How Can I Make My West Chester, PA Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in West Chester, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your West Chester, PA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $74,500 $70,000 $50,000-$75,000
2 Bedroom $211,000 $200,000 $250,000-$300,000
3 Bedroom $207,000 $170,000 $175,000-$200,000
4 Bedroom $429,500 $340,000 $400,000-$500,000
5 Bedroom $410,000 $390,000 $300,000-$350,000

Estimate your Savings with Home Insurance Discounts in West Chester, PA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$134 $654
Superior Protection Discount -$71 $717
Fire & Security Discount -$63 $725
Hail Resistant Roof Discount -$24 $764
Newly Constructed Home Discount -$205 $583

Choose the Right Deductible for your West Chester, PA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Chester County $700 $1,016 $1,716 $739 $1,439 $278
West Chester, PA $700 $778 $1,478 $566 $1,266 $213
East Bradford, PA $500 $1,777 $2,277 $1,292 $1,792 $486
Chesterbrook, PA $1,500 $1,036 $2,536 $753 $2,253 $283
Bart, PA $500 $860 $1,360 $625 $1,125 $235
Red Hill, PA $2,500 $743 $3,243 $540 $3,040 $203
Reading, PA $200 $828 $1,028 $602 $802 $226
Cornwells Heights, PA $2,500 $910 $3,410 $661 $3,161 $249
Richland, PA $500 $709 $1,209 $515 $1,015 $194
Brickerville, PA $2,000 $784 $2,784 $570 $2,570 $214
Falls, PA $500 $719 $1,219 $522 $1,022 $196
West Hamburg, PA $700 $624 $1,324 $454 $1,154 $171

Identify Top Home Insurance Agents near West Chester, PA | Back to Top

Home Insurance Company West Chester, PA Homeowners Insurance Agency West Chester, PA Address Popularity Score Distance from West Chester (miles)
Liberty Mutual Independent Core Insurance Group 16 Campus Blvd Ste 125, Newtown Square, PA, 19073
9.8
Liberty Mutual Independent The Safegard Group Inc 100 Granite Dr Ste 205, Media, PA, 19063
9.7
State Farm Rich Bowren 1 Mele Ave., Colmar, PA, 18915
28.1
Travelers Peterson Insurance Services Inc 140 W Eagle Road, Havertown, PA, 19083
15.5
Travelers Market Street Insurance Services 999 W Chester Pike Ste 202, West Chester, PA, 19382
1.5
Liberty Mutual Independent Nsm Insurance Group 555 N Lane Ste 6060, Conshohocken, PA, 19428
18.8
Travelers Evans Insurance Services Inc 18 East Lancaster Ave Suite 101, Malvern, PA, 19355
6.9
Liberty Mutual Independent Ais Insurance Group Inc 100 Deerfield Ln Ste 280, Malvern, PA, 19355
6.8
State Farm Megan Mcshea 372 W Trenton Ave, Morrisville, PA, 19067-2041
46.1
State Farm Greg Sallade 919 E Main St Ste 1, Mount Joy, PA, 17552-9546
47.6

Compare Rates for West Chester, PA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Pennsylvania $170,500 $745 $510 $1,020 $510
Chester County, PA $338,200 $1,029 $730 $1,430 $700
West Chester, PA $338,800 $788 $530 $1,120 $590
East Bradford, PA $481,800 $1,799 $1,220 $2,460 $1,240
Chesterbrook, PA $318,400 $1,049 $760 $1,440 $680
Bart, PA $238,600 $870 $600 $1,200 $600
Red Hill, PA $174,000 $752 $530 $1,040 $510
Reading, PA $69,500 $838 $600 $1,200 $600
Cornwells Heights, PA $264,400 $921 $650 $1,270 $620
Richland, PA $229,800 $717 $480 $990 $510
Brickerville, PA $197,100 $794 $550 $1,100 $550
Falls, PA $236,400 $727 $520 $1,040 $520
West Hamburg, PA $115,700 $632 $430 $870 $440