Gavop tells you how to get the best homeowners insurance in Lincoln County, NE by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Lincoln County, NE - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Victory St, Parkview Ct, E F St, E S State Farm Rd, Goldenrod Ct, W 15th St, S Hayes Ave, N Bicentennial Ave, S Mitchell Rd, W North River Rd | $144,500 | $130,000 | $150,000-$175,000 | $134,000 | $120,000 | $125,000-$150,000 |
| W Dairy Rd, Fear Rd, N Lincoln Ave, Brown Rd, N Game Trail Rd, W Pawnee Rd, Cobbler Ln, S Old Highway 83, S Market St, S Commercial Ave | $196,000 | $160,000 | $175,000-$200,000 | $102,000 | $90,000 | $100,000-$125,000 |
| Canal Rd, N Crane View Rd, Bell Prairie Rd, McDonald Rd, S Pine St, Robin Ln, Sheridan Ave, E Detour Rd, E Niedan Rd, W 5th St | $103,500 | $90,000 | $100,000-$125,000 | $76,000 | $60,000 | $75,000-$100,000 |
| McClellen Rd, W Maxwell St, Teal Ct, S Chestnut St, State Hwy 56A (Link), E Plainview Rd, McDonald Ave, Scouts Rest Ranch Rd, 11th St, Goose Island Dr | $161,500 | $150,000 | $175,000-$200,000 | $144,000 | $130,000 | $150,000-$175,000 |
| W Lone Star Rd, N Ash St, Deerwood Dr, Quail Run, SW Pawnee Rd, S Carr Ave, S Sycamore St, S Ash Grove Rd, Wilson Rd, Heritage Dr | $141,500 | $120,000 | $100,000-$125,000 | $80,000 | $70,000 | $50,000-$75,000 |
| S Fletcher Rd, N Hershey Rd, Carr Ave, Rd 408, S Dewey St, Hahn Ct, Blue Heron Dr, S Poplar St, E Antelope Rd, S Ash St | $179,500 | $150,000 | $175,000-$200,000 | $110,500 | $100,000 | $100,000-$125,000 |
| N Market St, E Palmer Rd, E A St, Regency Ln, Community Center Rd, E Tower Rd, S Tabor Ave, N Tabor Ave, S Cottonwood Canyon Rd, S Platte View Rd | $149,500 | $120,000 | $150,000-$175,000 | $130,500 | $120,000 | $125,000-$150,000 |
| Pelican Dr, S Brown Ave, S Detour Rd, Beveridge Rd S, Skyline Dr, E William Ave, S Overpass Rd, W Medicine Rd, Willow Creek Rd, S Belmont Ave | $194,000 | $170,000 | $200,000-$250,000 | $156,000 | $150,000 | $125,000-$150,000 |
| N Washington Ave, S Oak St, S Maple St, Old Hwy 83, N Vine St, Bridle Ln, E Marker Rd, S King Rd, Trinity Rd, N Sherman Ave | $178,500 | $160,000 | $125,000-$150,000 | $104,000 | $90,000 | $100,000-$125,000 |
| Kranau Rd, N Washboard Rd, S Military Rd, N Custer Ave, N Augusta Ave, Rose Ct, S Whispering Pines Ln, S Wagon Trail Rd, S Madison Ave, Rd 386 | $125,500 | $120,000 | $125,000-$150,000 | $105,000 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $926 |
| Superior Protection Discount | -$108 | $969 |
| Fire & Security Discount | -$97 | $980 |
| Hail Resistant Roof Discount | -$32 | $1,045 |
| Newly Constructed Home Discount | -$312 | $765 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lincoln County | $700 | $1,064 | $1,764 | $773 | $1,473 | $291 |
| Lincoln County, NE | $700 | $1,064 | $1,764 | $773 | $1,473 | $291 |
| Osgood, NE | $200 | $1,614 | $1,814 | $1,173 | $1,373 | $441 |
| Wellfleet, NE | $1,500 | $669 | $2,169 | $486 | $1,986 | $183 |
| Moorefield, NE | $2,000 | $903 | $2,903 | $656 | $2,656 | $247 |
| Gillan, NE | $100 | $1,150 | $1,250 | $836 | $936 | $314 |
| Whitetail, NE | $200 | $973 | $1,173 | $707 | $907 | $266 |
| Home Insurance Company Lincoln County, NE | Homeowners Insurance Agency Lincoln County, NE | Address | Popularity Score | Distance from Lincoln County (miles) |
|---|---|---|---|---|
| State Farm | Bobbi Campbell | 202 S Chestnut St Ste 1, North Platte, NE, 69101-5471 | 5.7 | |
| Travelers | Heinzen Insurance Agency Llc | 419 W 4th St, North Platte, NE, 69101 | 6.1 | |
| Travelers | Heinzen Insurance Agency Llc | 419 W 4th St North Platte, North Platte, NE, 69101 | 6.1 | |
| State Farm | Brandy Barrett | 1855 W A St, North Platte, NE, 69101-4534 | 6.1 | |
| State Farm | Jack Morris | 810 W Reid Ave Ste 3, North Platte, NE, 69101-6582 | 5.4 | |
| Travelers | Abramson & Associates Inc | 805 9th St, Gothenburg, NE, 69138 | 31.8 | |
| State Farm | Diana Phelps | 803 S Dewey St, North Platte, NE, 69101-5524 | 5.4 | |
| Farmers | Steven Rhoades | 102 N Dewey St Ste A, North Platte, NE, 69101 | 5.8 | |
| State Farm | Heidi Bazata | 828 Lake Ave Suite B, Gothenburg, NE, 69138 | 31.6 | |
| State Farm | Heidi Bazata | 107 E 9th St, Cozad, NE, 69130-1737 | 41.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $830 | $1,720 | $890 |
| Lincoln County, NE | $130,800 | $1,077 | $720 | $1,500 | $780 |
| Lincoln County, NE | $130,800 | $1,077 | $740 | $1,490 | $750 |
| Osgood, NE | $237,500 | $1,634 | $1,110 | $2,340 | $1,230 |
| Wellfleet, NE | $52,000 | $677 | $490 | $960 | $470 |
| Moorefield, NE | $88,300 | $914 | $650 | $1,300 | $650 |
| Gillan, NE | $132,000 | $1,164 | $850 | $1,610 | $760 |
| Whitetail, NE | $100,000 | $985 | $720 | $1,360 | $640 |