Gavop shows you how to buy homeowners insurance in Warren County, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $70,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $113,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $186,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $171,000 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$158 | $673 |
| Superior Protection Discount | -$83 | $748 |
| Fire & Security Discount | -$66 | $765 |
| Hail Resistant Roof Discount | -$17 | $814 |
| Newly Constructed Home Discount | -$224 | $607 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $1,000 | $821 | $1,821 | $597 | $1,597 | $224 |
| Warren County, PA | $1,000 | $821 | $1,821 | $597 | $1,597 | $224 |
| Jamestown, NY | $300 | $1,190 | $1,490 | $865 | $1,165 | $325 |
| Ellicott, NY | $1,500 | $948 | $2,448 | $689 | $2,189 | $259 |
| Ellington, NY | $400 | $583 | $983 | $424 | $824 | $159 |
| Pinegrove, PA | $700 | $593 | $1,293 | $431 | $1,131 | $162 |
| Woodland Heights, PA | $100 | $577 | $677 | $419 | $519 | $158 |
| Sugarcreek, PA | $1,000 | $711 | $1,711 | $517 | $1,517 | $194 |
| New Albion, NY | $300 | $592 | $892 | $430 | $730 | $162 |
| Lawrence Park, PA | $2,500 | $592 | $3,092 | $430 | $2,930 | $162 |
| East Fairfield, PA | $500 | $616 | $1,116 | $447 | $947 | $168 |
| French Creek, PA | $1,000 | $639 | $1,639 | $465 | $1,465 | $175 |
| Home Insurance Company Warren County, PA | Homeowners Insurance Agency Warren County, PA | Address | Popularity Score | Distance from Warren County (miles) |
|---|---|---|---|---|
| Erie | Bort Insurance Service | 1460 W 38th Street, Erie, PA, 16508 | 43.9 | |
| Erie | Drushel And Kolakowski Insurance Agency | 1730 W 26th Street, Erie, PA, 16508 | 44.7 | |
| State Farm | Mark Phillips | 231 Liberty St, Warren, PA, 16365-2389 | 8.5 | |
| Travelers | Great Lakes Insurance Services Group Llc | 2404 East Lake Road, Erie, PA, 16511 | 42.7 | |
| Travelers | Calvert Pearson Insurance Group | 712 Pennsylvania Ave W, Warren, PA, 16365 | 8.1 | |
| Travelers | Great Lakes Insurance Services Group Llc | 2404 E Lake Road, Erie, PA, 16511 | 42.7 | |
| Travelers | Historic Square Agency | 3731 W 26th St, Erie, PA, 16506 | 46.5 | |
| Liberty Mutual Independent | Burns & Burns Associates Inc | 800 Center-Main St, Clarion, PA, 16214 | 43.6 | |
| Erie | R H Rutkowski Insurance Inc. | 1760 W 8th Street, Erie, PA, 16505 | 45.7 | |
| Liberty Mutual Independent | Loesel-Schaaf Insurance Agency Inc | 3537 W 12th St, Erie, PA, 16505 | 47.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,020 | $480 |
| Warren County, PA | $92,200 | $831 | $570 | $1,170 | $600 |
| Warren County, PA | $92,200 | $831 | $610 | $1,160 | $550 |
| Jamestown, NY | $63,900 | $1,205 | $830 | $1,720 | $890 |
| Ellicott, NY | $87,600 | $960 | $660 | $1,330 | $670 |
| Ellington, NY | $87,700 | $590 | $430 | $840 | $410 |
| Pinegrove, PA | $102,200 | $600 | $430 | $850 | $420 |
| Woodland Heights, PA | $95,900 | $584 | $420 | $830 | $410 |
| Sugarcreek, PA | $79,200 | $720 | $530 | $1,010 | $480 |
| New Albion, NY | $68,800 | $599 | $440 | $840 | $400 |
| Lawrence Park, PA | $101,700 | $599 | $430 | $830 | $400 |
| East Fairfield, PA | $111,700 | $623 | $430 | $860 | $430 |
| French Creek, PA | $122,100 | $647 | $470 | $920 | $450 |