Waterloo, IA Homeowners Insurance - Follow these tips to save

Gavop tells you how to get the best homeowners insurance in Waterloo, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Waterloo, IA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $39,500 $40,000 $25,000-$50,000
2 Bedroom $133,000 $130,000 $125,000-$150,000
3 Bedroom $161,000 $130,000 $150,000-$175,000
4 Bedroom $141,500 $130,000 $125,000-$150,000
5 Bedroom $361,000 $330,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Waterloo, IA | Back to Top

This table lists savings for a median home value of $102,400 and an average premium of $652

Discount Type Premium After Discount
Multipolicy Discounts $600
Superior Protection Discount $587
Fire & Security Discounts $594

Choose the Right Deductible for your Waterloo, IA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Iowa $400 $530 $930 $450 $850 $80
Black Hawk County, IA $1,000 $600 $1,100 $510 $1,510 $-410
Waterloo, IA $1,500 $550 $1,050 $470 $1,970 $-920
Poyner, IA $500 $580 $1,080 $490 $990 $90
Lester, IA $1,000 $660 $1,160 $550 $1,550 $-390
Westburg, IA $400 $880 $1,280 $730 $1,130 $150
Benton County, IA $2,500 $580 $1,080 $480 $2,980 $-1,900
Melrose, IA $200 $800 $1,000 $650 $850 $150
Dumont, IA $2,000 $270 $770 $220 $2,220 $-1,450
Chickasaw County, IA $500 $370 $870 $300 $800 $70
Luzerne, IA $700 $420 $920 $340 $1,040 $-120
Monroe, IA $400 $830 $1,230 $730 $1,130 $100
Owasa, IA $1,500 $290 $790 $240 $1,740 $-950

Identify Top Home Insurance Agents near Waterloo, IA | Back to Top

Home Insurance Company Waterloo, IA Homeowners Insurance Agency Waterloo, IA Address Popularity Score Distance from Waterloo (miles)
State Farm Christel Manson 1935 E Ridgeway Ave, Waterloo, IA, 50702-3531
2.1
State Farm Kent Chesmore 10 W 4th St Ste 20, Waterloo, IA, 50701-5428
0.7
State Farm Dave Hansen 334 E Ridgeway Ave, Waterloo, IA, 50702-5042
1.6
State Farm Tom Rouse 717 Kelly Mall # A, Charles City, IA, 50616-2225
43.1
Allstate Scott Parsons 3207 Cedar Heights Dr, Cedar Falls, IA, 50613
3.2
State Farm Steve Hubbard 213 E San Marnan Dr, Waterloo, IA, 50702-5839
2.4
Allstate Teri Jeter 560 Boyson Rd Ne Ste C, Cedar Rapids, IA, 52402
47.7
State Farm Matt Haak 2741 University Ave, Waterloo, IA, 50701-3333
1.6
Farmers Tara Kinder 209 Franklin St Ste A3, Cedar Falls, IA, 50613
5.8
Allstate Scott Parsons 1120 W 4th St, Waterloo, IA, 50702
0.3

Compare Rates for Waterloo, IA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Iowa $123,000 $660 $440 $920 $480
Black Hawk County, IA $122,300 $540 $360 $750 $390
Waterloo, IA $102,400 $600 $430 $830 $400
Poyner, IA $149,300 $630 $460 $860 $400
Lester, IA $132,200 $530 $370 $730 $360
Westburg, IA $164,300 $710 $520 $1,020 $500
Benton County, IA $130,900 $760 $520 $1,070 $550
Melrose, IA $179,500 $740 $540 $1,010 $470
Dumont, IA $62,900 $350 $230 $480 $250
Chickasaw County, IA $94,300 $380 $250 $520 $270
Luzerne, IA $84,400 $470 $320 $650 $330
Monroe, IA $197,200 $950 $690 $1,300 $610
Owasa, IA $52,500 $270 $180 $380 $200

Research Home Insurance Companies Reviews in Waterloo, IA Before Buying | Back to Top

Share a review on your home insurance company


Travelers Home Insurance Reviews

Date: October 28, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
The premium offered by this company is very much less as compared to other insurance companies in the market. It offers a good variety of services.

Progressive Home Insurance Reviews

Date: November 20, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium and deductible are fair for my typical coverage. They're exactly what I would expect and seem to be industry standard from shopping around.

State Farm Home Insurance Reviews

Date: December 28, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
Yearly we reexam my insurance needs by going over the entire policy to determine what I need to add or what I can eleiminate. This works out well for me and keeps me up to date.


AAA Home Insurance Reviews

Date: November 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
We have everything covered. We have flood insurance too. We have all of our personal property covered as well.


Farmer's Insurance Home Insurance Reviews

Date: February 05, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
Farmers Insurance- Brett Custer Company of America reviews to learn about the experiences customers have had with the company