Gavop shows you how to buy homeowners insurance in Ilchester, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $140,500 | $130,000 | $125,000-$150,000 |
2 Bedroom | $341,000 | $310,000 | $350,000-$400,000 |
3 Bedroom | $401,500 | $340,000 | $400,000-$500,000 |
4 Bedroom | $557,500 | $480,000 | $600,000-$700,000 |
5 Bedroom | $827,500 | $690,000 | $900,000-$1,000,000 |
Bundling Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Home and One Car | -$81 | $821 |
Home and Two Car | -$153 | $749 |
Home and Three Car | -$226 | $677 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Howard County | $2,500 | $1,335 | $3,835 | $970 | $3,470 | $365 |
Ilchester, MD | $2,000 | $891 | $2,891 | $648 | $2,648 | $244 |
Catonsville, MD | $500 | $975 | $1,475 | $708 | $1,208 | $266 |
Milford Mill, MD | $1,000 | $666 | $1,666 | $484 | $1,484 | $182 |
Highland, MD | $400 | $2,050 | $2,450 | $1,490 | $1,890 | $560 |
Lanham, MD | $700 | $802 | $1,502 | $583 | $1,283 | $219 |
Bladensburg, MD | $100 | $634 | $734 | $461 | $561 | $173 |
Kettering, MD | $1,500 | $779 | $2,279 | $566 | $2,066 | $213 |
Mount Airy, MD | $200 | $837 | $1,037 | $608 | $808 | $229 |
Reston, VA | $2,500 | $1,387 | $3,887 | $1,008 | $3,508 | $379 |
Wakefield, VA | $200 | $1,027 | $1,227 | $747 | $947 | $281 |
Dulles Town Center, VA | $2,000 | $844 | $2,844 | $614 | $2,614 | $231 |
Home Insurance Company Ilchester, MD | Homeowners Insurance Agency Ilchester, MD | Address | Popularity Score | Distance from Ilchester (miles) |
---|---|---|---|---|
State Farm | Andrea Magers | 3600 Saint Johns Ln, Ellicott City, MD, 21042-5247 | 5.2 | |
Travelers | Aag Insurance Enterprises Inc | 438 S Main Street, Bel Air, MD, 21014 | 31.2 | |
Erie | J E Schenk & Associates Inc. | 3675 Park Avenue Suite 201, Ellicott City, MD, 21043 | 4.2 | |
State Farm | Michael Derocher | 8600 Foundry Street, Savage, MD, 20763-9512 | 6.5 | |
Allstate | David Rubin | 7310 Ritchie Hwy Ste 908, Glen Burnie, MD, 21061 | 8.2 | |
State Farm | Ken Lemmert | 16004 Crain Hwy Unit C, Brandywine, MD, 20613-8046 | 38.2 | |
Travelers | Mason & Carter Inc | 23 South St, Baltimore, MD, 21202 | 9.5 | |
Allstate | Ryan Hamill | 9618 Deereco Rd, Timonium, MD, 21093 | 17.6 | |
State Farm | Tom Corbitt | 614 Old Edmondson Ave, Catonsville, MD, 21228-3306 | 4.6 | |
State Farm | Fred Simmons | 645 W Bel Air Ave, Aberdeen, MD, 21001-2214 | 37.5 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
Howard County, MD | $439,900 | $1,351 | $1,070 | $1,700 | $630 |
Ilchester, MD | $383,900 | $902 | $710 | $1,140 | $430 |
Catonsville, MD | $317,300 | $987 | $780 | $1,240 | $460 |
Milford Mill, MD | $195,500 | $675 | $530 | $850 | $320 |
Highland, MD | $641,500 | $2,075 | $1,640 | $2,610 | $970 |
Lanham, MD | $278,600 | $811 | $640 | $1,020 | $380 |
Bladensburg, MD | $173,200 | $642 | $510 | $810 | $300 |
Kettering, MD | $266,300 | $789 | $620 | $990 | $370 |
Mount Airy, MD | $361,500 | $847 | $670 | $1,070 | $400 |
Reston, VA | $481,500 | $1,404 | $1,010 | $1,940 | $930 |
Wakefield, VA | $622,600 | $1,040 | $760 | $1,430 | $670 |
Dulles Town Center, VA | $402,600 | $855 | $580 | $1,200 | $620 |