Gavop shows you how to buy homeowners insurance in Runnemede, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $80,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $134,000 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $160,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $333,500 | $300,000 | $350,000-$400,000 |
| 5 Bedroom | $509,500 | $420,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $562 |
| Superior Protection Discount | -$66 | $595 |
| Fire & Security Discount | -$66 | $595 |
| Hail Resistant Roof Discount | -$13 | $648 |
| Newly Constructed Home Discount | -$192 | $469 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,464 |
| Hail Damage | $4,853 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $15,884 |
| Home Insurance Company Runnemede, NJ | Homeowners Insurance Agency Runnemede, NJ | Address | Popularity Score | Distance from Runnemede (miles) |
|---|---|---|---|---|
| State Farm | Ryan Salonia | 3728 Hwy 9, Howell, NJ, 07731-3346 | 49.5 | |
| Travelers | Albert V Jaskol Agency Inc | 467 High Street Suite 100, Burlington, NJ, 8016 | 19.3 | |
| Travelers | Henry D Bean And Sons | 247 Kings Highway East, Haddonfield, NJ, 8033 | 4.1 | |
| Allstate | Mitchell Sands | 722 Mantua Pike, Woodbury Heights, NJ, 8097 | 5.0 | |
| Farmers | William Boldizar | 1119 S Black Horse Pike, Blackwood, NJ, 8012 | 4.6 | |
| State Farm | Shawn Kim | 102 Centre Blvd Ste C, Marlton, NJ, 08053-4129 | 8.4 | |
| Travelers | Tanover Professional Associates Inc | 239 E Clements Bridge Rd, Runnemede, NJ, 8078 | 0.3 | |
| Travelers | New Jersey Agents Alliance | 5 Independence Way Ste 300, Princeton, NJ, 8540 | 43.5 | |
| State Farm | Tom Safar | Exclusive Plaza 322 Rt 9 And Union Hill Road, Englishtown, NJ, 7726 | 48.8 | |
| Allstate | David Basile | 3146 Rt 27 Ste 101, Kendall Park, NJ, 8824 | 49.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,480 | $730 |
| Camden County, NJ | $193,500 | $818 | $560 | $1,130 | $570 |
| Runnemede, NJ | $167,700 | $661 | $460 | $930 | $470 |
| Eddington, PA | $250,300 | $893 | $600 | $1,270 | $670 |
| Roebling, NJ | $167,200 | $786 | $570 | $1,080 | $510 |
| Chesterbrook, PA | $318,400 | $1,049 | $710 | $1,450 | $740 |
| Trappe, PA | $244,800 | $882 | $640 | $1,220 | $580 |
| Elk, PA | $313,000 | $1,035 | $700 | $1,420 | $720 |
| Harlingen, NJ | $625,000 | $1,999 | $1,380 | $2,760 | $1,380 |
| Brigantine, NJ | $348,900 | $813 | $580 | $1,150 | $570 |
| West Fallowfield, PA | $266,400 | $926 | $660 | $1,310 | $650 |
| Leipsic, DE | $128,100 | $548 | $430 | $730 | $300 |
| Raritan, NJ | $422,800 | $978 | $670 | $1,380 | $710 |