How Can I Make My Catonsville, MD Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Catonsville, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Catonsville, MD Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $100,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $170,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $350,000 | $290,000 | $400,000-$500,000 |
| 4 Bedroom | $283,000 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $607,500 | $520,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Catonsville, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $839 |
| Superior Protection Discount | -$99 | $888 |
| Fire & Security Discount | -$79 | $908 |
| Hail Resistant Roof Discount | -$20 | $967 |
| Newly Constructed Home Discount | -$266 | $720 |
Choose the Right Deductible for your Catonsville, MD Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Baltimore County | $2,000 | $858 | $2,858 | $624 | $2,624 | $235 |
| Catonsville, MD | $2,500 | $975 | $3,475 | $708 | $3,208 | $266 |
| Columbia, MD | $500 | $851 | $1,351 | $619 | $1,119 | $233 |
| Sykesville, MD | $2,000 | $1,169 | $3,169 | $849 | $2,849 | $319 |
| Lake Shore, MD | $500 | $843 | $1,343 | $613 | $1,113 | $230 |
| Glenn Dale, MD | $700 | $894 | $1,594 | $650 | $1,350 | $244 |
| New Carrollton, MD | $300 | $743 | $1,043 | $540 | $840 | $203 |
| Silver Spring, MD | $2,000 | $1,507 | $3,507 | $1,095 | $3,095 | $412 |
| Hyattsville, MD | $500 | $822 | $1,322 | $597 | $1,097 | $225 |
| Bladensburg, MD | $2,000 | $634 | $2,634 | $461 | $2,461 | $173 |
| Lake Barcroft, VA | $400 | $1,047 | $1,447 | $761 | $1,161 | $286 |
| Fort Hunt, VA | $1,000 | $1,097 | $2,097 | $797 | $1,797 | $300 |
Identify Top Home Insurance Agents near Catonsville, MD | Back to Top
| Home Insurance Company Catonsville, MD | Homeowners Insurance Agency Catonsville, MD | Address | Popularity Score | Distance from Catonsville (miles) |
|---|---|---|---|---|
| State Farm | Cherie Green-Johnson | 10126 Liberty Rd, Randallstown, MD, 21133-1404 | 9.7 | |
| Travelers | Aag Insurance Enterprises Inc | 438 S Main Street, Bel Air, MD, 21014 | 28.1 | |
| Travelers | Bethesda General Insurance | 13975 Connecticut Avenue Suite 205, Silver Spring, MD, 20906 | 22.0 | |
| Liberty Mutual Independent | Rossmann-Hurt-Hoffman Inc | 3290 N Ridge Rd Suite 300, Ellicott City, MD, 21043 | 4.2 | |
| Travelers | Hoffberger Insurance Agency Inc | 5700 Smith Ave, Baltimore, MD, 21209 | 8.6 | |
| Allstate | Fred Hazeltine | 8600 Foundry St Ste 2087, Savage, MD, 20763 | 9.9 | |
| State Farm | Alice Kwon | 10035 Balto Natl Pike Ste 330, Ellicott City, MD, 21042-3611 | 6.3 | |
| Travelers | Mason & Carter Inc | 23 South St, Baltimore, MD, 21202 | 7.2 | |
| State Farm | Chuck Norris Morgan | 6430 Dobbin Rd Ste A, Columbia, MD, 21045-4899 | 6.4 | |
| Travelers | Grady Wright & Associates Inc | 7310 Ritchie Hwy Ste 213, Glen Burnie, MD, 21061 | 9.2 |
Compare Rates for Catonsville, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Baltimore County, MD | $249,600 | $869 | $690 | $1,090 | $400 |
| Catonsville, MD | $317,300 | $987 | $780 | $1,240 | $460 |
| Columbia, MD | $367,600 | $862 | $680 | $1,090 | $410 |
| Sykesville, MD | $359,000 | $1,183 | $930 | $1,490 | $560 |
| Lake Shore, MD | $364,000 | $853 | $670 | $1,070 | $400 |
| Glenn Dale, MD | $385,100 | $905 | $720 | $1,140 | $420 |
| New Carrollton, MD | $245,000 | $752 | $590 | $950 | $360 |
| Silver Spring, MD | $477,800 | $1,526 | $1,210 | $1,920 | $710 |
| Hyattsville, MD | $289,000 | $832 | $660 | $1,050 | $390 |
| Bladensburg, MD | $173,200 | $642 | $510 | $810 | $300 |
| Lake Barcroft, VA | $639,800 | $1,059 | $760 | $1,450 | $690 |
| Fort Hunt, VA | $684,600 | $1,110 | $750 | $1,580 | $830 |
Research Home Insurance Companies Reviews in Catonsville, MD Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: August 10, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I rate my insurance company a 5, they had the best prices during my search and have provided great customer service over the years. Never any issues with claims or questions.
Date: February 06, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
My home insurance is higher because I live in FLorida, where flood and hurricane insurance is a must. I really don't know how it compares with other companies, but I assume it is comparble with others.
GEICO Home Insurance Reviews
Date: January 12, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
Compared to other insurance offerings, my insurance company covers hurricane damage. Living in Florida, this is a very important clause since we experience hurricanes relatively often and are hit by a tropical storm at least once a year.
Date: October 28, 2018 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
Their customer service is very friendly. Even if you do not have time to chat on the phone, they have a live online person or they have an office very close by to where I live.
Allstate Home Insurance Reviews
Date: October 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium for my insurance seems to be one of the lower ones I could find while still staying with a major provider .
USAA Home Insurance Reviews
Date: January 26, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Premium
I was able to choose the deductible that best suited me. I was able to evaluate the affect of changing the deductible online in real time
Progressive Home Insurance Reviews
Date: November 27, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
They have good coverage and don't try to skip out on paying for things in the event of an actual accident. I've always been satisfied with the coverage they provide.
Nationwide Home Insurance Reviews
Date: July 01, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I have had a positive experience with this company. We are low maintenance but when we do need something they are there. The agent is responsive and I would rate them as a 5 for answering us back.
State Farm Home Insurance Reviews
Date: April 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I always have a great experience with State Farm customer service, the workers are very polite and help me when I need them.So I am very satisfied with their work.