Gavop's guide to buying homeowners insurance in Cleveland, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $99,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $190,500 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $247,000 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $257,500 | $220,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$67 | $774 |
| Home and Two Car | -$143 | $698 |
| Home and Three Car | -$210 | $631 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| White County | $2,500 | $838 | $3,338 | $609 | $3,109 | $229 |
| Cleveland, GA | $1,500 | $831 | $2,331 | $604 | $2,104 | $227 |
| Three Sisters Mountain, GA | $100 | $901 | $1,001 | $655 | $755 | $246 |
| Macedonia, GA | $2,500 | $1,161 | $3,661 | $844 | $3,344 | $317 |
| Talmo, GA | $100 | $957 | $1,057 | $696 | $796 | $262 |
| Fannin County, GA | $2,500 | $876 | $3,376 | $637 | $3,137 | $240 |
| Long Creek, SC | $500 | $860 | $1,360 | $625 | $1,125 | $235 |
| Braselton, GA | $2,000 | $938 | $2,938 | $682 | $2,682 | $256 |
| South Gilmer, GA | $400 | $1,146 | $1,546 | $833 | $1,233 | $313 |
| Copperhill, TN | $1,000 | $691 | $1,691 | $502 | $1,502 | $189 |
| Franklin, NC | $500 | $681 | $1,181 | $495 | $995 | $186 |
| Carters Lake, GA | $2,500 | $794 | $3,294 | $577 | $3,077 | $217 |
| Home Insurance Company Cleveland, GA | Homeowners Insurance Agency Cleveland, GA | Address | Popularity Score | Distance from Cleveland (miles) |
|---|---|---|---|---|
| State Farm | Garrett Schafer | 4080 Mcginnis Fry Rd Ste 1208, Alpharetta, GA, 30005-1773 | 44.5 | |
| Nationwide | Norfleet Solutions Inc | 4485 Tench Rd Ste 330, Suwanee, GA, 30024-6738 | 41.6 | |
| State Farm | Charlie Edmondson | 3354 E First St, Blue Ridge, GA, 30513-8522 | 34.5 | |
| State Farm | Jason Davidson | 6199 Hickory Flt Hwy Ste 122, Canton, GA, 30115-7255 | 47.6 | |
| Farmers | Tim Cooper | 3725 Lawrenceville Suwanee Rd Ste A5, Suwanee, GA, 30024 | 42.8 | |
| Farmers | Victor Westbrook | 13010 Morris Rd Bldg 1, Alpharetta, GA, 30004 | 45.4 | |
| State Farm | Tim Hunt | 1612 Highway 129 S Unit C, Cleveland, GA, 30528-7182 | 4.1 | |
| State Farm | Cindy Phillips | 4977 Highway 53, Braselton, GA, 30517-3503 | 36.0 | |
| Farmers | Sandra Hill | 13010 Morris Rd Bldg 1, Alpharetta, GA, 30004 | 45.4 | |
| State Farm | Ricky Noles | 214 Canton Rd, Cumming, GA, 30040-2370 | 35.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $720 | $1,390 | $670 |
| White County, GA | $157,900 | $848 | $620 | $1,210 | $590 |
| Cleveland, GA | $155,300 | $841 | $610 | $1,160 | $550 |
| Three Sisters Mountain, GA | $181,300 | $912 | $670 | $1,290 | $620 |
| Macedonia, GA | $214,400 | $1,175 | $830 | $1,620 | $790 |
| Talmo, GA | $146,900 | $969 | $650 | $1,390 | $740 |
| Fannin County, GA | $171,500 | $887 | $650 | $1,250 | $600 |
| Long Creek, SC | $127,800 | $870 | $630 | $1,200 | $570 |
| Braselton, GA | $288,000 | $950 | $650 | $1,300 | $650 |
| South Gilmer, GA | $208,300 | $1,160 | $780 | $1,640 | $860 |
| Copperhill, TN | $63,000 | $699 | $500 | $960 | $460 |
| Franklin, NC | $142,600 | $690 | $470 | $950 | $480 |
| Carters Lake, GA | $143,800 | $804 | $540 | $1,100 | $560 |