How Can I Make My Edgewood, KY Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Edgewood, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Edgewood, KY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $68,500 $60,000 $50,000-$75,000
2 Bedroom $220,500 $200,000 $200,000-$250,000
3 Bedroom $192,000 $160,000 $150,000-$175,000
4 Bedroom $401,000 $350,000 $400,000-$500,000
5 Bedroom $491,500 $410,000 $500,000-$600,000

Estimate your Savings with Home Insurance Discounts in Edgewood, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$127 $666
Superior Protection Discount -$79 $713
Fire & Security Discount -$87 $706
Hail Resistant Roof Discount -$16 $777
Newly Constructed Home Discount -$206 $587

Choose the Right Deductible for your Edgewood, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Kenton County $2,000 $909 $2,909 $660 $2,660 $248
Edgewood, KY $1,000 $783 $1,783 $569 $1,569 $214
Mariemont, OH $200 $1,144 $1,344 $831 $1,031 $313
Silverton, OH $300 $654 $954 $475 $775 $179
Rising Sun, IN $1,000 $743 $1,743 $540 $1,540 $203
Mount Healthy Heights, OH $500 $604 $1,104 $439 $939 $165
Cotton, IN $1,000 $742 $1,742 $539 $1,539 $203
Vevay, IN $500 $713 $1,213 $518 $1,018 $195
Brooksville, KY $2,500 $762 $3,262 $554 $3,054 $208
Blanchester, OH $400 $576 $976 $419 $819 $157
Franklin, OH $1,500 $676 $2,176 $491 $1,991 $185

Identify Top Home Insurance Agents near Edgewood, KY | Back to Top

Home Insurance Company Edgewood, KY Homeowners Insurance Agency Edgewood, KY Address Popularity Score Distance from Edgewood (miles)
State Farm Mike Martin 7724 Us 42 Ste A4, Florence, KY, 41042-1949
4.3
Liberty Mutual Independent Gartman Insurance Agency Inc 495 Erlanger Rd Ste 104, Erlanger, KY, 41018
2.7
Erie Mansfield Insurance Agency Inc. 2940 Hebron Park Drive Suite 202, Hebron, KY, 41048
8.8
Travelers Garner Insurance Agency 7430 Us 42 Ste 207, Florence, KY, 41042
4.0
Liberty Mutual Independent Crawford Insurance 179 Fairfield Ave, Bellevue, KY, 41073
7.7
State Farm Joel Bergantino 2087 Centennial Blvd, Independence, KY, 41051-7042
5.5
Allstate Tonya Sharp Staten 2091 N Bend Rd Ste 140, Hebron, KY, 41048
9.8
Liberty Mutual Independent Gross Insurance Agency 26 North Avenue Fort Thomas, Fort Thomas, KY, 41075
7.7
State Farm John Hoffman 2156 Declaration Dr, Independence, KY, 41051-7034
5.6
State Farm Joe Cochran Ii 117 N Main St Ste 2, Cynthiana, KY, 41031-2237
44.9

Compare Rates for Edgewood, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $650 $1,250 $600
Kenton County, KY $149,700 $920 $620 $1,300 $680
Edgewood, KY $212,500 $793 $580 $1,130 $550
Mariemont, OH $372,700 $1,158 $850 $1,610 $760
Silverton, OH $114,300 $662 $480 $950 $470
Rising Sun, IN $100,700 $752 $520 $1,040 $520
Mount Healthy Heights, OH $95,400 $611 $430 $870 $440
Cotton, IN $100,400 $751 $530 $1,060 $530
Vevay, IN $92,600 $722 $520 $1,030 $510
Brooksville, KY $96,400 $771 $550 $1,090 $540
Blanchester, OH $86,100 $583 $420 $800 $380
Franklin, OH $132,200 $684 $470 $940 $470