Gavop tells you how to get the best homeowners insurance in Laguna Beach, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $257,500 | $220,000 | $200,000-$250,000 |
| 2 Bedroom | $661,500 | $570,000 | $600,000-$700,000 |
| 3 Bedroom | $697,000 | $610,000 | $600,000-$700,000 |
| 4 Bedroom | $637,500 | $590,000 | $500,000-$600,000 |
| 5 Bedroom | $1,762,000 | $1,620,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $867 |
| Home and Two Car | -$160 | $782 |
| Home and Three Car | -$236 | $707 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $1,000 | $1,351 | $2,351 | $982 | $1,982 | $369 |
| Laguna Beach, CA | $1,000 | $931 | $1,931 | $677 | $1,677 | $255 |
| Orange County, CA | $200 | $1,351 | $1,551 | $982 | $1,182 | $369 |
| Villa Park, CA | $1,000 | $932 | $1,932 | $677 | $1,677 | $255 |
| Industry, CA | $1,000 | $1,281 | $2,281 | $931 | $1,931 | $350 |
| Perris, CA | $500 | $675 | $1,175 | $490 | $990 | $184 |
| Perris Valley, CA | $1,500 | $685 | $2,185 | $498 | $1,998 | $187 |
| Romoland, CA | $300 | $790 | $1,090 | $574 | $874 | $216 |
| Montebello, CA | $2,000 | $1,178 | $3,178 | $856 | $2,856 | $322 |
| Palos Verdes Estates, CA | $300 | $939 | $1,239 | $682 | $982 | $256 |
| Temple City, CA | $2,500 | $1,253 | $3,753 | $911 | $3,411 | $342 |
| Home Insurance Company Laguna Beach, CA | Homeowners Insurance Agency Laguna Beach, CA | Address | Popularity Score | Distance from Laguna Beach (miles) |
|---|---|---|---|---|
| State Farm | Chris Moby Young | 366 San Miguel Suite 200, Newport Beach, CA, 92660 | 8.0 | |
| State Farm | William Hsu | 960 E Las Tunas Dr, San Gabriel, CA, 91776 | 42.9 | |
| Allstate | Ashley Emms Shanander | 17411 Crenshaw Blvd # D, Torrance, CA, 90504 | 39.6 | |
| State Farm | Chase Douglas | 23101 Moulton Pkwy Ste 103, Laguna Hills, CA, 92653-1234 | 6.1 | |
| Travelers | Sun Coast General Insurance Agency Inc | 23042 Mill Creek Dr, Laguna Hills, CA, 92653 | 6.0 | |
| State Farm | Kelly Brennan | 24800 Chrisanta Dr Ste 150, Mission Viejo, CA, 92691-4834 | 6.6 | |
| State Farm | Joy Liberio | 25431 Trabuco Rd Ste 1b, Lake Forest, CA, 92630-2701 | 8.5 | |
| State Farm | Victoria Pore | 28991 Golden Lantern Ste D105, Laguna Niguel, CA, 92677-1554 | 4.1 | |
| Liberty Mutual Independent | Premier One Insurance Services | 100 Pacifica Ste 480, Irvine, CA, 92618 | 8.0 | |
| Farmers | Michael Rey | 27130 Paseo Espada Ste B523, San Juan Capistrano, CA, 92675 | 6.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Orange County, CA | $620,500 | $1,368 | $1,010 | $1,860 | $850 |
| Laguna Beach, CA | $1,570,700 | $943 | $700 | $1,280 | $580 |
| Orange County, CA | $620,500 | $1,368 | $1,010 | $1,860 | $850 |
| Villa Park, CA | $1,077,600 | $944 | $700 | $1,280 | $580 |
| Industry, CA | $444,400 | $1,297 | $960 | $1,760 | $800 |
| Perris, CA | $239,800 | $683 | $510 | $930 | $420 |
| Perris Valley, CA | $267,300 | $694 | $510 | $940 | $430 |
| Romoland, CA | $298,000 | $800 | $590 | $1,090 | $500 |
| Montebello, CA | $441,500 | $1,192 | $880 | $1,620 | $740 |
| Palos Verdes Estates, CA | $1,637,600 | $950 | $700 | $1,290 | $590 |
| Temple City, CA | $661,000 | $1,268 | $940 | $1,720 | $780 |