Gavop's guide to buying homeowners insurance in Poland, ME covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Poland, ME - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Preservation Way, Quinn Rd, Brown Rd, Fernwood Rd, N Raymond Rd, Stonewall Dr, Empire Rd, Hardscrabble Rd, Poland Pl, Lucys Dr | $198,000 | $160,000 | $150,000-$175,000 | $177,000 | $150,000 | $175,000-$200,000 |
| Timber Ln, Village St, Duff Rd, Michals Ln, Rosewood Dr, Echo Cove Ln, Little Hill Ln, Arthur's Way, Downey Ln, Fox Run Rd | $259,000 | $250,000 | $250,000-$300,000 | $169,500 | $160,000 | $150,000-$175,000 |
| Lake Shore Dr, Schwabe Ln, Russell Rd, Herrick Valley Rd, Bluebird Dr, Cardinal Ln, Mountainview Dr, Poland Corner Rd, Young Ln, Ricker Rd | $145,000 | $130,000 | $150,000-$175,000 | $109,000 | $90,000 | $100,000-$125,000 |
| Easy St, McCann Rd, Plains Rd, Walker Point Rd, Max Pine Rd, Phillips Way, Spring Water Rd, Billfred Way, Saunders Rd, Harris Hill Rd | $133,000 | $120,000 | $150,000-$175,000 | $115,500 | $90,000 | $100,000-$125,000 |
| Poplar Dr, Brook Dr, Range Rd, E Crestwood, Cleve Tripp Rd, Cobb Brook Ln, Taylor Brook Dr, Third Ave, Pulsifer Rd, Chickadee Ln | $140,500 | $120,000 | $100,000-$125,000 | $109,000 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $576 |
| Superior Protection Discount | -$68 | $610 |
| Fire & Security Discount | -$68 | $610 |
| Hail Resistant Roof Discount | -$14 | $664 |
| Newly Constructed Home Discount | -$156 | $522 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Androscoggin County | $2,000 | $656 | $2,656 | $477 | $2,477 | $179 |
| Poland, ME | $2,500 | $670 | $3,170 | $487 | $2,987 | $183 |
| Auburn, ME | $200 | $630 | $830 | $458 | $658 | $172 |
| Gray, ME | $2,000 | $673 | $2,673 | $489 | $2,489 | $184 |
| Androscoggin County, ME | $200 | $656 | $856 | $477 | $677 | $179 |
| Hiram, ME | $2,000 | $680 | $2,680 | $494 | $2,494 | $186 |
| Woolwich, ME | $300 | $783 | $1,083 | $569 | $869 | $214 |
| Windsor, ME | $2,500 | $655 | $3,155 | $476 | $2,976 | $179 |
| West Kennebunk, ME | $400 | $998 | $1,398 | $725 | $1,125 | $273 |
| New Sharon, ME | $100 | $636 | $736 | $462 | $562 | $174 |
| Mercer, ME | $2,500 | $607 | $3,107 | $441 | $2,941 | $166 |
| Home Insurance Company Poland, ME | Homeowners Insurance Agency Poland, ME | Address | Popularity Score | Distance from Poland (miles) |
|---|---|---|---|---|
| Travelers | Noyes Hall & Allen Insurance | 170 Ocean St, South Portland, ME, 4106 | 29.3 | |
| Travelers | Cross Insurance - Portland | 2331 Congress St, Portland, ME, 4102 | 27.6 | |
| Travelers | The Rousseau Insurance Agency | 334 Elm St, Biddeford, ME, 4005 | 39.0 | |
| State Farm | Orry Cummings | 173 Gray Rd, Falmouth, ME, 04105-2514 | 21.2 | |
| Allstate | Jane R Bell | 36 Main St, Gorham, ME, 4038 | 25.5 | |
| State Farm | Diane Newman | 313 Read Street, Portland, ME, 4103 | 25.6 | |
| Travelers | Curley Associates | 1087 Main St, Sanford, ME, 4073 | 46.8 | |
| Liberty Mutual Independent | Clark Insurance | 765 Roosevelt Trl, Windham, ME, 4062 | 14.8 | |
| Travelers | Lyons Agency For Insurance | 135 Fletcher St, Kennebunk, ME, 4043 | 45.4 | |
| State Farm | Mark Browne | 20 Edwards Ave, Biddeford, ME, 04005-3009 | 39.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $510 | $1,030 | $520 |
| Androscoggin County, ME | $152,000 | $664 | $450 | $920 | $470 |
| Poland, ME | $174,100 | $678 | $460 | $970 | $510 |
| Auburn, ME | $152,400 | $638 | $430 | $890 | $460 |
| Gray, ME | $222,600 | $681 | $460 | $970 | $510 |
| Androscoggin County, ME | $152,000 | $664 | $490 | $940 | $450 |
| Hiram, ME | $153,400 | $688 | $470 | $960 | $490 |
| Woolwich, ME | $211,300 | $793 | $560 | $1,090 | $530 |
| Windsor, ME | $141,900 | $663 | $470 | $930 | $460 |
| West Kennebunk, ME | $332,400 | $1,010 | $680 | $1,420 | $740 |
| New Sharon, ME | $133,900 | $644 | $460 | $880 | $420 |
| Mercer, ME | $121,600 | $614 | $440 | $850 | $410 |