How Can I Make My Central Coast, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Central Coast, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Central Coast, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $250,000 | $200,000 | $200,000-$250,000 |
| 2 Bedroom | $596,500 | $530,000 | $600,000-$700,000 |
| 3 Bedroom | $550,500 | $450,000 | $500,000-$600,000 |
| 4 Bedroom | $1,272,000 | $1,170,000 | More than 10,000,000 |
| 5 Bedroom | $1,543,000 | $1,370,000 | More than 10,000,000 |
Estimate your Savings with Home Insurance Discounts in Central Coast, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $768 |
| Superior Protection Discount | -$94 | $843 |
| Fire & Security Discount | -$84 | $853 |
| Hail Resistant Roof Discount | -$19 | $918 |
| Newly Constructed Home Discount | -$216 | $722 |
Choose the Right Deductible for your Central Coast, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $2,000 | $1,351 | $3,351 | $982 | $2,982 | $369 |
| Central Coast, CA | $700 | $926 | $1,626 | $673 | $1,373 | $253 |
| Newport Beach, CA | $100 | $1,216 | $1,316 | $884 | $984 | $332 |
| Orange County, CA | $700 | $1,351 | $2,051 | $982 | $1,682 | $369 |
| Silverado, CA | $300 | $1,634 | $1,934 | $1,188 | $1,488 | $447 |
| Rancho Palos Verdes, CA | $1,500 | $1,215 | $2,715 | $883 | $2,383 | $332 |
| Lake Mathews, CA | $500 | $861 | $1,361 | $626 | $1,126 | $235 |
| Canyon Lake, CA | $700 | $890 | $1,590 | $647 | $1,347 | $243 |
| Santa Monica, CA | $100 | $1,217 | $1,317 | $884 | $984 | $333 |
| Murrieta, CA | $1,000 | $978 | $1,978 | $711 | $1,711 | $267 |
| Winchester, CA | $300 | $535 | $835 | $388 | $688 | $146 |
| La Crescenta-Montrose, CA | $700 | $1,094 | $1,794 | $795 | $1,495 | $299 |
Identify Top Home Insurance Agents near Central Coast, CA | Back to Top
| Home Insurance Company Central Coast, CA | Homeowners Insurance Agency Central Coast, CA | Address | Popularity Score | Distance from Central Coast (miles) |
|---|---|---|---|---|
| State Farm | Laura Hahamian | 23832 Rockfield Blvd Ste 165, Lake Forest, CA, 92630-2862 | 9.7 | |
| State Farm | Scott Stevens | 4482 Barranca Pkwy Ste 224, Irvine, CA, 92604-1732 | 6.4 | |
| State Farm | Steven Hill | 350 E 17th St Ste 211, Costa Mesa, CA, 92627-3231 | 2.2 | |
| Travelers | Pacific Shield Insurance Services | 12900 Riverside Dr, Sherman Oaks, CA, 91423 | 48.4 | |
| State Farm | Trish Bowe | 845 Via De La Paz, Pacific Palisades, CA, 90272-3627 | 49.6 | |
| State Farm | Monica Drevon | 3740 S Bristol St, Santa Ana, CA, 92704-7312 | 5.7 | |
| State Farm | Cristian Amaya | 882 W 9th Street, San Pedro, CA, 90731-3604 | 25.3 | |
| State Farm | Matt Dorough | 13 Corporate Plaza Dr Ste 102, Newport Beach, CA, 92660-7919 | 0.5 | |
| Travelers | Tutton Insurance Services Inc | 2913 S Pullman St, Santa Ana, CA, 92705 | 6.5 | |
| State Farm | Don Rucker | 305 Orange Ave Ste E, Huntingtn Bch, CA, 92648-8128 | 7.4 |
Compare Rates for Central Coast, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Orange County, CA | $620,500 | $1,368 | $1,010 | $1,860 | $850 |
| Central Coast, CA | $927,400 | $937 | $690 | $1,270 | $580 |
| Newport Beach, CA | $1,695,700 | $1,231 | $910 | $1,670 | $760 |
| Orange County, CA | $620,500 | $1,368 | $1,010 | $1,860 | $850 |
| Silverado, CA | $562,500 | $1,654 | $1,220 | $2,250 | $1,030 |
| Rancho Palos Verdes, CA | $1,051,000 | $1,229 | $910 | $1,670 | $760 |
| Lake Mathews, CA | $385,700 | $872 | $650 | $1,190 | $540 |
| Canyon Lake, CA | $394,900 | $900 | $670 | $1,220 | $550 |
| Santa Monica, CA | $1,168,500 | $1,232 | $910 | $1,680 | $770 |
| Murrieta, CA | $383,700 | $990 | $730 | $1,350 | $620 |
| Winchester, CA | $121,200 | $541 | $400 | $740 | $340 |
| La Crescenta-Montrose, CA | $731,300 | $1,107 | $820 | $1,510 | $690 |
Research Home Insurance Companies Reviews in Central Coast, CA Before Buying | Back to Top
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Liberty Mutual Home Insurance Reviews
Date: October 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 27, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: May 13, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: December 29, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: February 12, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Date: December 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 03, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 21, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Westfield Insurance Home Insurance Reviews
Date: October 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 23, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: November 18, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
State Farm Home Insurance Reviews
Date: April 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
GEICO Home Insurance Reviews
Date: November 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
American National Property and Casualty Company Home Insurance Reviews
Date: December 28, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Auto Owners Insurance Home Insurance Reviews
Date: October 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Married