Gavop's guide to buying homeowners insurance in Williamson County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Williamson County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Quail Meadow Dr, Nueces Trl, Twin Oak Trl, Massey Way, Forest Oaks Path, Battlecreek Ln, Valley Pike Rd, Tiger Valley Ln, Turtle Bend, Breezy Cove | $179,500 | $160,000 | $200,000-$250,000 | $148,000 | $140,000 | $150,000-$175,000 |
| Tamayo Dr, Wapato Cove, Meadow Turn, Shattuck Cove, Rabbit Run, Wolf Rd, Co Rd 239, Enchanted Rock Cove, Bordeaux Dr, Bailey Ln | $211,500 | $190,000 | $200,000-$250,000 | $321,000 | $300,000 | $250,000-$300,000 |
| Guadalupe St, River Rock Dr, Poncho Springs Ln, Tejas Trl, Twin Ridge Pkwy, Ronald Reagan Blvd, Irene Dr, Co Rd 221, Hilltop Trl, Lauren Ln | $97,500 | $80,000 | $100,000-$125,000 | $165,500 | $150,000 | $125,000-$150,000 |
| Gent Dr, Elizabeth Anne Ln, Las Colinas Dr, Sunset Ter, Shawnee, Lantana Ln, Byfield Dr, River Oaks Cove, Oak Meadow Dr, Skyview Ter | $111,500 | $100,000 | $75,000-$100,000 | $157,500 | $140,000 | $150,000-$175,000 |
| Eagle Wing Dr, State Hwy 130, Oakridge Dr, Elm Crst, Co Rd 392, Barclay Dr, Juneau Dr, Bethpage Dr, Cascade Cove, Tottenham Ct | $192,000 | $180,000 | $150,000-$175,000 | $289,500 | $270,000 | $300,000-$350,000 |
| Rock St, Lenora Dr, Old Meadow Ct, Co Rd 424, Highland Spring Ln, Castleguard Way, Crepe Myrtle Ln, Hard Rock Rd, Haleys Way, Mesquite Springs Dr | $169,500 | $150,000 | $175,000-$200,000 | $283,000 | $230,000 | $200,000-$250,000 |
| Vista Hills Blvd, Woodhollow Trl, Justin Leonard Dr, Corn Hill Ln, Greater Scaup Ln, Twin Springs Rd, S Blaine St, Star Light Cove, Walsh Glen Dr, Maple St | $79,500 | $70,000 | $50,000-$75,000 | $169,000 | $150,000 | $125,000-$150,000 |
| Powder Mill Trl, Tracy Miller Ln, Quicksilver Dr, Egret Cove, Sunbird Ct, Simon St, Coomes Pl, Whistling Straits Dr, Tristans Way, Deer Trl | $191,000 | $180,000 | $175,000-$200,000 | $220,500 | $200,000 | $200,000-$250,000 |
| Lakeline Mall Dr, Co Rd 128, Rambling Cove, N Walton, North Dr, Horseshoe Ranch Dr, Shannon Meadow Cove, Bull Horn Loop, Napa Valley Bend, Matagorda Dr | $169,000 | $140,000 | $125,000-$150,000 | $169,500 | $160,000 | $150,000-$175,000 |
| Terry Ln, N Georgetown St, Sawgrass Ln, 1st St, Appaloosa Cove, Co Rd 274, Vineyard Rd, W 13th St, Madrone Dr, Catlin Cove | $216,500 | $200,000 | $250,000-$300,000 | $266,500 | $230,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$205 | $1,074 |
| Superior Protection Discount | -$128 | $1,151 |
| Fire & Security Discount | -$115 | $1,163 |
| Hail Resistant Roof Discount | -$26 | $1,253 |
| Newly Constructed Home Discount | -$358 | $920 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Williamson County | $700 | $1,263 | $1,963 | $918 | $1,618 | $345 |
| Williamson County, TX | $1,500 | $1,263 | $2,763 | $918 | $2,418 | $345 |
| Pflugerville, TX | $300 | $1,224 | $1,524 | $889 | $1,189 | $334 |
| South Bell, TX | $1,000 | $1,951 | $2,951 | $1,418 | $2,418 | $533 |
| Travis County, TX | $400 | $1,340 | $1,740 | $974 | $1,374 | $366 |
| Killeen, TX | $2,000 | $1,456 | $3,456 | $1,058 | $3,058 | $398 |
| Morgan's Point Resort, TX | $300 | $1,663 | $1,963 | $1,208 | $1,508 | $454 |
| Burnet County, TX | $2,000 | $1,412 | $3,412 | $1,026 | $3,026 | $386 |
| Burnet, TX | $100 | $983 | $1,083 | $714 | $814 | $269 |
| Buda, TX | $2,500 | $1,010 | $3,510 | $734 | $3,234 | $276 |
| Granite Shoals, TX | $400 | $1,545 | $1,945 | $1,123 | $1,523 | $422 |
| Home Insurance Company Williamson County, TX | Homeowners Insurance Agency Williamson County, TX | Address | Popularity Score | Distance from Williamson County (miles) |
|---|---|---|---|---|
| Allstate | Dana Spruiell | 10000 Research Blvd Ste 252, Austin, TX, 78759 | 19.6 | |
| Allstate | Blake Simpson | 13010 N Highway 183 Ste 218, Austin, TX, 78750 | 17.8 | |
| Farmers | Matthew Buchanan | 1901 E Palm Valley Blvd, Round Rock, TX, 78664 | 9.5 | |
| Liberty Mutual Independent | Dady Insurance Agency | 3609 Williams Dr Ste 101, Georgetown, TX, 78628 | 5.7 | |
| State Farm | Ryan Connor | 11416 Rr 620 N, Austin, TX, 78726-1165 | 18.9 | |
| Travelers | Sk & P Insurance Services | 9442 N Capital Of Texas Hwy Ste 1-150, Austin, TX, 78759 | 19.8 | |
| State Farm | Darren Featherstone | 950 W University Ave, Georgetown, TX, 78626-6508 | 5.1 | |
| State Farm | Lee Cramer Jr | 2013 Wls Br Pkwy Ste 107, Austin, TX, 78728-6903 | 15.4 | |
| Farmers | Lauren Doering | 1530 Sun City Blvd Ste 140, Georgetown, TX, 78633 | 8.3 | |
| Allstate | Erin Hewlett | 7601 S Interstate 35, Georgetown, TX, 78626 | 7.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Williamson County, TX | $227,100 | $1,278 | $840 | $1,970 | $1,130 |
| Williamson County, TX | $227,100 | $1,278 | $840 | $1,970 | $1,130 |
| Pflugerville, TX | $200,600 | $1,239 | $820 | $1,910 | $1,090 |
| South Bell, TX | $262,600 | $1,975 | $1,300 | $3,040 | $1,740 |
| Travis County, TX | $275,800 | $1,356 | $900 | $2,090 | $1,190 |
| Killeen, TX | $129,300 | $1,473 | $970 | $2,270 | $1,300 |
| Morgan's Point Resort, TX | $142,800 | $1,683 | $1,110 | $2,590 | $1,480 |
| Burnet County, TX | $171,100 | $1,429 | $940 | $2,200 | $1,260 |
| Burnet, TX | $163,600 | $995 | $660 | $1,530 | $870 |
| Buda, TX | $218,500 | $1,022 | $670 | $1,570 | $900 |
| Granite Shoals, TX | $110,200 | $1,564 | $1,030 | $2,410 | $1,380 |