Valenza Loop, Pond Cypress Rd, Gladesview Dr, Bridgehampton Blvd, Rosewood Ct, Pendleton Pl, Coronet Dr | $216,000 | $180,000 | $175,000-$200,000 | $242,000 | $220,000 | $200,000-$250,000 |
| Mirada Way, Warwick Ln, St Johns Blvd, Celedon Ct, Sandhurst Dr, E Village Ct, S Jackson Rd, Cerromar Cir N, Augusta Cir, Springbrook Farm Rd | $238,500 | $190,000 | $200,000-$250,000 | $183,500 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $810 |
| Superior Protection Discount | -$85 | $857 |
| Fire & Security Discount | -$66 | $876 |
| Hail Resistant Roof Discount | -$19 | $923 |
| Newly Constructed Home Discount | -$207 | $735 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sarasota County | $2,000 | $1,230 | $3,230 | $894 | $2,894 | $336 |
| Interior County, FL | $700 | $931 | $1,631 | $676 | $1,376 | $254 |
| Warm Mineral Springs, FL | $300 | $780 | $1,080 | $567 | $867 | $213 |
| Laurel, FL | $2,500 | $985 | $3,485 | $716 | $3,216 | $269 |
| Desoto Lakes, FL | $100 | $1,783 | $1,883 | $1,296 | $1,396 | $487 |
| Boca Grande, FL | $2,000 | $897 | $2,897 | $652 | $2,652 | $245 |
| Longboat Key, FL | $500 | $933 | $1,433 | $678 | $1,178 | $255 |
| Wauchula, FL | $1,500 | $779 | $2,279 | $566 | $2,066 | $213 |
| Ellenton, FL | $500 | $1,176 | $1,676 | $854 | $1,354 | $321 |
| Pine Island, FL | $1,000 | $938 | $1,938 | $682 | $1,682 | $256 |
| McGregor, FL | $300 | $924 | $1,224 | $672 | $972 | $253 |
| Sanibel, FL | $1,000 | $927 | $1,927 | $674 | $1,674 | $253 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Sarasota County, FL | $215,300 | $1,245 | $970 | $1,670 | $700 |
| Interior County, FL | $317,400 | $942 | $730 | $1,260 | $530 |
| Warm Mineral Springs, FL | $104,900 | $789 | $620 | $1,060 | $440 |
| Laurel, FL | $212,900 | $997 | $780 | $1,340 | $560 |
| Desoto Lakes, FL | $209,200 | $1,805 | $1,410 | $2,420 | $1,010 |
| Boca Grande, FL | $1,227,700 | $908 | $710 | $1,220 | $510 |
| Longboat Key, FL | $709,300 | $945 | $740 | $1,270 | $530 |
| Wauchula, FL | $79,800 | $789 | $620 | $1,060 | $440 |
| Ellenton, FL | $116,800 | $1,190 | $930 | $1,590 | $660 |
| Pine Island, FL | $187,800 | $950 | $740 | $1,270 | $530 |
| McGregor, FL | $311,500 | $936 | $730 | $1,250 | $520 |
| Sanibel, FL | $705,900 | $938 | $730 | $1,260 | $530 |