How Can I Make My White Oak, MD Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in White Oak, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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No Topics
1Research How your White Oak, MD Home Impacts your Rates
2Match your Background to White Oak, MD Home Insurance Offers
3Optimize your White Oak, MD Homeowners Insurance Policy
4Identify Top Home Insurance Agents near White Oak, MD
5Compare Rates from Home Insurance Companies in White Oak, MD

Select the Suitable Coverage Value for your White Oak, MD Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $109,000 $100,000 $75,000-$100,000
2 Bedroom $185,000 $160,000 $200,000-$250,000
3 Bedroom $275,500 $240,000 $200,000-$250,000
4 Bedroom $391,500 $340,000 $400,000-$500,000
5 Bedroom $773,000 $670,000 $600,000-$700,000

Estimate your Savings with Home Insurance Discounts in White Oak, MD | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$145 $764
Superior Protection Discount -$91 $818
Fire & Security Discount -$82 $827
Hail Resistant Roof Discount -$27 $882
Newly Constructed Home Discount -$209 $700

Choose the Right Deductible for your White Oak, MD Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Montgomery County $1,000 $1,457 $2,457 $1,059 $2,059 $398
White Oak, MD $2,500 $898 $3,398 $653 $3,153 $246
Fulton, MD $300 $2,008 $2,308 $1,459 $1,759 $549
Summerfield, MD $1,500 $724 $2,224 $526 $2,026 $198
Reston, VA $200 $1,387 $1,587 $1,008 $1,208 $379
Upper Marlboro, MD $1,500 $814 $2,314 $592 $2,092 $222
Hayfield, VA $500 $1,615 $2,115 $1,174 $1,674 $441
Catoctin, VA $1,500 $961 $2,461 $698 $2,198 $263
Aquasco, MD $200 $1,023 $1,223 $743 $943 $279
Scott, VA $2,500 $981 $3,481 $713 $3,213 $268
Catlett, VA $200 $957 $1,157 $696 $896 $262
St. Leonard, MD $1,500 $1,393 $2,893 $1,012 $2,512 $381

Identify Top Home Insurance Agents near White Oak, MD | Back to Top

Home Insurance Company White Oak, MD Homeowners Insurance Agency White Oak, MD Address Popularity Score Distance from White Oak (miles)
State Farm David Taylor 110 Painters Mill Rd Ste 117, Owings Mills, MD, 21117-5514
27.8
Liberty Mutual Independent Henry M Murray Agency Inc 2498 Riva Rd, Annapolis, MD, 21401
24.5
Travelers Federal Insurance Federation Inc 5800 Hubbard Dr, Rockville, MD, 20852
6.9
State Farm Claudia Lara 108 W Main St, New Market, MD, 21774-6204
28.0
Liberty Mutual Independent Horenberg Insurance Services Inc 3915 National Dr Ste 400, Burtonsville, MD, 20866
5.8
Travelers Charles R Grant Agency 620 Hungerford Dr Ste 33, Rockville, MD, 20850
9.4
Liberty Mutual Independent Rossmann-Hurt-Hoffman Inc 3290 N Ridge Rd Suite 300, Ellicott City, MD, 21043
18.9
Allstate Zifer M. Reyal 10110 Sutherland Rd, Silver Spring, MD, 20901
1.9
State Farm Ed Cassity 3505 Ellctt Mills Dr Ste A2, Ellicott City, MD, 21043-4578
18.8
State Farm Doug Mayer 1298 Cronson Blvd Ste 103, Crofton, MD, 21114-2046
15.9

Compare Rates for White Oak, MD Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Maryland $296,500 $1,008 $800 $1,270 $470
Montgomery County, MD $467,500 $1,475 $1,170 $1,860 $690
White Oak, MD $386,700 $909 $720 $1,150 $430
Fulton, MD $623,600 $2,032 $1,610 $2,560 $950
Summerfield, MD $233,200 $732 $580 $920 $340
Reston, VA $481,500 $1,404 $940 $1,980 $1,040
Upper Marlboro, MD $207,300 $824 $650 $1,040 $390
Hayfield, VA $501,700 $1,635 $1,130 $2,240 $1,110
Catoctin, VA $566,100 $972 $650 $1,380 $730
Aquasco, MD $307,100 $1,035 $820 $1,300 $480
Scott, VA $452,100 $993 $720 $1,410 $690
Catlett, VA $270,300 $969 $670 $1,380 $710
St. Leonard, MD $419,800 $1,410 $1,110 $1,780 $670