Gavop's guide to buying homeowners insurance in Thayer County, NE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $27,000 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $66,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $100,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $105,000 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $97,000 | $90,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $604 |
| Home and Two Car | -$105 | $552 |
| Home and Three Car | -$151 | $506 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Thayer County | $700 | $649 | $1,349 | $472 | $1,172 | $177 |
| Thayer County, NE | $1,000 | $649 | $1,649 | $472 | $1,472 | $177 |
| Narka, KS | $500 | $449 | $949 | $326 | $826 | $123 |
| Milligan, NE | $1,500 | $664 | $2,164 | $482 | $1,982 | $181 |
| Webber, KS | $500 | $642 | $1,142 | $467 | $967 | $176 |
| Saline County, NE | $2,000 | $793 | $2,793 | $576 | $2,576 | $217 |
| Plymouth, NE | $400 | $959 | $1,359 | $697 | $1,097 | $262 |
| Clyde, KS | $2,000 | $893 | $2,893 | $649 | $2,649 | $244 |
| Jewell County, KS | $1,000 | $692 | $1,692 | $503 | $1,503 | $189 |
| Cloud County, KS | $300 | $816 | $1,116 | $593 | $893 | $223 |
| Home Insurance Company Thayer County, NE | Homeowners Insurance Agency Thayer County, NE | Address | Popularity Score | Distance from Thayer County (miles) |
|---|---|---|---|---|
| State Farm | Chris Conrad | 1260 Quince Ave, Crete, NE, 68333-2163 | 45.5 | |
| State Farm | Cami Saathoff | 1025 N 6th St Ste 1, Beatrice, NE, 68310-2301 | 45.5 | |
| State Farm | Doug Gappa | 418 E St, Fairbury, NE, 68352-2535 | 22.2 | |
| State Farm | Justin Kenney | 1701 N Lincoln Ave Ste 1, York, NE, 68467-1443 | 48.5 | |
| Farmers | Jara Carlson | 2301 Court St, Beatrice, NE, 68310 | 46.7 | |
| Travelers | York Insurance Agency | 215 S 7th, Wymore, NE, 68466 | 49.6 | |
| State Farm | Dick Walsh | 1248 Lincoln Avenue, Hebron, NE, 68370 | 1.1 | |
| State Farm | Ed Easley | 1726 Court St, Beatrice, NE, 68310-3203 | 46.2 | |
| Travelers | Jones Insurance Agency Inc | 205 E 8th St, York, NE, 68467 | 48.0 | |
| State Farm | Ed Easley | 1726 Court Street, Beatrice, NE, 68310-3203 | 46.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $840 | $1,740 | $900 |
| Thayer County, NE | $67,500 | $657 | $470 | $900 | $430 |
| Thayer County, NE | $67,500 | $657 | $450 | $910 | $460 |
| Narka, KS | $12,600 | $454 | $350 | $610 | $260 |
| Milligan, NE | $51,200 | $672 | $480 | $920 | $440 |
| Webber, KS | $32,500 | $650 | $510 | $880 | $370 |
| Saline County, NE | $95,000 | $802 | $570 | $1,140 | $570 |
| Plymouth, NE | $97,600 | $971 | $670 | $1,370 | $700 |
| Clyde, KS | $62,600 | $904 | $710 | $1,220 | $510 |
| Jewell County, KS | $53,700 | $701 | $550 | $950 | $400 |
| Cloud County, KS | $73,200 | $826 | $640 | $1,110 | $470 |