Gavop tells you how to get the best homeowners insurance in Harvester, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $197,000 | $170,000 | $200,000-$250,000 |
| 3 Bedroom | $140,000 | $130,000 | $100,000-$125,000 |
| 4 Bedroom | $349,500 | $320,000 | $350,000-$400,000 |
| 5 Bedroom | $485,000 | $400,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $803 |
| Home and Two Car | -$140 | $733 |
| Home and Three Car | -$201 | $672 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Charles County | $700 | $1,113 | $1,813 | $809 | $1,509 | $304 |
| Harvester, MO | $700 | $863 | $1,563 | $627 | $1,327 | $236 |
| Bridgeton, MO | $100 | $788 | $888 | $573 | $673 | $215 |
| Richmond Heights, MO | $1,500 | $922 | $2,422 | $670 | $2,170 | $252 |
| Moline Acres, MO | $500 | $822 | $1,322 | $597 | $1,097 | $225 |
| Fieldon, IL | $700 | $586 | $1,286 | $426 | $1,126 | $160 |
| Stookey, IL | $100 | $664 | $764 | $483 | $583 | $182 |
| Hillsboro, MO | $700 | $1,064 | $1,764 | $773 | $1,473 | $291 |
| Central, MO | $300 | $1,053 | $1,353 | $765 | $1,065 | $288 |
| St. Clair, MO | $2,500 | $958 | $3,458 | $696 | $3,196 | $262 |
| Truxton, MO | $100 | $890 | $990 | $647 | $747 | $243 |
| Home Insurance Company Harvester, MO | Homeowners Insurance Agency Harvester, MO | Address | Popularity Score | Distance from Harvester (miles) |
|---|---|---|---|---|
| State Farm | Phil Hamilton | 1585 Kisker Rd Ste D, Saint Peters, MO, 63304-0611 | 3.2 | |
| Travelers | Ahl Insurance Agency | 1480 Woodstone Dr Ste 120, St Charles, MO, 63304 | 2.0 | |
| Allstate | Wallace Neal | 15406 Manchester Rd, Ellisville, MO, 63011 | 8.6 | |
| Allstate | Adam J. Smith | 635 Salt Lick Rd, Saint Peters, MO, 63376 | 7.1 | |
| Liberty Mutual Independent | Weiss Insurance Agency | 683 Trade Center Blvd Ste 100, Chesterfield, MO, 63005 | 4.5 | |
| State Farm | Willard Harrell | 517 Salt Lick Rd, Saint Peters, MO, 63376-1288 | 7.2 | |
| State Farm | Dave Drissell | 105 Chstrfld Bus Pkwy, Chesterfield, MO, 63005-1233 | 4.3 | |
| Farmers | Janette Scott | 9201 Watson Rd Ste 250, Crestwood, MO, 63126 | 15.1 | |
| State Farm | Ryan Vardeman | 12287 Olive Blvd, Creve Coeur, MO, 63141-6630 | 6.8 | |
| Liberty Mutual Independent | Insurance Store | 1415 Elbridge Payne Rd Ste 230, Chesterfield, MO, 63017 | 4.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,510 | $770 |
| St. Charles County, MO | $198,500 | $1,126 | $750 | $1,590 | $840 |
| Harvester, MO | $206,000 | $873 | $640 | $1,230 | $590 |
| Bridgeton, MO | $159,900 | $798 | $550 | $1,100 | $550 |
| Richmond Heights, MO | $244,600 | $933 | $670 | $1,280 | $610 |
| Moline Acres, MO | $70,300 | $832 | $560 | $1,180 | $620 |
| Fieldon, IL | $84,000 | $593 | $430 | $810 | $380 |
| Stookey, IL | $124,100 | $672 | $460 | $950 | $490 |
| Hillsboro, MO | $142,700 | $1,077 | $760 | $1,540 | $780 |
| Central, MO | $138,900 | $1,066 | $760 | $1,470 | $710 |
| St. Clair, MO | $107,200 | $970 | $710 | $1,370 | $660 |
| Truxton, MO | $87,500 | $901 | $600 | $1,250 | $650 |