Gavop tells you how to get the best homeowners insurance in Ralston, NE by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $103,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $144,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $212,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $102,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $708 |
| Superior Protection Discount | -$85 | $767 |
| Fire & Security Discount | -$77 | $776 |
| Hail Resistant Roof Discount | -$17 | $835 |
| Newly Constructed Home Discount | -$247 | $605 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $2,500 | $1,178 | $3,678 | $856 | $3,356 | $322 |
| Ralston, NE | $2,500 | $842 | $3,342 | $612 | $3,112 | $230 |
| Florence, NE | $300 | $1,712 | $2,012 | $1,244 | $1,544 | $468 |
| Mount Pleasant, NE | $2,500 | $1,932 | $4,432 | $1,404 | $3,904 | $528 |
| Manley, NE | $100 | $1,028 | $1,128 | $747 | $847 | $281 |
| Kennard, NE | $700 | $1,070 | $1,770 | $778 | $1,478 | $292 |
| Cincinnati, IA | $300 | $846 | $1,146 | $615 | $915 | $231 |
| Minden, IA | $1,500 | $858 | $2,358 | $623 | $2,123 | $234 |
| Tennant, IA | $500 | $619 | $1,119 | $450 | $950 | $169 |
| Pisgah, IA | $2,000 | $492 | $2,492 | $358 | $2,358 | $134 |
| Elk, NE | $700 | $1,566 | $2,266 | $1,138 | $1,838 | $428 |
| Home Insurance Company Ralston, NE | Homeowners Insurance Agency Ralston, NE | Address | Popularity Score | Distance from Ralston (miles) |
|---|---|---|---|---|
| Travelers | Silverstone Group | 11516 Miracle Hills Dr Ste 100, Omaha, NE, 68154 | 5.5 | |
| State Farm | Anthony Anderson | 13058 W Dodge Rd, Omaha, NE, 68154-2148 | 6.0 | |
| Liberty Mutual Independent | Nebraska Innovative Insurance | 1517 N Cotner Blvd, Lincoln, NE, 68505 | 40.2 | |
| State Farm | Mark Emsick | 20214 Veterans Dr Ste 800, Elkhorn, NE, 68022-6922 | 11.2 | |
| State Farm | Larry Smith | 11717 Burt St Ste 105, Omaha, NE, 68154-1500 | 5.5 | |
| Travelers | Complete Insurance | 700 R St Ste 311, Lincoln, NE, 68501 | 44.0 | |
| Farmers | Jack Young | 15606 Elm St Ste 100, Omaha, NE, 68130 | 6.6 | |
| Allstate | Douglas Peterson | 15821 W Dodge Rd Ste 162, Omaha, NE, 68118 | 7.8 | |
| Liberty Mutual Independent | Miller Monroe Farrell Insurance | 115 N 10th St, Nebraska City, NE, 68410 | 37.3 | |
| Farmers | Matt Garvey | 2201 N 90th St Ste 124, Omaha, NE, 68134 | 5.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $860 | $1,720 | $860 |
| Douglas County, NE | $155,100 | $1,192 | $850 | $1,660 | $810 |
| Ralston, NE | $138,600 | $852 | $610 | $1,170 | $560 |
| Florence, NE | $265,400 | $1,733 | $1,180 | $2,410 | $1,230 |
| Mount Pleasant, NE | $337,700 | $1,955 | $1,330 | $2,800 | $1,470 |
| Manley, NE | $109,400 | $1,040 | $720 | $1,420 | $700 |
| Kennard, NE | $117,000 | $1,083 | $730 | $1,510 | $780 |
| Cincinnati, IA | $146,700 | $856 | $620 | $1,220 | $600 |
| Minden, IA | $150,900 | $868 | $630 | $1,200 | $570 |
| Tennant, IA | $83,000 | $627 | $450 | $890 | $440 |
| Pisgah, IA | $56,800 | $498 | $360 | $710 | $350 |
| Elk, NE | $224,600 | $1,585 | $1,090 | $2,230 | $1,140 |