Gavop shows you how to buy homeowners insurance in Willowick, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $114,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $162,500 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $215,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $233,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $510 |
| Superior Protection Discount | -$62 | $560 |
| Fire & Security Discount | -$44 | $579 |
| Hail Resistant Roof Discount | -$19 | $604 |
| Newly Constructed Home Discount | -$137 | $485 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $700 | $713 | $1,413 | $518 | $1,218 | $195 |
| Willowick, OH | $1,500 | $615 | $2,115 | $447 | $1,947 | $168 |
| Gates Mills, OH | $500 | $1,632 | $2,132 | $1,186 | $1,686 | $446 |
| Garfield Heights, OH | $2,000 | $674 | $2,674 | $490 | $2,490 | $184 |
| Painesville, OH | $500 | $674 | $1,174 | $490 | $990 | $184 |
| Olmsted, OH | $1,000 | $634 | $1,634 | $461 | $1,461 | $173 |
| Roaming Shores, OH | $200 | $753 | $953 | $547 | $747 | $206 |
| Colebrook, OH | $1,000 | $658 | $1,658 | $478 | $1,478 | $180 |
| Edinburg, OH | $500 | $755 | $1,255 | $549 | $1,049 | $206 |
| Seville Village, OH | $700 | $716 | $1,416 | $521 | $1,221 | $196 |
| Marlboro, OH | $500 | $770 | $1,270 | $559 | $1,059 | $210 |
| Lodi, OH | $1,000 | $619 | $1,619 | $450 | $1,450 | $169 |
| Home Insurance Company Willowick, OH | Homeowners Insurance Agency Willowick, OH | Address | Popularity Score | Distance from Willowick (miles) |
|---|---|---|---|---|
| State Farm | Ryan Devins | 529 Front St, Berea, OH, 44017-1730 | 26.6 | |
| Erie | Halter Insurance Group Ltd. | 4320 Mayfield Road Suite 101, South Euclid, OH, 44121 | 8.4 | |
| Allstate | Sally Wilson | 29339 Euclid Ave, Wickliffe, OH, 44092 | 1.9 | |
| State Farm | Tim Stech | 29425 Chagrin Blvd Ste 213, Beachwood, OH, 44122-4602 | 11.9 | |
| Travelers | Stephen Ripich Insurance | 5005 Memphis Ave, Cleveland, OH, 44144 | 18.8 | |
| State Farm | Scott Skiljan | 38500 Chardon Rd, Willoughby Hills, OH, 44094-8746 | 5.0 | |
| State Farm | Jack Mulhall | 34600 Chardon Rd Unit F, Willoughby Hills, OH, 44094-2670 | 3.5 | |
| State Farm | Jack Mccoy | 1754 Portage Trail, Cuyahoga Falls, OH, 44223-1739 | 33.7 | |
| State Farm | Mark Lipaj | Ste 200 9853 Johnnycake Ridge Rd, Mentor, OH, 44060-6750 | 10.0 | |
| State Farm | Jay Neidermeyer | 259 Shoregate Mall, Willowick, OH, 44095-4681 | 0.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $990 | $480 |
| Lake County, OH | $150,100 | $722 | $510 | $990 | $480 |
| Willowick, OH | $116,900 | $622 | $430 | $880 | $450 |
| Gates Mills, OH | $488,400 | $1,652 | $1,110 | $2,330 | $1,220 |
| Garfield Heights, OH | $70,900 | $682 | $500 | $940 | $440 |
| Painesville, OH | $145,600 | $683 | $460 | $940 | $480 |
| Olmsted, OH | $160,500 | $642 | $470 | $890 | $420 |
| Roaming Shores, OH | $159,700 | $762 | $550 | $1,050 | $500 |
| Colebrook, OH | $115,700 | $666 | $460 | $920 | $460 |
| Edinburg, OH | $160,300 | $764 | $560 | $1,080 | $520 |
| Seville Village, OH | $141,300 | $725 | $490 | $1,040 | $550 |
| Marlboro, OH | $168,500 | $779 | $570 | $1,110 | $540 |
| Lodi, OH | $101,000 | $627 | $420 | $880 | $460 |