Gavop shows you how to buy homeowners insurance in St. Johns County, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$315 | $1,184 |
| 30 year old | +$22 | $1,521 |
| 40 year old | +$39 | $1,537 |
| 50 year old | +$57 | $1,555 |
| Above 50 year old | +$72 | $1,570 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$240 | $1,259 |
| Superior Protection Discount | -$135 | $1,364 |
| Fire & Security Discount | -$150 | $1,349 |
| Hail Resistant Roof Discount | -$30 | $1,469 |
| Newly Constructed Home Discount | -$360 | $1,139 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Johns County | $1,500 | $1,481 | $2,981 | $1,076 | $2,576 | $405 |
| St. Johns County, FL | $1,500 | $1,481 | $2,981 | $1,076 | $2,576 | $405 |
| World Golf Village, FL | $300 | $2,166 | $2,466 | $1,574 | $1,874 | $592 |
| Sawgrass, FL | $2,000 | $941 | $2,941 | $684 | $2,684 | $257 |
| Putnam County, FL | $100 | $910 | $1,010 | $661 | $761 | $249 |
| Beverly Beach, FL | $2,500 | $1,265 | $3,765 | $919 | $3,419 | $346 |
| Pomona Park, FL | $200 | $832 | $1,032 | $605 | $805 | $227 |
| Crescent City, FL | $2,500 | $745 | $3,245 | $542 | $3,042 | $204 |
| Interlachen-Florahome, FL | $400 | $764 | $1,164 | $555 | $955 | $209 |
| Jacksonville, FL | $2,500 | $1,258 | $3,758 | $914 | $3,414 | $344 |
| Hampton, FL | $100 | $878 | $978 | $638 | $738 | $240 |
| Lawtey, FL | $2,000 | $902 | $2,902 | $656 | $2,656 | $247 |
| Home Insurance Company St. Johns County, FL | Homeowners Insurance Agency St. Johns County, FL | Address | Popularity Score | Distance from St. Johns County (miles) |
|---|---|---|---|---|
| Travelers | Shapiro Insurance Group | 9313 Old Kings Rd S, Jacksonville, FL, 32257 | 25.0 | |
| State Farm | Kim Lego | 13820 Old St Aug Rd Ste 401, Jacksonville, FL, 32258-5491 | 19.6 | |
| Allstate | Luis Vienrich | 559 W Twincourt Trl Unit 605, Saint Augustine, FL, 32095 | 7.9 | |
| Travelers | Shapiro Insurance Group | 9313 Old Kings Rd S, Jacksonville, FL, 32257 | 25.0 | |
| Travelers | Hardin Insurance Inc | 3305 Atlantic Blvd Ste A, Jacksonville, FL, 32207 | 32.2 | |
| Travelers | Thompsonbaker Agency Inc | 61 Cordova St, St Augustine, FL, 32085 | 4.2 | |
| Allstate | Renee Anderson | 13241 Bartram Park Blvd Unit 501, Jacksonville, FL, 32258 | 18.9 | |
| Allstate | Keith Johnson | 1330 Blanding Blvd Ste 160, Orange Park, FL, 32065 | 29.6 | |
| State Farm | Debra Braddock | 9310 Old Kings Rd S Ste 1901, Jacksonville, FL, 32257-8101 | 25.0 | |
| Travelers | Thompson Baker Agency Inc | 61 Cordova Street Saint Augustine, St Augustine, FL, 32084 | 4.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| St. Johns County, FL | $274,600 | $1,499 | $1,170 | $2,010 | $840 |
| St. Johns County, FL | $274,600 | $1,499 | $1,170 | $2,010 | $840 |
| World Golf Village, FL | $270,100 | $2,192 | $1,710 | $2,940 | $1,230 |
| Sawgrass, FL | $454,100 | $952 | $740 | $1,280 | $540 |
| Putnam County, FL | $82,800 | $921 | $720 | $1,230 | $510 |
| Beverly Beach, FL | $130,100 | $1,280 | $1,000 | $1,720 | $720 |
| Pomona Park, FL | $65,600 | $842 | $660 | $1,130 | $470 |
| Crescent City, FL | $73,800 | $754 | $590 | $1,010 | $420 |
| Interlachen-Florahome, FL | $77,000 | $773 | $600 | $1,040 | $440 |
| Jacksonville, FL | $150,200 | $1,274 | $990 | $1,710 | $720 |
| Hampton, FL | $125,600 | $889 | $690 | $1,190 | $500 |
| Lawtey, FL | $101,500 | $913 | $710 | $1,220 | $510 |