Gavop shows you how to buy homeowners insurance in Johnson City, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Johnson City, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Beechwood Dr, Mills Pl, Dartmouth St, Floral Dr, Plymouth St, Pratt Ave, Virginia Ave, Camden St, Summit St, Valleyview Dr | $97,000 | $90,000 | $100,000-$125,000 | $73,500 | $70,000 | $50,000-$75,000 |
| Avon St, Ivy Pl, Larch Cir, Clarendon St, Catalina Blvd, Fairfax Ave, Groveland Ave, Elbon St, E Thomas St, Brigham Ave | $110,000 | $90,000 | $125,000-$150,000 | $86,500 | $80,000 | $75,000-$100,000 |
| Baldwin St, Spruce St, Taber St, Field St, Lorne Dr, Dedrick Ave, Brown St, Placek Dr, Co Rd 56, Beatrice Ln | $121,000 | $110,000 | $100,000-$125,000 | $86,500 | $70,000 | $75,000-$100,000 |
| Wells Ave, St Johns Pkwy, Pheasant Ln, Peterson St, Harrison St, Endwell St, Bidwell St, Burns St, Sturtevant St, Ave C | $95,000 | $90,000 | $75,000-$100,000 | $101,500 | $80,000 | $100,000-$125,000 |
| Lott St, State Rte 201, Ethel St, Ozalid Rd, San Marco Dr, Thomas St, Eric Dr, Rogers St, Partridge Pl, Nassau St | $82,000 | $70,000 | $75,000-$100,000 | $106,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $787 |
| Superior Protection Discount | -$86 | $874 |
| Fire & Security Discount | -$86 | $874 |
| Hail Resistant Roof Discount | -$19 | $941 |
| Newly Constructed Home Discount | -$250 | $710 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,295 |
| Hail Damage | $4,853 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,386 |
| Home Insurance Company Johnson City, NY | Homeowners Insurance Agency Johnson City, NY | Address | Popularity Score | Distance from Johnson City (miles) |
|---|---|---|---|---|
| State Farm | John Barbieri | 1115 Front St, Binghamton, NY, 13905-1161 | 3.5 | |
| State Farm | Ryan Keenan | 403 N Decatur St, Watkins Glen, NY, 14891-1253 | 49.8 | |
| Allstate | Ernest Landers | 591 Conklin Rd, Binghamton, NY, 13903 | 5.4 | |
| Travelers | Dirado Insurance Agency Llc | Westside Plaza 219 Main St, Binghamton, NY, 13905 | 2.0 | |
| Allstate | Adam J. Roux | 1250 Upper Front St, Binghamton, NY, 13901 | 4.1 | |
| State Farm | Frances Traficante | 138 Front St, Binghamton, NY, 13905-3197 | 3.0 | |
| Allstate | Edward Valdes | 365 Harry L Dr, Johnson City, NY, 13790 | 0.2 | |
| Travelers | Joseph P Gaetani | 32 W State St Ste 201, Binghamton, NY, 13901 | 3.2 | |
| Travelers | Rick Bongiorno Insurance | 1309 1/2 Monroe St, Endicott, NY, 13760 | 4.6 | |
| Allstate | Drickard Insurance | 4 S Washington Ave Ste 1, Oxford, NY, 13830 | 28.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,650 | $800 |
| Broome County, NY | $113,100 | $1,205 | $830 | $1,660 | $830 |
| Johnson City, NY | $85,800 | $960 | $650 | $1,320 | $670 |
| Great Bend, PA | $160,200 | $725 | $490 | $1,000 | $510 |
| Susquehanna Depot, PA | $81,500 | $546 | $400 | $780 | $380 |
| Bainbridge, NY | $95,300 | $590 | $420 | $810 | $390 |
| Danby, NY | $182,900 | $719 | $520 | $1,000 | $480 |
| Sayre, PA | $128,200 | $614 | $440 | $840 | $400 |
| Wyoming County, PA | $163,500 | $681 | $500 | $950 | $450 |
| Waverly, PA | $367,200 | $1,203 | $850 | $1,660 | $810 |
| Dushore, PA | $126,000 | $655 | $480 | $900 | $420 |
| Montour Falls, NY | $103,800 | $592 | $430 | $810 | $380 |
| Cherry, PA | $138,900 | $683 | $500 | $940 | $440 |