Gavop shows you how to buy homeowners insurance in Solana Beach, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Solana Beach, CA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ocean Surf Dr, Lynwood Ave, Ford Ave, N Sierra Ave, Marview Ln, Reynosa Ct, Cmt Cabo Viejo, Border Ave, Santa Rufina Ct, Horsemans Ln | $599,500 | $480,000 | $500,000-$600,000 | $894,500 | $750,000 | More than 10,000,000 |
| Rancho Real, Jalapa Ct, Guerrero Ct, Solana Dr, Villa Hermosa Ct, Toluca Ct, Santa Rosita, Highland Cove, Ladera Linda, San Mario Dr | $682,000 | $640,000 | $500,000-$600,000 | $773,500 | $700,000 | $700,000-$800,000 |
| Castro St, Vis de la Tierra, Matamoros Ct, Marine View Ave, Marview Dr, Hernandez St, Cll Paula, Via Chica Ct, San Lucas Ct, Glenmont Dr | $595,500 | $490,000 | $600,000-$700,000 | $467,500 | $390,000 | $350,000-$400,000 |
| West Ln, el Viento St, Juanita St, San Julio Rd, Buena Ventura Ct, Fisher Cove, Santa Madera Ct, Nava Way, Cmt Daniella, Rios Ct | $513,500 | $460,000 | $400,000-$500,000 | $658,500 | $540,000 | $700,000-$800,000 |
| S Cedros Ave, Woodside Way, Rancho Viejo Dr, S Hwy 101, Rancho Serena, Santa Rufina Dr, Cerro Verde Dr, Brookdale Pl, San Leon Ct, S Rios Ave | $391,500 | $360,000 | $400,000-$500,000 | $484,500 | $440,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$181 | $773 |
| Superior Protection Discount | -$95 | $859 |
| Fire & Security Discount | -$86 | $869 |
| Hail Resistant Roof Discount | -$19 | $935 |
| Newly Constructed Home Discount | -$267 | $687 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Diego County | $2,000 | $1,368 | $3,368 | $994 | $2,994 | $374 |
| Solana Beach, CA | $700 | $943 | $1,643 | $685 | $1,385 | $258 |
| Del Mar, CA | $300 | $815 | $1,115 | $592 | $892 | $223 |
| Bonsall, CA | $1,500 | $1,800 | $3,300 | $1,308 | $2,808 | $492 |
| La Mesa, CA | $300 | $1,208 | $1,508 | $878 | $1,178 | $330 |
| Lemon Grove, CA | $2,500 | $810 | $3,310 | $589 | $3,089 | $221 |
| Valley Center, CA | $200 | $992 | $1,192 | $721 | $921 | $271 |
| Imperial Beach, CA | $1,000 | $872 | $1,872 | $634 | $1,634 | $238 |
| Jamul, CA | $200 | $952 | $1,152 | $692 | $892 | $260 |
| Laguna-Pine Valley, CA | $700 | $961 | $1,661 | $699 | $1,399 | $263 |
| Laguna Niguel, CA | $100 | $1,363 | $1,463 | $991 | $1,091 | $373 |
| Canyon Lake, CA | $2,500 | $890 | $3,390 | $647 | $3,147 | $243 |
| Home Insurance Company Solana Beach, CA | Homeowners Insurance Agency Solana Beach, CA | Address | Popularity Score | Distance from Solana Beach (miles) |
|---|---|---|---|---|
| State Farm | Kristin Francy | 9888 Carmel Mountain Rd Ste A, San Diego, CA, 92129-2807 | 8.6 | |
| State Farm | Vladan Trifunovic | 1635 Rancho Santa Fe Rd, San Marcos, CA, 92078 | 8.1 | |
| Liberty Mutual Independent | Champion Risk & Insurance Services L.P. | 12250 El Camino Real Ste 375, San Diego, CA, 92130 | 3.8 | |
| Liberty Mutual Independent | Wateridge Insurance Services | 10717 Sorrento Valley Rd, San Diego, CA, 92121 | 6.8 | |
| Travelers | Ranch And Coast Insurance Services | 6119 La Granada Ste C, Rancho Santa Fe, CA, 92067 | 3.8 | |
| Travelers | Mckinzie Insurance Agency Inc | 6965 El Camino Real Ste 105-515, Carlsbad, CA, 92009 | 7.7 | |
| Farmers | Douglas Dixon | 12798 Rancho Penasquitos Blvd Ste F, San Diego, CA, 92129 | 9.2 | |
| State Farm | Todd Derenzis | 7770 Regents Rd Ste 108, San Diego, CA, 92122-1937 | 9.2 | |
| Farmers | Kevin Peterson | 1104 S El Camino Real Ste A, San Clemente, CA, 92672 | 35.9 | |
| State Farm | Pedro Tamayo | 2425 National City Blvd, National City, CA, 91950-6627 | 24.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| Solana Beach, CA | $1,103,900 | $955 | $710 | $1,300 | $590 |
| Del Mar, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Bonsall, CA | $635,700 | $1,822 | $1,350 | $2,480 | $1,130 |
| La Mesa, CA | $455,800 | $1,223 | $910 | $1,660 | $750 |
| Lemon Grove, CA | $367,700 | $820 | $610 | $1,110 | $500 |
| Valley Center, CA | $484,500 | $1,004 | $740 | $1,370 | $630 |
| Imperial Beach, CA | $433,400 | $882 | $650 | $1,200 | $550 |
| Jamul, CA | $612,200 | $964 | $710 | $1,310 | $600 |
| Laguna-Pine Valley, CA | $366,500 | $973 | $720 | $1,320 | $600 |
| Laguna Niguel, CA | $737,400 | $1,380 | $1,020 | $1,880 | $860 |
| Canyon Lake, CA | $394,900 | $900 | $670 | $1,220 | $550 |