Gavop's guide to buying homeowners insurance in Carthage, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Carthage, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N East St, Northwest St, Robert Dr, BIA Rte 2634, Boyd St, Nollie Rd, N Van Buren St, Robinson Rd, N Saint Mathew St, Peach Tree Rd | $112,000 | $100,000 | $75,000-$100,000 | $63,500 | $60,000 | $50,000-$75,000 |
| Goshen Rd, Loraine St, Choctaw Rd, Ramsey Rd, Red Dog Rd, Madison St, White St, Pine St, Jordan Rd, Old Canton Rd | $127,500 | $100,000 | $100,000-$125,000 | $71,500 | $70,000 | $50,000-$75,000 |
| K T Rd, Ruby St, BIA Rte 2635, Naylor St, Mann St, Pine Hill Dr, Okahoma Dr, N Jordan St, Wolf Rd, Presley Rd | $114,000 | $100,000 | $100,000-$125,000 | $62,500 | $50,000 | $50,000-$75,000 |
| Fernwood St, Smith St, Rushing St, Chessie Ln, Waggoner Rd, E Franklin St, McFarland St, Rosewood Rd, S Valley St, Lewis St | $136,500 | $120,000 | $125,000-$150,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Debra St, Davis St, Chipley Rd, Pressley Rd, S Jordan St, Ware St, Hillcrest St, Graham St, Carver St, BIA Rte 261 | $106,000 | $90,000 | $75,000-$100,000 | $86,500 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $720 |
| Superior Protection Discount | -$77 | $780 |
| Fire & Security Discount | -$86 | $772 |
| Hail Resistant Roof Discount | -$17 | $840 |
| Newly Constructed Home Discount | -$249 | $609 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Leake County | $2,500 | $803 | $3,303 | $584 | $3,084 | $220 |
| Carthage, MS | $1,500 | $847 | $2,347 | $616 | $2,116 | $232 |
| Walnut Grove, MS | $100 | $942 | $1,042 | $684 | $784 | $257 |
| Pearl River, MS | $2,000 | $896 | $2,896 | $651 | $2,651 | $245 |
| Winston County, MS | $100 | $784 | $884 | $570 | $670 | $214 |
| Weir, MS | $1,500 | $829 | $2,329 | $602 | $2,102 | $227 |
| Collinsville, MS | $500 | $1,454 | $1,954 | $1,057 | $1,557 | $397 |
| Ackerman, MS | $1,500 | $1,118 | $2,618 | $813 | $2,313 | $306 |
| Choctaw County, MS | $300 | $783 | $1,083 | $569 | $869 | $214 |
| Kearney Park, MS | $1,000 | $1,018 | $2,018 | $740 | $1,740 | $278 |
| Flora, MS | $200 | $1,292 | $1,492 | $939 | $1,139 | $353 |
| Puckett, MS | $700 | $1,225 | $1,925 | $890 | $1,590 | $335 |
| Home Insurance Company Carthage, MS | Homeowners Insurance Agency Carthage, MS | Address | Popularity Score | Distance from Carthage (miles) |
|---|---|---|---|---|
| State Farm | Matt Guillory | 113 Dees Dr Ste E, Madison, MS, 39110-5049 | 36.8 | |
| Allstate | Jerry A. Leach | 344 Crossgates Blvd, Brandon, MS, 39042 | 43.1 | |
| State Farm | Ken Jones | 120 W Jackson St Ste 2a, Ridgeland, MS, 39157-2433 | 41.1 | |
| Allstate | Doyle Hays | 9 Lakeland Cir, Jackson, MS, 39216 | 45.0 | |
| State Farm | David Weber | 277 Highway 16 E, Carthage, MS, 39051-4203 | 0.7 | |
| Nationwide | The Clark Group Insurance Inc | 624 Ridgewood Rd Ste B, Ridgeland, MS, 39157 | 42.3 | |
| State Farm | Michael Fancher | 15189 S Jackson St, Durant, MS, 39063-3962 | 29.4 | |
| Liberty Mutual Independent | Flm Insurance Llc | 450 W Capitol St, Jackson, MS, 39203 | 49.2 | |
| Travelers | Philadelphia Security Insurance Agency | 802 Kosciusko Rd, Philadelphia, MS, 39350 | 24.7 | |
| Allstate | Lisa Halford | 1139 Old Fannin Rd Ste E, Brandon, MS, 39047 | 38.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $850 | $1,660 | $810 |
| Leake County, MS | $80,800 | $813 | $540 | $1,160 | $620 |
| Carthage, MS | $117,000 | $857 | $610 | $1,230 | $620 |
| Walnut Grove, MS | $78,600 | $953 | $700 | $1,320 | $620 |
| Pearl River, MS | $72,200 | $907 | $610 | $1,260 | $650 |
| Winston County, MS | $77,600 | $794 | $530 | $1,140 | $610 |
| Weir, MS | $63,100 | $839 | $600 | $1,200 | $600 |
| Collinsville, MS | $164,300 | $1,472 | $1,000 | $2,080 | $1,080 |
| Ackerman, MS | $105,200 | $1,132 | $800 | $1,600 | $800 |
| Choctaw County, MS | $77,200 | $792 | $550 | $1,090 | $540 |
| Kearney Park, MS | $89,700 | $1,030 | $730 | $1,460 | $730 |
| Flora, MS | $134,200 | $1,308 | $940 | $1,820 | $880 |
| Puckett, MS | $122,500 | $1,240 | $840 | $1,770 | $930 |