Gavop's guide to buying homeowners insurance in Upper Mount Bethel, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $136,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $168,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $226,500 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $173,500 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $608 |
| Superior Protection Discount | -$64 | $644 |
| Fire & Security Discount | -$50 | $658 |
| Hail Resistant Roof Discount | -$21 | $686 |
| Newly Constructed Home Discount | -$141 | $566 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Northampton County | $1,500 | $783 | $2,283 | $569 | $2,069 | $214 |
| Upper Mount Bethel, PA | $2,000 | $699 | $2,699 | $508 | $2,508 | $191 |
| Lopatcong, NJ | $300 | $800 | $1,100 | $581 | $881 | $219 |
| Jefferson, NJ | $2,000 | $908 | $2,908 | $660 | $2,660 | $248 |
| Covington, PA | $200 | $847 | $1,047 | $615 | $815 | $231 |
| Breinigsville, PA | $2,500 | $992 | $3,492 | $721 | $3,221 | $271 |
| Middlesex, NJ | $500 | $851 | $1,351 | $619 | $1,119 | $233 |
| Coaldale, PA | $1,500 | $441 | $1,941 | $320 | $1,820 | $120 |
| Fawn Lake Forest, PA | $400 | $734 | $1,134 | $533 | $933 | $201 |
| Towamencin, PA | $1,500 | $852 | $2,352 | $619 | $2,119 | $233 |
| Gilbertsville, PA | $100 | $899 | $999 | $653 | $753 | $246 |
| Grier City, PA | $1,500 | $592 | $2,092 | $430 | $1,930 | $162 |
| Home Insurance Company Upper Mount Bethel, PA | Homeowners Insurance Agency Upper Mount Bethel, PA | Address | Popularity Score | Distance from Upper Mount Bethel (miles) |
|---|---|---|---|---|
| Travelers | Gmg Insurance Agency | 60 Blacksmith Rd, Newtown, PA, 18940 | 48.3 | |
| Travelers | Weber Insurance Corporation | 505 Corporate Dr West, Langhorne, PA, 19047 | 48.4 | |
| Allstate | William P Dadio Jr | 3639 Bath Pike, Bethlehem, PA, 18017 | 20.9 | |
| Erie | The Whitewood Insurance Agency | 563 Ann Street, Stroudsburg, PA, 18360 | 6.5 | |
| Liberty Mutual Independent | William B Parry & Son Ltd | 107 Corporate Dr E, Langhorne, PA, 19047 | 48.5 | |
| Liberty Mutual Independent | The Pidcock Agency | 315 W Bridge St, New Hope, PA, 18938 | 38.2 | |
| Erie | Brunner Insurance Inc. | 19 Union Street, Richlandtown, PA, 18955 | 31.3 | |
| Allstate | Steven Tirendi | 301 Oxford Valley Rd Ste 1504, Yardley, PA, 19067 | 50.0 | |
| State Farm | Josh Butler | 35 N Main St, Chalfont, PA, 18914-2911 | 42.6 | |
| Allstate | Leslie Intrieri | 394 Doylestown Rd, Montgomeryville, PA, 18936 | 47.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,060 | $550 |
| Northampton County, PA | $209,800 | $792 | $550 | $1,090 | $540 |
| Upper Mount Bethel, PA | $223,300 | $707 | $490 | $1,000 | $510 |
| Lopatcong, NJ | $259,300 | $810 | $550 | $1,120 | $570 |
| Jefferson, NJ | $327,300 | $919 | $650 | $1,300 | $650 |
| Covington, PA | $231,600 | $857 | $590 | $1,180 | $590 |
| Breinigsville, PA | $300,800 | $1,004 | $730 | $1,420 | $690 |
| Middlesex, NJ | $293,700 | $862 | $590 | $1,180 | $590 |
| Coaldale, PA | $48,800 | $446 | $320 | $620 | $300 |
| Fawn Lake Forest, PA | $169,500 | $743 | $510 | $1,020 | $510 |
| Towamencin, PA | $309,900 | $863 | $590 | $1,190 | $600 |
| Gilbertsville, PA | $258,700 | $910 | $610 | $1,300 | $690 |
| Grier City, PA | $101,900 | $599 | $430 | $820 | $390 |