Gavop's guide to buying homeowners insurance in Suffern, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Suffern, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ramapo Ave, E Park Pl, Chippewa Ct, Jamie Ct, Windermere Brook Ln, Crane Pl, Boulevard Rd, Hemion Rd, Forest Knoll Dr, Lenox Ct | $359,500 | $300,000 | $350,000-$400,000 | $251,500 | $200,000 | $250,000-$300,000 |
| Beech Rd, Stewart Cir, Meadow Ave, Willow Dr, Sagamore Ave, Burlington Ave, Spicer Rd, Bannock Ct, Forest Dr, Rockledge Dr | $459,500 | $410,000 | $500,000-$600,000 | $275,500 | $240,000 | $300,000-$350,000 |
| Orange Ave, Mansfield Pl, Oxford Ct, Parkside Dr, Meadowbrook Ln, Pleasant Ave, Avon Pl, Berkley Cir, Iroquois Ct, Utopian Ave | $266,000 | $240,000 | $250,000-$300,000 | $249,000 | $230,000 | $250,000-$300,000 |
| Maplewood Blvd, Vista Way, South St, Maplewood Blvd, Stockbridge Ave, Somerset Dr, Cragmere Rd, Valley View Ter, Danbury Ct, Chatham St | $276,000 | $240,000 | $300,000-$350,000 | $221,500 | $200,000 | $200,000-$250,000 |
| Ridge Ave, E Maltbie Ave, Suffern Pl, Durham Ln, Tilton Rd, Hopi Ct, Bon Aire Cir W, Essex Ln, Sylvan Way, W Park Pl | $438,000 | $360,000 | $400,000-$500,000 | $195,000 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $762 |
| Superior Protection Discount | -$90 | $807 |
| Fire & Security Discount | -$63 | $834 |
| Hail Resistant Roof Discount | -$18 | $879 |
| Newly Constructed Home Discount | -$215 | $681 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,513 |
| Hail Damage | $4,806 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,556 |
| Home Insurance Company Suffern, NY | Homeowners Insurance Agency Suffern, NY | Address | Popularity Score | Distance from Suffern (miles) |
|---|---|---|---|---|
| State Farm | Victoria Anderson | 649 Mclean Ave, Yonkers, NY, 10705-4736 | 19.6 | |
| Allstate | Eugene Grant | 194 Duffield St, Brooklyn, NY, 11201 | 30.1 | |
| Allstate | Brian Boyd | 302 E 19th St, New York, NY, 10003 | 27.3 | |
| Travelers | Westrock Insurance Agency | 151 N Main St Ste 204, New City, NY, 10956 | 8.4 | |
| State Farm | Bob Nachbaur | 99 Orange Ave, Suffern, NY, 10901-5423 | 0.8 | |
| Travelers | John G Lambros Co Inc | 4 W Red Oak Ln Ste 305, White Plains, NY, 10604 | 22.8 | |
| Travelers | Safe Harbour Group Ltd | 91 S Main St, New City, NY, 10956 | 8.2 | |
| Travelers | Best Coverage Insurance Brokerage Corp | 250 Grand St 3rd Flr, New York, NY, 10002 | 28.3 | |
| Travelers | Total Dollar Management Effort Ltd | 1 Pleasant Ave , Port Washington, NY, 11050 | 29.6 | |
| State Farm | Sammy Martinez | 2116 86th St, Brooklyn, NY, 11214-3206 | 35.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,620 | $780 |
| Rockland County, NY | $425,100 | $1,343 | $950 | $1,920 | $970 |
| Suffern, NY | $311,000 | $897 | $600 | $1,270 | $670 |
| Tappan, NY | $478,600 | $847 | $610 | $1,210 | $600 |
| Elmwood Park, NJ | $348,200 | $812 | $540 | $1,140 | $600 |
| Cresskill, NJ | $595,200 | $1,052 | $760 | $1,500 | $740 |
| Roseland, NJ | $492,700 | $982 | $680 | $1,360 | $680 |
| Manhattan, NY | $915,300 | $849 | $610 | $1,170 | $560 |
| Great Neck, NY | $795,100 | $861 | $590 | $1,230 | $640 |
| Greenvale, NY | $603,700 | $2,710 | $1,980 | $3,850 | $1,870 |
| East Fishkill, NY | $355,700 | $1,061 | $760 | $1,520 | $760 |
| Hewlett, NY | $439,600 | $1,141 | $830 | $1,570 | $740 |
| Pocono Ranch Lands, PA | $129,000 | $662 | $450 | $920 | $470 |