How Can I Make My Evanston, IL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Evanston, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Evanston, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $94,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $160,000 | $130,000 | $175,000-$200,000 |
| 3 Bedroom | $277,000 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $467,000 | $380,000 | $350,000-$400,000 |
| 5 Bedroom | $427,500 | $350,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Evanston, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$190 | $926 |
| Superior Protection Discount | -$112 | $1,004 |
| Fire & Security Discount | -$100 | $1,016 |
| Hail Resistant Roof Discount | -$22 | $1,094 |
| Newly Constructed Home Discount | -$234 | $882 |
Choose your Evanston, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,513 |
| Hail Damage | $4,806 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Evanston, IL | Back to Top
| Home Insurance Company Evanston, IL | Homeowners Insurance Agency Evanston, IL | Address | Popularity Score | Distance from Evanston (miles) |
|---|---|---|---|---|
| State Farm | Mike Riordan | 6538 W Archer Ave, Chicago, IL, 60638-2439 | 18.2 | |
| State Farm | Bryan Solis | 3106 1/2 N Central Ave, Chicago, IL, 60634-5313 | 8.4 | |
| Liberty Mutual Independent | Schatz & Associates Inc. | 500 Park Ave Ste 201, Lake Villa, IL, 60046 | 31.5 | |
| Allstate | Bateman Agency | 933 N Northwest Hwy Ste 300, Park Ridge, IL, 60068 | 8.2 | |
| State Farm | Tom Johnson | 6358 W Gunnison St, Chicago, IL, 60630-2954 | 7.2 | |
| State Farm | Greg Monelle Sr | 5343 W Diversey Ave, Chicago, IL, 60639-1512 | 8.6 | |
| State Farm | Jim Tom | 4317 N Lincoln Avenue, Chicago, IL, 60618-1711 | 6.0 | |
| Travelers | The Lesser Agency | 7250 N Cicero Avenue Suite 105, Lincolnwood, IL, 60712 | 3.6 | |
| Nationwide | Jeff Vukovich | 422 N Northwest Hwy Ste 170, Park Ridge, IL, 60068-3261 | 7.7 | |
| State Farm | Sal Falco | 8323d W Lawrnce Ave, Norridge, IL, 60706-3129 | 9.1 |
Compare Rates for Evanston, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,180 | $580 |
| Cook County, IL | $227,400 | $892 | $600 | $1,260 | $660 |
| Evanston, IL | $367,300 | $1,116 | $760 | $1,570 | $810 |
| River Grove, IL | $190,300 | $730 | $520 | $1,040 | $520 |
| Kildeer, IL | $625,500 | $2,078 | $1,390 | $2,850 | $1,460 |
| Waukegan, IL | $107,900 | $655 | $440 | $920 | $480 |
| Fox River Grove, IL | $261,000 | $980 | $660 | $1,400 | $740 |
| Lake in the Hills, IL | $211,000 | $759 | $520 | $1,070 | $550 |
| Wonder Lake, IL | $174,100 | $839 | $560 | $1,190 | $630 |
| Na-Au-Say, IL | $217,300 | $767 | $530 | $1,050 | $520 |
| Liberty, IN | $216,200 | $872 | $640 | $1,230 | $590 |
| Pine, IN | $198,900 | $1,006 | $680 | $1,420 | $740 |
| Union Grove, WI | $173,100 | $692 | $490 | $950 | $460 |
Research Home Insurance Companies Reviews in Evanston, IL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 23, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
I have had positive experiences with my insurance company. I have my own personal agent Debbie. If I call her with a question she is happy to answer. I rate them a 5.
Date: December 07, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
The insurance company's customer service has always been available to help me whenever I needed to ask any questions. They are always very helpful.
Allstate Home Insurance Reviews
Date: November 07, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Website/App
Honestly, I didn't even check out the website or the app. I do all my business in person, through the mail, or if they contact me on my phone. I have other important things to do with my time in my opinion.
USAA Home Insurance Reviews
Date: November 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I am not sure about the exact differences between other insurance companies because i have never requested a quote, but from what my friends tell me, i pay much less than them.
Travelers Home Insurance Reviews
Date: July 03, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I worked with customer service to convert a previous policy into a similar one through their group that could be paired with my new auto insurance policy. Process was seamless and quick.