Gavop's guide to buying homeowners insurance in South Huntingdon, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| South Huntingdon, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Locust Ln, State Rte 3033, Mendon Rd, Fryes Rd, Hildenbrand Ln, Yukon Ave, River Rd, Joe Storey Rd Rd, Lucas Pipeline Rd, State Rte 3029 | $139,000 | $130,000 | $100,000-$125,000 | $89,500 | $80,000 | $100,000-$125,000 |
| Bells Mill Rd, Lions Dr, Post Office Rd, Quarry Way, Sager Rd, March St, T311, Supervisors Rd, Fall Run Ln, Mount Etna-Hornes Rd | $147,500 | $130,000 | $150,000-$175,000 | $106,500 | $100,000 | $100,000-$125,000 |
| Katie Wolk Ln, Tietze Rd, Brickyard Hill Rd, Quarry Dr, Ice Ln, Boy Scout Rd, Williams Dr, Hoffman Rd, Kashura Ln, Wilhiem Ln | $165,000 | $130,000 | $150,000-$175,000 | $137,000 | $130,000 | $125,000-$150,000 |
| Burns Ln, Red Row Rd, Williams Rd, Conti Ln, Roberts Ln, Manns Rd, Reho Rd, Nigro Ln, Hughes Ln, Mount Etna Rd | $134,000 | $120,000 | $150,000-$175,000 | $117,500 | $100,000 | $100,000-$125,000 |
| Duzyk Ln, Willow Ln, Pittsburg Pike, Kostella Hill Rd, Horne Rd, Critchfield Ln, Boes Dr, Waltz Dr, Fitz Henry Rd, Stants Rd | $162,000 | $150,000 | $150,000-$175,000 | $157,500 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $516 |
| Superior Protection Discount | -$57 | $573 |
| Fire & Security Discount | -$44 | $586 |
| Hail Resistant Roof Discount | -$19 | $611 |
| Newly Constructed Home Discount | -$176 | $453 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Westmoreland County | $700 | $666 | $1,366 | $484 | $1,184 | $182 |
| South Huntingdon, PA | $2,500 | $622 | $3,122 | $452 | $2,952 | $170 |
| Jefferson Hills, PA | $300 | $668 | $968 | $486 | $786 | $183 |
| East Pittsburgh, PA | $2,500 | $425 | $2,925 | $309 | $2,809 | $116 |
| Ellsworth, PA | $100 | $496 | $596 | $360 | $460 | $136 |
| Nottingham, PA | $2,000 | $904 | $2,904 | $657 | $2,657 | $247 |
| Burrell, PA | $200 | $651 | $851 | $473 | $673 | $178 |
| Whiteley, PA | $2,000 | $734 | $2,734 | $533 | $2,533 | $201 |
| Leetsdale, PA | $100 | $536 | $636 | $390 | $490 | $147 |
| Harmony, PA | $2,500 | $582 | $3,082 | $423 | $2,923 | $159 |
| East Taylor, PA | $500 | $554 | $1,054 | $403 | $903 | $151 |
| Rural Valley, PA | $2,500 | $563 | $3,063 | $409 | $2,909 | $154 |
| Home Insurance Company South Huntingdon, PA | Homeowners Insurance Agency South Huntingdon, PA | Address | Popularity Score | Distance from South Huntingdon (miles) |
|---|---|---|---|---|
| State Farm | Rosemary Skaggs | 100 Bessemer Road, Mount Pleasant, PA, 15666-9130 | 8.5 | |
| Travelers | Babb Inc | 850 Ridge Ave, Pittsburgh, PA, 15212 | 25.2 | |
| Travelers | Defurio Mongell & Associates | 221 Pittsburgh St, Scottdale, PA, 15683 | 7.8 | |
| State Farm | Lisa Doria | 209 Post Ln, Belle Vernon, PA, 15012 | 5.7 | |
| Liberty Mutual Independent | American Select Insurance Brokers Inc | 4099 William Penn Hwy Ste 507, Monroeville, PA, 15146 | 18.4 | |
| Allstate | Joe Laychak | 8 S 4th St, Youngwood, PA, 15697 | 7.6 | |
| Erie | Mcmichael Agency Inc. | 707 S Fifth Street, Youngwood, PA, 15697 | 6.9 | |
| State Farm | Ray Schon | 3616 Main St, Munhall, PA, 15120-3233 | 17.9 | |
| Nationwide | Don Hoke Inc | 2 Dollar Ave, Scottdale, PA, 15683 | 8.0 | |
| State Farm | Jessica Rand | 4688 Clairton Blvd, Pittsburgh, PA, 15236-2114 | 19.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,070 | $570 |
| Westmoreland County, PA | $144,900 | $674 | $450 | $960 | $510 |
| South Huntingdon, PA | $135,900 | $630 | $430 | $900 | $470 |
| Jefferson Hills, PA | $203,300 | $676 | $460 | $930 | $470 |
| East Pittsburgh, PA | $44,100 | $430 | $300 | $590 | $290 |
| Ellsworth, PA | $66,300 | $502 | $370 | $700 | $330 |
| Nottingham, PA | $261,100 | $915 | $630 | $1,290 | $660 |
| Burrell, PA | $127,800 | $659 | $450 | $920 | $470 |
| Whiteley, PA | $169,400 | $743 | $500 | $1,030 | $530 |
| Leetsdale, PA | $80,300 | $543 | $400 | $770 | $370 |
| Harmony, PA | $97,800 | $589 | $400 | $810 | $410 |
| East Taylor, PA | $87,100 | $561 | $380 | $770 | $390 |
| Rural Valley, PA | $90,300 | $570 | $400 | $820 | $420 |